RACV Finance car loans

3.5
Based on 7 RACV Finance car loan product reviews.
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RACV is a well-known and trusted provider of credit for Aussies looking to buy a new car. If you’re considering taking out a car loan with RACV, this page is the right place to start your research. Read on and learn the essentials...

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more car loans here.
Last updated 12 December 2024 Important disclosures and comparison rate warning*

RACV Finance car loans

  • New Car Loan

    • Fixed, Secured
    Interest rate from
    7.29 % p.a.
    to
    16.99 % p.a.
    Comparison rate from
    8.00 % p.a.
    to
    17.77 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499.00
    Go to site

    Competitive interest rates for vehicles up to 3 years old (new and demo). Maximum loan term of 7 years. No ongoing fees. Dealer/private sale acceptable. Pre-purchase approvals available.

  • Personal Loan

    • Fixed, Secured
    Interest rate from
    10.69 % p.a.
    to
    15.89 % p.a.
    Comparison rate from
    11.42 % p.a.
    to
    16.66 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499.00
    No Partner link

  • Used Car Loan

    Interest rate from
    8.49 % p.a.
    to
    16.99 % p.a.
    Comparison rate from
    9.21 % p.a.
    to
    17.77 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499.00
    Go to site

    Competitive interest rates for vehicles up to 20 years at beginning of loan term. Maximum loan term of 7 years. No ongoing fees. Dealer/private sale acceptable.

  • Green Car Loan

    Interest rate from
    5.79 % p.a.
    to
    15.49 % p.a.
    Comparison rate from
    6.49 % p.a.
    to
    16.26 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499.00
    Go to site

    Competitive fixed interest rates on battery electric vehicles. Loan terms of 1-7 years, borrowing starts at $5,000. Free roadside assist for 3 years included RACV Total Care. No ongoing fees. RACV members may receive discounted interest (T&Cs apply).

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RACV Finance car loan ratings

Overall customer rating for RACV Finance car loans

3.5
Based on 7 product reviews.

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* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.