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ING Business Optimiser

Advertiser disclosure
Interest rate
0.10% p.a.(for $0 and over)
Maximum rate
1.00% p.a. (for $0 to $1,000,000)
Govt deposit guarantee
Yes up to $250,000

Mozo editorial review ING Business Optimiser

Last updated: 11 November 2020.

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What's hot
  • 1.00% p.a. special interest rate for up to 6 months from account opening
  • No account fees
What's not
  • Must link to a transaction account
Mozo snapshot

If you’re a small business owner looking for an award-winning savings account, you’ve come to the right place. With no account fees, a 0.10% p.a. standard interest rate, and a 1.00% p.a. special interest rate for the first 6 months, the ING Business Optimiser will help take the hassle out of your savings so you can get back to business!

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Key features

Let’s get real. As a busy business owner, you barely have enough time to scratch your back, let alone time to worry about your savings situation. With the ING Business Optimiser account’s 0.10% p.a. standard interest rate and 1.00% special interest rate offer (for new customers for the first 6 months of opening the account), you can take comfort in knowing that you’re getting the most out your savings, meaning more time to focus on what really matters, your business.

You won’t need to stress over any hidden account fees or minimum monthly deposit requirements either. With the ING Business Optimiser, all you need to do is open an account, and it’ll take care of the rest for you. And with unlimited free transactions via phone and internet, you'll never have to queue up in a branch or wait on hold for hours ever again.

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Who is it good for

The ING Business Optimiser is the perfect high-interest low-maintenance savings solution for small business owners.

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Any catches

Bear in mind; you’ll need to link your ING Business Optimiser savings account to a business everyday banking account with another institution.

Details

Rates and fees information correct as at 30 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.10% p.a.

  • Balances from $0: 1.00% p.a.
    Balances from $1,000,000: 0.10% p.a.

  • Bonus rate for the first 6 months from account opening on balances up to $1,000,000

Fees
  • $0.00

  • n/a

  • unlimited free transactions from internet, phone.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • $0.00

  • $0.00

  • n/a

Other financial bits
  • $0.00

  • $0.00

  • Monthly

Features
  • no

  • none

  • no

  • no

  • no

  • no

  • no

  • yes

  • yes

  • no

  • no

  • Must link to a transaction account

  • none

Customer Reviews

This product is not currently reviewed.

ING
MyState Bank

MyState Bank

Bonus Saver Account

1.50% p.a. (for $0 to $250,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

Bankwest

Bankwest

Hero Saver

0.90% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Starter Account

3.00% p.a. (for $1 to $10,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Up

Up

Saver Account

1.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Citi

Citi

Online Saver

0.85% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

MyState Bank

MyState Bank

Bonus Saver Account

1.50% p.a. (for $0 to $250,000)

0.15% p.a.(for $0 and over)

Yes up to $250,000

Bankwest

Bankwest

Hero Saver

0.90% p.a. (for $0 to $250,001)

0.01% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Up

Up

Saver Account

1.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.05% p.a. (for $1 to $250,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Citi

Citi

Online Saver

0.85% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Starter Account

3.00% p.a. (for $1 to $10,000)

0.05% p.a.(for $1 and over)

Yes up to $250,000

Bankwest

Bankwest

Hero Saver

0.01% p.a.(for $0 to $5,000,000)

0.90% p.a. (for $0 to $250,001)

Yes up to $250,000

Up

Up

Saver Account

0% p.a.(for $0 and over)

1.10% p.a. (for $0 to $1,000,000)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

0.05% p.a.(for $1 and over)

1.05% p.a. (for $1 to $250,000)

Yes up to $250,000

Bank of Queensland

Bank of Queensland

Fast Track Starter Account

0.05% p.a.(for $1 and over)

3.00% p.a. (for $1 to $10,000)

Yes up to $250,000

ANZ

ANZ

Progress Saver

0.01% p.a.(for $0 and over)

0.50% p.a. (for $0 and over)

Yes up to $250,000

Newcastle Permanent

Newcastle Permanent

Smart Saver

0% p.a.(for $0 and over)

1.55% p.a. (for $0 and over)

Yes up to $250,000

Auswide Bank

Auswide Bank

Ziggy Kids Saver

0.01% p.a.(for $0 and over)

2.01% p.a. (for $0 and over)

Yes up to $250,000