Banking Apps & Technology Awards 2020

Congratulations to the 2020 winners of Mozo Experts Choice Awards for Banking Apps and Technology. If you need innovation, sophistication and functionality when it comes to banking online, look no further than the winners below of our Banking Apps and Technology awards.

Mozo Experts Choice Awards 2020 Badge

What are the Mozo Experts Choice Awards?

Now in their seventh year, the Mozo Experts Choice Awards provide a platform to highlight products in the marketplace we believe offer great value to Australians.

For the 2020 Banking Apps & Technology, we analysed 77 banking apps.

“With the increase in digital and neobanks, the emergence of feature-packed apps means customers don’t even have to leave their living room to take care of their finances.” said Peter Marshall, Mozo Experts Choice Awards judge.

“From virtual wallets, spending trackers, saving tools and even loan approvals online, it’s great to see consumers embracing technology and all the conveniences of banking online.”

For details on how we crunched the numbers and determined our winners see our 2020 Mozo Experts Choice Awards Bank Accounts & Savings methodology report.

Excellent Banking App

The ability to use an app for most aspects of everyday banking has become increasingly important. For this category the judges looked at the features available in 77 banking apps, assessed the relative importance of those features, and based on that found which apps offered users the leading functionality.

Bendigo Bank App Icon


Bendigo Bank App

Commonwealth Bank App Logo


CommBank App

Macquarie App Icon


Macquarie Mobile Banking

Up App Icon


Up App


Internet Banking

Of the banking providers that won an Exceptional Everyday Account award, we determined Macquarie’s internet banking to have the leading array of unique features.

Macquarie logo



Money Management App

For the second time in a row, Money Brilliant took out the Money Management App award. We considered all mobile applications that offered data connections to Australian banks and examined the cost, functionality, availability and effectiveness of each app assessed.

Money Brilliant Logo


Money Brilliant



Frequently Asked Questions

What’s the Judging Criteria for the awards?

Running since 2014, the Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers.

See our methodology report for more detailed information on how we performed product comparisons and determined the final winners for the Bank Accounts & Savings awards.


Did you compare all banking apps in the market for these awards?

We aim to include most banking apps in the market in the Mozo Experts Choice Awards. However, not every financial institution product on the market will be included in our review. Any product we review must be available in the market at the time of our analysis.


How do I choose the best banking app for me?

Choosing the best banking app for you really depends on what you will use the app for. Is it to keep track of your spending, a fast way to transfer cash or simply an innovative way to bank? Compare the features from our winners list and find the app that’s best for you.


Who are the Mozo’s experts?

The Mozo Experts Choice Awards analysis is overseen by AJ Duncanson, Mozo’s
Data Services Director. AJ is a data scientist and actuary, and has worked in
financial services and product comparison for almost three decades. Together with our Product Data Manager, Peter Marshall, the team has over 50 years of financial services experience.


I work for a financial institution, how do we promote our win?

Please get in touch with us to discuss by emailing or phoning our account management team on 02 9037 4368.