Read the latest home loan reviews from the Mozo community. Thousands of Australians have reviewed their mortgage provider to give you the inside story on everything from sneaky fees to customer service.
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Very happy we switched to CommBank. Great range of accounts and fantastic customer service.
Very happy we switched to CommBank. Great range of accounts and fantastic customer service.
Helen, Victoria, reviewed 8 days ago
Their customer service is beyond excellent and the call centre is very helpful.
Their customer service is beyond excellent and the call centre is very helpful.
Denise, Victoria, reviewed 8 days ago
Dealing with Commonwealth Bank felt like a breath of fresh air in comparison to other banks. They are constantly in contact to ensure that we are getting the best deals and are happy.
Dealing with Commonwealth Bank felt like a breath of fresh air in comparison to other banks. They are constantly in contact to ensure that we are getting the best deals and are happy.
David, Victoria, reviewed 29 days ago
They did not explain or help when I was on sick leave from work as to what i could do to reduce my payments to keep my house until i was working again. Very disappointed in this bank as I've heard that other banks provide a lot of options for...
They did not explain or help when I was on sick leave from work as to what i could do to reduce my payments to keep my house until i was working again. Very disappointed in this bank as I've heard that other banks provide a lot of options for people in financial hardship to assist you so you don't lose your loan and subsequently your house. Very sad.
Brooke, Victoria, reviewed about 1 month ago
Fantastic service and account manager.
Fantastic service and account manager.
John, New South Wales, reviewed about 1 month ago
Very happy with ANZ. Recently paid off my mortgage and had no problems finalising my account.
Very happy with ANZ. Recently paid off my mortgage and had no problems finalising my account.
Gloria, South Australia, reviewed about 2 months ago
ANZ were good in the beginning when I signed up but they keep changing their processes and requirements for any change or updates. Customer service are polite enough but they do not have the capabilities to make any proper action.
ANZ were good in the beginning when I signed up but they keep changing their processes and requirements for any change or updates. Customer service are polite enough but they do not have the capabilities to make any proper action.
Lisa, Victoria, reviewed 3 months ago
They are quite inefficient in some dealings. Interest rate is pathetic and the monthly fee is ridiculous. They have totally lost consumer confidence as a result of the Banking Royal Commission.
They are quite inefficient in some dealings. Interest rate is pathetic and the monthly fee is ridiculous. They have totally lost consumer confidence as a result of the Banking Royal Commission.
Denise, New South Wales, reviewed 3 months ago
The service is good but I would like better communication when with regards to interest rates.
The service is good but I would like better communication when with regards to interest rates.
Nicole, Victoria, reviewed 3 months ago
Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.
Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.
Peter, Queensland, reviewed 3 months ago
Has competitive rates but their branches are in very inconvenient locations.
Has competitive rates but their branches are in very inconvenient locations.
Betty, Queensland, reviewed 3 months ago
I love NAB. It is the best bank ever.
I love NAB. It is the best bank ever.
Jihee, Western Australia, reviewed 3 months ago
Alexandra, New South Wales, reviewed 3 months ago
Not at all happy with NAB as we had to sell our investment property, due to lack of work for a couple of months and not being able to keep up with the repayments, even though we had always paid 10-20 percent above the necessary amount. They did...
Not at all happy with NAB as we had to sell our investment property, due to lack of work for a couple of months and not being able to keep up with the repayments, even though we had always paid 10-20 percent above the necessary amount. They did not give us long at all before they took the situation to court.
Colleen, Queensland, reviewed 3 months ago
ANZ gave us the best loan possible at the time and have continued to help us even through financial hardship. Highly recommended.
ANZ gave us the best loan possible at the time and have continued to help us even through financial hardship. Highly recommended.
Dimi, New South Wales, reviewed 3 months ago
Jacquie, New South Wales, reviewed 3 months ago
They are great but sometimes its hard to find anyone to talk.
They are great but sometimes its hard to find anyone to talk.
Paul, Queensland, reviewed 3 months ago
Only positives. Have been with this bank for numerous years and have always had great service. They are a bank that bends over backwards to meet my needs.
Only positives. Have been with this bank for numerous years and have always had great service. They are a bank that bends over backwards to meet my needs.
Munro, Queensland, reviewed 3 months ago
Colleen, Queensland, reviewed 3 months ago
Everything has been very good with my home loan so far.
Everything has been very good with my home loan so far.
Georgia, Victoria, reviewed 3 months ago
I have had nothing but awesome help from my bank branch. They are super friendly and know me by my name as I get to the counter. Their internet site is easy to use. Totally recommend them.
I have had nothing but awesome help from my bank branch. They are super friendly and know me by my name as I get to the counter. Their internet site is easy to use. Totally recommend them.
John, Victoria, reviewed 3 months ago
Good interest rate and easy to organise over the phone. Didn't even need to go to a branch.
Good interest rate and easy to organise over the phone. Didn't even need to go to a branch.
Megan, Victoria, reviewed 4 months ago
They have been very understanding while I was in financial hardship.
They have been very understanding while I was in financial hardship.
Diana, Northern Territory, reviewed 4 months ago
Ask lots of questions and also ask for the best deal. You have to ask since it won’t necessarily be offered up front.
Ask lots of questions and also ask for the best deal. You have to ask since it won’t necessarily be offered up front.
Sharyn, New South Wales, reviewed 4 months ago
Always very helpful if you have an enquiry and will listen to your requests for better rates etc.
Always very helpful if you have an enquiry and will listen to your requests for better rates etc.
William, New South Wales, reviewed 4 months ago
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loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)
| loans.com.au | loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)
| interest rate 3.64% p.a. variable | comparison rate* 3.66% p.a. | upfront fees $520 | Go to site More info |
More info
HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)
| HSBC | HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)
| interest rate 3.59% p.a. variable | comparison rate* 3.61% p.a. | upfront fees $150 | Go to site More info |
More info
UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)
| UBank | UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)
| interest rate 3.59% p.a. variable | comparison rate* 3.59% p.a. | upfront fees $0 | Go to site More info |
More info
State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)
| State Custodians | State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)
| interest rate 3.58% p.a. variable | comparison rate* 3.59% p.a. | upfront fees $0 | Go to site More info |
More info
ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest)
| ME | ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest)
| interest rate 3.97% p.a. variable | comparison rate* 3.99% p.a. | upfront fees $400 | Go to site More info |
More info
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