Home loan customer reviews

Read the latest home loan reviews from the Mozo community. Thousands of Australians have reviewed their mortgage provider to give you the inside story on everything from sneaky fees to customer service.

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Recent home loan customer reviews

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  • ubank Home Loan

    Hopeless settlement team. Avoid. Avoid. Avoid.

    10 years after my first horrific experience with the uBank Home Loans settlement team I thought things may have changed and stuck with them in 2024. Nothing has changed. They missed settlement three times by not doing what they were tasked with. Meaning I incurred extra legal fees. This despite raising my case to urgent with them more than 5 times over a two month period. Avoid. Avoid. Avoid.

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    Rob, Victoria, reviewed 26 days ago
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  • Australian Military Bank Home Loan

    Laura

    Great bank for us, just difficult as the branches aren’t easy to access

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    May, Victoria, reviewed 25 days ago
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  • Commonwealth Bank Home Loan

    Commonwealth Bank Home loan Review

    I’ve been using Commonwealth Bank for my home loan, and overall, it’s been a positive experience. One of the standout features is their exceptional customer service. They were incredibly helpful in structuring our loan for a removal house, which was more complex than a standard loan. The team took the time to guide us through the process and ensure we understood all the details, which made the whole experience much smoother. Additionally, their online and phone services are user-friendly and convenient, making it easy to manage our account and stay on top of things. However, one downside is that compared to other banks I’ve seen, Commonwealth Bank doesn’t offer many benefits or advantages to help with the cost of living. While their home loan services are great, there aren’t many extra perks that could make day-to-day banking more rewarding. Overall, I’m happy with their service but feel room for improvement exists.

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    Caitlyn, Queensland, reviewed about 1 month ago
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  • Commonwealth Bank Standard Variable Rate (Wealth Package)

    Meet expectations

    They are ok. Similar rates ans perks to other banks. Quick customer service and reliable. Meet expectations.

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    Cass, Victoria, reviewed about 1 month ago
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  • St.George Standard Variable Home Loan

    Would not recommend

    There Rates are high and they outrightly refuse to give you a better Rate. The redraw is handy and you can put extra money in to pay down the Loan earlier. The charges are reasonable but due to the high Rates, I would not recommend them to anyone. Loyalty Tax is well and truly alive here.

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    Kevin, Queensland, reviewed about 1 month ago
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  • ING Home Loan

    Really good bank

    ING is a great bank that has really good benefits such as good interstate rates and adding additional money to your mortgage repayments at no cost.

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    Lydia, Victoria, reviewed about 1 month ago
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  • NAB Base Variable Rate Home Loan

    Branches harder to access

    Getting less and less opportunity to get to branch

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    Courtney, Tasmania, reviewed about 1 month ago
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  • Bendigo Bank Complete Home Loan Variable

    Bendigo Bank seriously care for our community

    As I am 63 and my interest only loan was approaching renewal I try every other lending institute in the market. Bendigo Bank was extraordinarily accommodating and welcoming. I had never missed a payment in my life or was late and they looked at that personal approach. I will be strongly recommending Bendigo Bank to anyone.

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    Janine, Victoria, reviewed about 1 month ago
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  • Commonwealth Bank Fixed Rate Home Loan (Wealth Package)

    Overall not really happy with bank

    I like this bank as they have been allowing me to have a hardship plan through these toughest times. I dislike this bank as the interest rate is to high with no flexibility of lowering the interest rate People to be careful for high interest rates and bank charges.

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    Lisa, Northern Territory, reviewed about 1 month ago
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  • Beyond Bank Home Loan

    Bank elsewhere if you want to manage your costs

    No flexibility and not competitive on interest rates.

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    Peta, Australian Capital Territory, reviewed about 1 month ago
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  • ME Flexible Home Loan (Fixed)

    Very easy to setup and customer service was great!

    Very easy to setup and customer service was great!

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    Brett, Western Australia, reviewed about 1 month ago
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  • ANZ Standard Variable Rate Home Loan

    Simple and reliable

    It has been an ok experience. I like the text reminders about upcoming repayments too.

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    Bruce, Victoria, reviewed 25 days ago
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  • Commonwealth Bank Extra Home Loan

    The one stop finance shop.

    This bank has a very experienced team , they have always helped me whenever i wasn't sure about things and were very patient.

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    Mathew, Western Australia, reviewed about 1 month ago
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  • Bank Australia Basic Home Loan

    better than other banks

    I've had positive experiences with Bank Australia since 2022. the process for applying was able to happen in my local branch, staff were really helpful. My only gripe is the app which I have had problems with (but to be honest, that may be a me thing!!!).

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    Sal, Victoria, reviewed about 2 months ago
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  • Bankwest Home Loan

    A reasonable home loan

    Bankwest has a good home loan with reasonable interest rate,

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    Robert, Western Australia, reviewed about 2 months ago
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  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Financial providers may, from time to time, offer incentives for reviews, regardless of the sentiment of the reviews.

    Home loan comparisons on Mozo - rates updated daily

    • Unloan Variable

      interest rate
      5.99% p.a. variable
      comparison rate
      5.90% p.a.

      Promoted
    • Fixed Home Loan

      interest rate
      5.99% p.a.
      fixed 1 year
      comparison rate
      6.07% p.a.

      Promoted
    • Discount Great Rate Home Loan

      interest rate
      5.99% p.a. variable
      comparison rate
      6.01% p.a.

      Promoted
    • Basic Home Loan

      interest rate
      5.69% p.a.
      fixed 3 years
      comparison rate
      6.04% p.a.

      Promoted
    • Discounted Home Value Loan

      interest rate
      6.09% p.a. variable
      comparison rate
      6.09% p.a.

      Promoted

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    Browse all 421 home loans in Mozo's comparison database.

    Compare more home loans

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