I would suggest shopping around. I went with one of the big 4 because it was a trusted brand and I have had nothing but trouble. Constant miscommunication - due to a bank error I missed out on a fixed portion of my loan. They take no accountability for their mistakes and except you to just deal with it.
More Commonwealth Bank home loan customer reviewsI've had a CBA account since I was in primary school, all of my experiences with them on a personal level have been positive. Our current home loan has been refinanced with CBA, the options and drawbacks of each mortgage type are clear on the website and in the PDF options. Not being able to have an offset account with a fixed rate is the only drawback I've found, but it *did* allow us to lock in a lower rate than other banks. CBA were also one of the only banks that allowed us to finance our home with a 10% deposit.
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Bankwest offers user-friendly digital services, competitive rates, and helpful customer support, making banking convenient. However, some may find limited branch locations a drawback. Be aware of potential fees and ensure their product offerings match your financial needs before committing. Overall, it's a solid choice for tech-savvy users.
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What I like about ME... Their branding - its modern and clever On line banking is simple... never needed a branch. What I don't like about ME... Not being able to speak to a real person when needed Took too long to respond to an email
More ME home loan customer reviewsDifficult to deal with bank in person.
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Bank Of Melbourne have been extremely supportive and understanding and have helped me greatly over twenty years Bank Of Melbourne were there for me when I had nothing Bank Of Melbourne listened to me and took a chance on me and backed me and helped me achieve my goals The Bank Of Melbourne staff are friendly and actually interested and give exact advice The branches are easily accessible in the City Of Melbourne The Bank Of Melbourne Staff were superb in being there for me and being understanding when my business was shut down totally for Covid 19 in Melbourne CBD in the worlds longest lockdown
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I just needed a home loan at the time and they were the Only ones that would do it
More Westpac home loan customer reviewsI'm very happy with my banking needs with Westpac they give me flexibility with my payments and are always understanding with my needs.
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Pros - lack of physical banking options Cons - excellent website - ease of managing transactions online - good customer service - prompt response when issues arise
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Excellent experience with a great bank, never had an issue, any questions we have had were answered quickly and easily. Fantastic rate and ability to split the loan. Have felt secure with the bank and never had any doubts. Friendly and helpful staff.
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Easy internet banking Familiar with banking and products Can usually speak with someone
More NAB home loan customer reviewsCommonwealth Bank is a trusted bank and have an easy to use and functional app which makes mobile banking simple and easy. I have always used them for personal banking but moving my home loans over means everything is now in one place that is easy to access. Only complaint is I wish they had frequent flyer rewards.
More Commonwealth Bank home loan customer reviewsWestpac is like all the banks there in it for profit And don’t forget it your getting a good deal make sure you keep looking at your statments
More Westpac home loan customer reviewsVery understanding, great customer service..
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ANZ has been so helpful with sorting out our loans and heloing us set everything up correctly. They are easy to make an appointment with and talk to.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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