Macquarie Basic Home Loan

3.79% p.a.

3.80% p.a.

$0.00

3.79% p.a.

3.80% p.a.

$0.00

3.99% p.a.

4.00% p.a.

$0.00

3.99% p.a.

4.00% p.a.

$0.00

4.29% p.a.

4.30% p.a.

$0.00

4.29% p.a.

4.30% p.a.

$0.00

4.54% p.a.

4.55% p.a.

$0.00

4.54% p.a.

4.55% p.a.

$0.00

Currently showing

Rates

  • 3.79% p.a.

  • n/a

  • 0 Months

  • none

  • 3.80% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $250,000

  • $749,999

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Rates

  • 3.79% p.a.

  • n/a

  • 0 Months

  • none

  • 3.80% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $5,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Rates

  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $150,000

  • $749,999

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Rates

  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Rates

  • 4.29% p.a.

  • n/a

  • 0 Months

  • none

  • 4.30% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $150,000

  • $749,999

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Rates

  • 4.29% p.a.

  • n/a

  • 0 Months

  • none

  • 4.30% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $5,000,000

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Rates

  • 4.54% p.a.

  • n/a

  • 0 Months

  • none

  • 4.55% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $150,000

  • $749,999

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Rates

  • 4.54% p.a.

  • n/a

  • 0 Months

  • none

  • 4.55% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits

  • $750,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

About Macquarie

Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia's largest companies today.

How are Macquarie home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
6.2

Based on 39
Macquarie home loans reviews

6.7 6.0 6.2 5.7 6.3

Read Macquarie home loan reviews by the Mozo community

Latest reviews of Macquarie Basic Home Loan

Macquarie

Macquarie Basic Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   1 / 10

Too many fees

Almost $400 in annual fees. Interest rates aren't very good and they charged an exit fee when I refinanced, which I thought the government abolished a few years ago.

Full review

Almost $400 in annual fees. Interest rates aren't very good and they charged an exit fee when I refinanced, which I thought the government abolished a few years ago.

    Price   2 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   1 / 10

    Trust   1 / 10

Less

Ray (QLD), reviewed about 2 years ago

Macquarie

Macquarie Basic Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

One of the best customer service

I changed from St.George to Macquarie Bank,and I couldn't be any happier with the way they handle everything, was first class.

Full review

I changed from St.George to Macquarie Bank,and I couldn't be any happier with the way they handle everything, was first class.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Carlos (NSW), reviewed over 2 years ago

Macquarie

Macquarie Basic Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   8 / 10

Macquarie Bank is the go ahead with home loans

Great customer service but when the rates drop, the customer should be notified immediately by SMS, email or even a recorded phone message.

Full review

Great customer service but when the rates drop, the customer should be notified immediately by SMS, email or even a recorded phone message.

    Price   6 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Sebastian (VIC), reviewed over 2 years ago

Macquarie

Macquarie Basic Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Absolutely stress free

I like this bank. Minimal fuss at start up. Emails and phone calls when direct transfers have occurred. Great way to save with mortgage offset account.

Full review

I like this bank. Minimal fuss at start up. Emails and phone calls when direct transfers have occurred. Great way to save with mortgage offset account.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kristina (QLD), reviewed over 2 years ago

Macquarie

Macquarie Basic Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   6 / 10

Saving Time is just as Important as saving Money

Macquarie Bank was very obliging in taking over my mortgage when my husband passed away unexpectedly in 2013. The time limit was crucial and found their process very easy to follow and understand. Looking back I wish I would of had the opportunity...

Full review

Macquarie Bank was very obliging in taking over my mortgage when my husband passed away unexpectedly in 2013. The time limit was crucial and found their process very easy to follow and understand. Looking back I wish I would of had the opportunity to delve deeper into other financial institutions, but at the end of the day quite happy with the Macquarie Bank.

    Price   8 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Karen (QLD), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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