Macquarie Basic Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $750,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $749,999

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $749,999

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $750,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $749,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000 $5,000,000

3.75% p.a.

3.75% p.a.

$0.00

Macquarie Basic Home Loan

3.75% p.a.

3.75% p.a.

$0.00

3.85% p.a.

3.86% p.a.

$0.00

Macquarie Basic Home Loan

3.85% p.a.

3.86% p.a.

$0.00

3.85% p.a.

3.86% p.a.

$0.00

Macquarie Basic Home Loan

3.85% p.a.

3.86% p.a.

$0.00

4.05% p.a.

4.06% p.a.

$0.00

Macquarie Basic Home Loan

4.05% p.a.

4.06% p.a.

$0.00

4.05% p.a.

4.06% p.a.

$0.00

Macquarie Basic Home Loan

4.05% p.a.

4.06% p.a.

$0.00

3.99% p.a.

4.00% p.a.

$0.00

Macquarie Basic Home Loan

3.99% p.a.

4.00% p.a.

$0.00

4.19% p.a.

4.20% p.a.

$0.00

Macquarie Basic Home Loan

4.19% p.a.

4.20% p.a.

$0.00

4.19% p.a.

4.20% p.a.

$0.00

Macquarie Basic Home Loan

4.19% p.a.

4.20% p.a.

$0.00

4.64% p.a.

4.65% p.a.

$0.00

Macquarie Basic Home Loan

4.64% p.a.

4.65% p.a.

$0.00

4.64% p.a.

4.65% p.a.

$0.00

Macquarie Basic Home Loan

4.64% p.a.

4.65% p.a.

$0.00

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 3.75% p.a.

  • n/a

  • 0 Months

  • none

  • 3.75% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 3.85% p.a.

  • n/a

  • 0 Months

  • none

  • 3.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $150,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 3.85% p.a.

  • n/a

  • 0 Months

  • none

  • 3.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $750,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 4.05% p.a.

  • n/a

  • 0 Months

  • none

  • 4.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $750,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 4.05% p.a.

  • n/a

  • 0 Months

  • none

  • 4.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $150,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $150,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $750,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 4.64% p.a.

  • n/a

  • 0 Months

  • none

  • 4.65% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $150,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 4.64% p.a.

  • n/a

  • 0 Months

  • none

  • 4.65% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $400.00

Other financial bits
  • $750,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • no

  • none

  • Flyer option available for extra 0.05% to earn 10k Points for every $100k borrowed, 1k Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.

Customer Reviews

How are Macquarie home loans rated by the Mozo community?

Overall customer rating
6.2/10
Price
6.7/10
Features
6.0/10
Customer service
6.2/10
Convenience
5.7/10
Trust
6.3/10

Latest reviews of Macquarie Basic Home Loan

  • Overall
    1/10
    Too many fees

    Almost $400 in annual fees. Interest rates aren't very good and they charged an exit fee when I...

    Almost $400 in annual fees. Interest rates aren't very good and they charged an exit fee when I refinanced, which I thought the government abolished a few years ago.

    Price
    2/10
    Features
    2/10
    Customer service
    2/10
    Convenience
    1/10
    Trust
    1/10

    Ray | QLD

    27 Aug 2015

  • Overall
    9/10
    One of the best customer service

    I changed from St.George to Macquarie Bank,and I couldn't be any happier with the way they...

    I changed from St.George to Macquarie Bank,and I couldn't be any happier with the way they handle everything, was first class.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Carlos | NSW

    14 May 2015

  • Overall
    8/10
    Macquarie Bank is the go ahead with home loans

    Great customer service but when the rates drop, the customer should be notified immediately by...

    Great customer service but when the rates drop, the customer should be notified immediately by SMS, email or even a recorded phone message.

    Price
    6/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Sebastian | VIC

    08 May 2015

  • Overall
    10/10
    Absolutely stress free

    I like this bank. Minimal fuss at start up. Emails and phone calls when direct transfers have...

    I like this bank. Minimal fuss at start up. Emails and phone calls when direct transfers have occurred. Great way to save with mortgage offset account.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Kristina | QLD

    23 Apr 2015

  • Overall
    6/10
    Saving Time is just as Important as saving Money

    Macquarie Bank was very obliging in taking over my mortgage when my husband passed away...

    Macquarie Bank was very obliging in taking over my mortgage when my husband passed away unexpectedly in 2013. The time limit was crucial and found their process very easy to follow and understand. Looking back I wish I would of had the opportunity to delve deeper into other financial institutions, but at the end of the day quite happy with the Macquarie Bank.

    Price
    8/10
    Features
    4/10
    Customer service
    8/10
    Convenience
    5/10
    Trust
    8/10

    Karen | QLD

    19 Jan 2015

Macquarie

About Macquarie

Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia's largest companies today.

See Macquarie home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.