The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 70% | $150,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $749,999 |
| | Owner Occupier | Principal & Interest | 70%-80% | $750,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $750,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $749,999 |
| | Investor | Principal & Interest | < 70% | $150,000 | $5,000,000 |
| | Investor | Principal & Interest | 70%-80% | $150,000 | $749,999 |
| | Investor | Principal & Interest | 70%-80% | $750,000 | $5,000,000 |
| | Investor | Principal & Interest | 80%-90% | $150,000 | $749,999 |
| | Investor | Principal & Interest | 80%-90% | $750,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $150,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $749,999
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $750,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $750,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $749,999
Investor (Principal & Interest)
LVR < 70%
Loan: $150,000 $5,000,000
Investor (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $749,999
Investor (Principal & Interest)
LVR 70%-80%
Loan: $750,000 $5,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $749,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $750,000 $5,000,000
3.75% p.a.
3.75% p.a.
$0.00
Macquarie Basic Home Loan
3.75% p.a.
3.75% p.a.
$0.00
3.85% p.a.
3.86% p.a.
$0.00
Macquarie Basic Home Loan
3.85% p.a.
3.86% p.a.
$0.00
3.85% p.a.
3.86% p.a.
$0.00
Macquarie Basic Home Loan
3.85% p.a.
3.86% p.a.
$0.00
4.05% p.a.
4.06% p.a.
$0.00
Macquarie Basic Home Loan
4.05% p.a.
4.06% p.a.
$0.00
4.05% p.a.
4.06% p.a.
$0.00
Macquarie Basic Home Loan
4.05% p.a.
4.06% p.a.
$0.00
3.99% p.a.
4.00% p.a.
$0.00
Macquarie Basic Home Loan
3.99% p.a.
4.00% p.a.
$0.00
4.19% p.a.
4.20% p.a.
$0.00
Macquarie Basic Home Loan
4.19% p.a.
4.20% p.a.
$0.00
4.19% p.a.
4.20% p.a.
$0.00
Macquarie Basic Home Loan
4.19% p.a.
4.20% p.a.
$0.00
4.64% p.a.
4.65% p.a.
$0.00
Macquarie Basic Home Loan
4.64% p.a.
4.65% p.a.
$0.00
4.64% p.a.
4.65% p.a.
$0.00
Macquarie Basic Home Loan
4.64% p.a.
4.65% p.a.
$0.00
Rates and fees information correct as at 23 October 2018.
3.75% p.a.
n/a
0 Months
none
3.75% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$5,000,000
none
70.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
3.85% p.a.
n/a
0 Months
none
3.86% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$749,999
70.00%
80.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
3.85% p.a.
n/a
0 Months
none
3.86% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$750,000
$5,000,000
70.00%
80.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
4.05% p.a.
n/a
0 Months
none
4.06% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$750,000
$5,000,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
4.05% p.a.
n/a
0 Months
none
4.06% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$749,999
80.00%
90.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
3.99% p.a.
n/a
0 Months
none
4.00% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$5,000,000
none
70.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
4.19% p.a.
n/a
0 Months
none
4.20% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$749,999
70.00%
80.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
4.19% p.a.
n/a
0 Months
none
4.20% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$750,000
$5,000,000
70.00%
80.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
4.64% p.a.
n/a
0 Months
none
4.65% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$150,000
$749,999
80.00%
90.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Rates and fees information correct as at 23 October 2018.
4.64% p.a.
n/a
0 Months
none
4.65% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$400.00
$750,000
$5,000,000
80.00%
90.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.
Almost $400 in annual fees. Interest rates aren't very good and they charged an exit fee when I...
Read full review
Almost $400 in annual fees. Interest rates aren't very good and they charged an exit fee when I refinanced, which I thought the government abolished a few years ago.
Less
Ray | Queensland
reviewed about 3 years ago
I changed from St.George to Macquarie Bank,and I couldn't be any happier with the way they...
Read full review
I changed from St.George to Macquarie Bank,and I couldn't be any happier with the way they handle everything, was first class.
Less
Carlos | New South Wales
reviewed over 3 years ago
Great customer service but when the rates drop, the customer should be notified immediately by...
Read full review
Great customer service but when the rates drop, the customer should be notified immediately by SMS, email or even a recorded phone message.
Less
Sebastian | Victoria
reviewed over 3 years ago
I like this bank. Minimal fuss at start up. Emails and phone calls when direct transfers have...
Read full review
I like this bank. Minimal fuss at start up. Emails and phone calls when direct transfers have occurred. Great way to save with mortgage offset account.
Less
Kristina | Queensland
reviewed over 3 years ago
Macquarie Bank was very obliging in taking over my mortgage when my husband passed away...
Read full review
Macquarie Bank was very obliging in taking over my mortgage when my husband passed away unexpectedly in 2013. The time limit was crucial and found their process very easy to follow and understand. Looking back I wish I would of had the opportunity to delve deeper into other financial institutions, but at the end of the day quite happy with the Macquarie Bank.
Less
Karen | Queensland
reviewed almost 4 years ago
Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia's largest companies today.
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3.87% p.a.
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$0.00
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