This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
| Owner Occupier | Principal & Interest | < 70% | $150,000 | $5,000,000 |
| Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $749,999 |
| Owner Occupier | Principal & Interest | 70%-80% | $750,000 | $5,000,000 |
| Owner Occupier | Principal & Interest | 80%-90% | $750,000 | $5,000,000 |
| Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $749,999 |
| Investor | Principal & Interest | < 70% | $150,000 | $5,000,000 |
| Investor | Principal & Interest | 70%-80% | $150,000 | $749,999 |
| Investor | Principal & Interest | 70%-80% | $750,000 | $5,000,000 |
| Investor | Principal & Interest | 80%-90% | $150,000 | $749,999 |
| Investor | Principal & Interest | 80%-90% | $750,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $150,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $749,999
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $750,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $750,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $749,999
Investor (Principal & Interest)
LVR < 70%
Loan: $150,000 $5,000,000
Investor (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $749,999
Investor (Principal & Interest)
LVR 70%-80%
Loan: $750,000 $5,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $749,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $750,000 $5,000,000
3.09% p.a.
3.09% p.a.
$0.00
Macquarie Basic Home Loan
3.09% p.a.
3.09% p.a.
$0.00
3.19% p.a.
3.20% p.a.
$0.00
Macquarie Basic Home Loan
3.19% p.a.
3.20% p.a.
$0.00
3.19% p.a.
3.20% p.a.
$0.00
Macquarie Basic Home Loan
3.19% p.a.
3.20% p.a.
$0.00
3.39% p.a.
3.40% p.a.
$0.00
Macquarie Basic Home Loan
3.39% p.a.
3.40% p.a.
$0.00
3.39% p.a.
3.40% p.a.
$0.00
Macquarie Basic Home Loan
3.39% p.a.
3.40% p.a.
$0.00
3.39% p.a.
3.40% p.a.
$0.00
Macquarie Basic Home Loan
3.39% p.a.
3.40% p.a.
$0.00
3.49% p.a.
3.50% p.a.
$0.00
Macquarie Basic Home Loan
3.49% p.a.
3.50% p.a.
$0.00
3.49% p.a.
3.50% p.a.
$0.00
Macquarie Basic Home Loan
3.49% p.a.
3.50% p.a.
$0.00
4.20% p.a.
4.21% p.a.
$0.00
Macquarie Basic Home Loan
4.20% p.a.
4.21% p.a.
$0.00
4.20% p.a.
4.21% p.a.
$0.00
Macquarie Basic Home Loan
4.20% p.a.
4.21% p.a.
$0.00
3.09% p.a.
n/a
n/a
n/a
3.09% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$150,000
$5,000,000
none
70.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
3.19% p.a.
n/a
n/a
n/a
3.20% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$150,000
$749,999
70.00%
80.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
3.19% p.a.
n/a
n/a
n/a
3.20% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$750,000
$5,000,000
70.00%
80.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
3.39% p.a.
n/a
n/a
n/a
3.40% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$750,000
$5,000,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
3.39% p.a.
n/a
n/a
n/a
3.40% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$150,000
$749,999
80.00%
90.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
3.39% p.a.
n/a
n/a
n/a
3.40% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$150,000
$5,000,000
none
70.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
3.49% p.a.
n/a
n/a
n/a
3.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$150,000
$749,999
70.00%
80.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
3.49% p.a.
n/a
n/a
n/a
3.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$750,000
$5,000,000
70.00%
80.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
4.20% p.a.
n/a
n/a
n/a
4.21% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$150,000
$749,999
80.00%
90.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
4.20% p.a.
n/a
n/a
n/a
4.21% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$400.00
$750,000
$5,000,000
80.00%
90.00%
Investor
Principal & Interest
Monthly
yes - free
yes
yes - free
none
yes
no
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary.
none
Zero focus on what is in the best interest of the customer.
Read full review
Zero focus on what is in the best interest of the customer.
Less
Dean | South Australia
reviewed 2 days ago
Easy to contact. Always polite & sorts out any enquiries promptly. Acts on interest changes to...
Read full review
Easy to contact. Always polite & sorts out any enquiries promptly. Acts on interest changes to accounts promptly without the need to phone and chase.
Less
Kerry | New South Wales
reviewed 13 days ago
Best bank in my opinion.
Read full review
Best bank in my opinion.
Less
Nicole | New South Wales
reviewed 17 days ago
So pleased with my home loan. Macquarie pass on the interest cuts no problem.
Read full review
So pleased with my home loan. Macquarie pass on the interest cuts no problem.
Less
Debra | New South Wales
reviewed about 1 month ago
Almost $400 in annual fees. Interest rates aren't very good and they charged an exit fee when I...
Read full review
Almost $400 in annual fees. Interest rates aren't very good and they charged an exit fee when I refinanced, which I thought the government abolished a few years ago.
Less
Ray | Queensland
reviewed over 4 years ago
Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia's largest companies today.
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