The 2019 Mozo Experts Choice Award winner RACQ Bank offers a range of home loan packages for different needs. Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare with our home loan comparison tools.
Rates and fees verified as correct at 22 October, 2020. Other information correct at the time of writing.
| Product | Fixed 3 year rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 2.39% p.a. | 3.89% p.a. | $0.00 | $875 | ||
| 2.59% p.a. | 4.28% p.a. | $0.00 | $875 |
| Product | Rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 4.33% p.a. | 4.37% p.a. | $0.00 | $875 | ||
| 2.95% p.a. | 3.01% p.a. | $0.00 | $875 | ||
| 2.75% p.a. | 2.77% p.a. | $0.00 | $275 | ||
| 4.79% p.a. | 4.83% p.a. | $0.00 | $875 | ||
| 3.09% p.a. | 3.15% p.a. | $0.00 | $875 | ||
| 3.09% p.a. | 3.15% p.a. | $0.00 | $875 |
| Product | Fixed 3 year rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 2.29% p.a. | 3.93% p.a. | $395.00 yearly | $275 | ||
| 2.29% p.a. | 3.65% p.a. | $395.00 yearly | $275 | ||
| 2.29% p.a. | 3.57% p.a. | $395.00 yearly | $275 | ||
| 2.59% p.a. | 4.25% p.a. | $395.00 yearly | $275 | ||
| 2.59% p.a. | 4.05% p.a. | $395.00 yearly | $275 | ||
| 2.59% p.a. | 3.98% p.a. | $395.00 yearly | $275 |
| Product | Rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 3.93% p.a. | 4.35% p.a. | $395.00 yearly | $275 | ||
| 3.53% p.a. | 3.96% p.a. | $395.00 yearly | $275 | ||
| 3.43% p.a. | 3.86% p.a. | $395.00 yearly | $275 | ||
| 4.39% p.a. | 4.80% p.a. | $395.00 yearly | $275 | ||
| 3.99% p.a. | 4.41% p.a. | $395.00 yearly | $275 | ||
| 3.89% p.a. | 4.31% p.a. | $395.00 yearly | $275 |
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
Very happy with this product. Good rate, flexible extra repayments/withdraw through banking app and like to have the option to visit a branch if needed. The service provided during the application process exceeded my expectations. Our agent was...
Very happy with this product. Good rate, flexible extra repayments/withdraw through banking app and like to have the option to visit a branch if needed. The service provided during the application process exceeded my expectations. Our agent was easy to contact and guided us through this process with prompt replies and clear information and instructions.
Dan, Queensland, reviewed 3 months ago
Great home loan product with poor system and communication. Consultants are all kind and friendly but very hard to get things process done. Have a doubt about their reliability.
Great home loan product with poor system and communication. Consultants are all kind and friendly but very hard to get things process done. Have a doubt about their reliability.
Anyone, Queensland, reviewed 4 months ago
Stuffed up rewards by not processing paperwork properly with loan approval.
Stuffed up rewards by not processing paperwork properly with loan approval.
Megan, Queensland, reviewed 10 months ago
I like the fact that there is a local branch nearby which I am able to access, allowing me to deal with people in person. Have also found their telephone banking service to be very good.
I like the fact that there is a local branch nearby which I am able to access, allowing me to deal with people in person. Have also found their telephone banking service to be very good.
Debie, Queensland, reviewed 11 months ago
Nathanael, Queensland, reviewed 12 months ago
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