The 2019 Mozo Experts Choice Award winner RACQ Bank offers a range of home loan packages for different needs. Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare with our home loan comparison tools.
Rates and fees verified as correct at 22 February, 2020. Other information correct at the time of writing.
| Product | Fixed 3 year rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 3.10% p.a. | 4.51% p.a. | $0.00 | $600 | ||
| 2.90% p.a. | 4.13% p.a. | $0.00 | $600 |
| Product | Rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 4.96% p.a. | 5.00% p.a. | $0.00 | $600 | ||
| 4.50% p.a. | 4.54% p.a. | $0.00 | $600 | ||
| 3.34% p.a. | 3.38% p.a. | $0.00 | $600 | ||
| 3.34% p.a. | 3.38% p.a. | $0.00 | $600 | ||
| 3.24% p.a. | 3.28% p.a. | $0.00 | $600 | ||
| 3.04% p.a. | 3.04% p.a. | $0.00 | $0 |
| Product | Fixed 3 year rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 3.00% p.a. | 4.54% p.a. | $395.00 yearly | $0 | ||
| 3.00% p.a. | 4.26% p.a. | $395.00 yearly | $0 | ||
| 3.00% p.a. | 4.19% p.a. | $395.00 yearly | $0 | ||
| 2.80% p.a. | 4.16% p.a. | $395.00 yearly | $0 | ||
| 2.80% p.a. | 3.88% p.a. | $395.00 yearly | $0 | ||
| 2.80% p.a. | 3.81% p.a. | $395.00 yearly | $0 |
| Product | Rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 4.56% p.a. | 4.95% p.a. | $395.00 yearly | $0 | ||
| 4.16% p.a. | 4.56% p.a. | $395.00 yearly | $0 | ||
| 4.06% p.a. | 4.46% p.a. | $395.00 yearly | $0 | ||
| 4.10% p.a. | 4.50% p.a. | $395.00 yearly | $0 | ||
| 3.70% p.a. | 4.11% p.a. | $395.00 yearly | $0 | ||
| 3.60% p.a. | 4.01% p.a. | $395.00 yearly | $0 |
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
Stuffed up rewards by not processing paperwork properly with loan approval.
Stuffed up rewards by not processing paperwork properly with loan approval.
Megan, Queensland, reviewed 2 months ago
I like the fact that there is a local branch nearby which I am able to access, allowing me to deal with people in person. Have also found their telephone banking service to be very good.
I like the fact that there is a local branch nearby which I am able to access, allowing me to deal with people in person. Have also found their telephone banking service to be very good.
Debie, Queensland, reviewed 3 months ago
Nathanael, Queensland, reviewed 4 months ago
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