RACQ Bank home loans

RACQ Bank

RACQ Bank home loans offer a range of packages for different needs. Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare with our home loan comparison tools.

Rates and fees verified as correct at 22 October, 2017. Other information correct at the time of writing.

What home loans do RACQ Bank offer?

Fixed Rate Home Loans Fixed Rate Home Loans

Home loan repayments calculator
years
Product Fixed 3 year rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

4.34% p.a.

5.19% p.a.

$0.00

$600

3.99% p.a.

4.77% p.a.

$0.00

$600


Hide

Variable Rate Home Loans Variable Rate Home Loans

Home loan repayments calculator
years
Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡  

4.12% p.a.variable for 12 months and then 5.45% p.a.

5.37% p.a.

$0.00

$600

3.72% p.a.variable for 12 months and then 4.99% p.a.

4.91% p.a.

$0.00

$600

3.74% p.a.

3.74% p.a.

$0.00

$0

Go to site

Hide

Fixed Package Home Loan Fixed Package Home Loan

Home loan repayments calculator
years
Product Fixed 3 year rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

4.24% p.a.

5.21% p.a.

$395.00 yearly

$0

4.24% p.a.

4.93% p.a.

$395.00 yearly

$0

4.24% p.a.

4.86% p.a.

$395.00 yearly

$0

3.89% p.a.

4.79% p.a.

$395.00 yearly

$0

3.89% p.a.

4.51% p.a.

$395.00 yearly

$0

3.89% p.a.

4.44% p.a.

$395.00 yearly

$0


Hide

Variable Package Home Loan Variable Package Home Loan

Home loan repayments calculator
years
Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

5.05% p.a.

5.43% p.a.

$395.00 yearly

$0

4.65% p.a.

5.04% p.a.

$395.00 yearly

$0

4.55% p.a.

4.94% p.a.

$395.00 yearly

$0

4.59% p.a.

4.98% p.a.

$395.00 yearly

$0

4.19% p.a.

4.59% p.a.

$395.00 yearly

$0

4.09% p.a.

4.49% p.a.

$395.00 yearly

$0


Hide

How are RACQ Bank home loans rated?

RACQ Bank home loans

There are no ratings yet for RACQ Bank home loans.

* Overall rating based on reviews in the past 12 months.

Recent RACQ Bank home loan reviews Recent RACQ Bank home loan reviews

Hide reviews

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a RACQ Bank home loan? What do you need to apply for a RACQ Bank home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)
Hide

More helpful home loan quick links