RACQ Bank personal loans

Fact Checked

In 2017, Royal Automobile Club of Queensland (aka RACQ) launched RACQ Bank. It is a mutual bank owned by RACQ’s 1.7 million members and offers a range of banking products including home loans, personal loans and deposit accounts. When it comes to personal loans there are two options: a secured car loan or an unsecured multi-purpose loan. Read on for all the info you need.

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Last updated 4 December 2024 Important disclosures and comparison rate warning*

RACQ Bank personal loans

  • Unsecured Personal Loan

    • Variable
    Interest rate from
    9.99 % p.a.
    Comparison rate from
    10.27 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $195
    Link not supplied

  • Car Loan Special

    • Secured
    Interest rate from
    6.69 % p.a.
    Comparison rate from
    6.96 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $195
    Link not supplied

  • Green Car Loan

    Interest rate from
    5.99 % p.a.
    Comparison rate from
    5.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $0
    Link not supplied

  • Green Personal Loan

    • Variable, Unsecured
    Interest rate from
    6.99 % p.a.
    Comparison rate from
    6.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $0
    Link not supplied

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RACQ Bank products

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* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

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