Yes costs extra
$500 - $1,850
$600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers over 24.
Not disclosed (NT)
Not disclosed (WA)
Not disclosed (VIC)
Not disclosed (TAS)
Not disclosed (NSW)
Not disclosed (SA)
Not disclosed (QLD)
Not disclosed (ACT)
5 years
up to 15%
n/a
n/a
n/a
Optional Extra
Optional Extra
Yes
n/a
n/a
Agreed or Market
Yes - within 2 years or 40,000 kilometres of original registration, whichever comes first
Up to $250 if damaged.
Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.
Up to $500
Reasonable towing costs. Up to $600 travel and accommodation costs (max $150 per day).
Yes - Up to 14 days, max $1,000 total.
Not at fault - Yes. At fault - Optional Extra. Up to 14 days for at fault accidents.
Yes - legal liability cover when using a substitute vehicle.
Up to $500.
Up to $1,000 if stolen.
Up to $250
Covered only if agreed in writing.
No
No
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Prices are a bit all over the shop. Have been with them for a few years with different models. Have never made a claim so cannot comment on that process.
Read full reviewPrices are a bit all over the shop. Have been with them for a few years with different models. Have never made a claim so cannot comment on that process.
I recommended Budget Direct to my family and my colleagues because you don’t get a better quality insurance at a low price anywhere else. It was easy to set up the policy and I’ve had pleasant experiences every time I have called up. I will be moving my other insurance to Budget Direct when it is renewal time.
Read full reviewI recommended Budget Direct to my family and my colleagues because you don’t get a better quality insurance at a low price anywhere else. It was easy to set up the policy and I’ve had pleasant experiences every time I have called up. I will be moving my other insurance to Budget Direct when it is renewal time.
The only downfall was not being able to pick my repairer.
Read full reviewThe only downfall was not being able to pick my repairer.
They are the cheapest premium option available with a standard excess. I like how blunt they are. They know who they are, they don't try to hide their status as a budget insurer and their limitations, yet I feel confident they will do the best they can given the circumstances. I had a recent accident, the the claim was an easy process, customer service was good and I have no qualms.
Read full reviewThey are the cheapest premium option available with a standard excess. I like how blunt they are. They know who they are, they don't try to hide their status as a budget insurer and their limitations, yet I feel confident they will do the best they can given the circumstances. I had a recent accident, the the claim was an easy process, customer service was good and I have no qualms.
My daughter’s car was maliciously attacked by a drug addict. Budget Direct did nothing. They refused roadside assistance as it was 'malicious damage'. They refused to even process the claim without an $800 excess being paid. Their insurance policy is not worth the paper it is written on.
Read full reviewMy daughter’s car was maliciously attacked by a drug addict. Budget Direct did nothing. They refused roadside assistance as it was 'malicious damage'. They refused to even process the claim without an $800 excess being paid. Their insurance policy is not worth the paper it is written on.
