Budget Direct Comprehensive Car Insurance
Budget Direct Comprehensive Car Insurance
Mozo Review Budget Direct Comprehensive Car Insurance Review
Last updated: 29 October 2019.
What's hot:
2019 Insurer of the Year
Your choice of repairer
15% online discount
2019 Mozo Experts Choice Award
What's not:
$600 unlisted driver excess
Up to $600 young driver excess
Mozo snapshot:
If you’re after a car insurance policy that has you covered for a range of events and gives you the freedom of being able to choose your repairer, or whether you want to insure your car at an agreed or market value, then the Comprehensive Car Insurance policy from 2019 Insurer of the Year Budget Direct is definitely worth considering.
The policy was even awarded a 2019 Mozo Experts Choice Award in the Exceptional Value Car Insurance category, so you know you're getting great value for money.
Key features:
With Budget Direct’s Comprehensive Car Insurance you get quality cover for not only your car but the things that go in it too. If you have any young children, this policy will cover the cost to replace baby seats or capsules as well as any other personal property up to the value of $250 and you can also enjoy the peace of mind that comes with knowing you won’t have to fork out the necessary funds to replace any stolen car keys.
If your car is written off, not only can you enjoy the convenience of a 24/7 claims service but Budget Direct will replace your totalled car with a brand new set of wheels as long as it is less than 1 years old and has less than 20,000kms on the clock. Plus, if you buy Budget Direct Comprehensive Car Insurance online, you’ll be handed a 15% discount on your annual premium.
There are a couple features that don’t come as standard with this policy, however. Roadside assistance is an additional extra and while the costs to hire a rental if your car is stolen comes as standard, you’ll have to elect for rental costs following an accident to be covered as another additional extra.
Who it's good for:
Budget Direct Comprehensive Car Insurance is available across all of Australia, so if you are looking for a comprehensive level of cover at an affordable price tag, this could be the perfect policy for you.
Any catches?
Be aware of a couple of additional excesses when taking out this policy. Firstly, if a driver who isn’t listed on your policy is involved in an accident you’ll have to pay a $600 excess and if that driver is under the age of 25 you’ll have as much as an additional $600 young driver excess to pay out of your own pocket.
Details
Rates and fees information correct as at 6 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Discounts and excesses
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costs extra
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$500 - $1,850
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$600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers over 24.
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Not disclosed (NT)
Not disclosed (WA)
Not disclosed (VIC)
Not disclosed (TAS)
Not disclosed (NSW)
Not disclosed (SA)
Not disclosed (QLD)
Not disclosed (ACT) -
5 years
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up to 15%
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n/a
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Maximum no claim discount protection is optional with additional premium
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n/a
Service features
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Optional Extra
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Optional Extra
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n/a
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n/a
Coverage summary
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Agreed or Market
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- within 1 years and 20,000 km of original registration
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Up to $250 if damaged.
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Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.
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Up to $500
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Reasonable towing costs. Up to $300 travel and accommodation costs (max $100 per day).
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- Up to 14 days, max $1,000 total.
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t at fault - Yes. At fault - Optional Extra. Up to 14 days.
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Yes - legal liability cover when using a substitute vehicle.
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Up to $500.
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Up to $1,000 if stolen.
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Up to $250
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Covered only if agreed in writing.
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No
Customer Reviews
How are Budget Direct car insurance rated by the Mozo community?
Latest reviews of Budget Direct Comprehensive Car Insurance
- Overall9/10
Well pleased with product and professionalism.
Very personable, patient and honest when signing up. Answered all questions, friendly and...
Read full review
Very personable, patient and honest when signing up. Answered all questions, friendly and professional. Un-rushed and professional telephone team. I'm happy with my Budget Direct product result.
Value for money7/10Policy coverage8/10Customer service10/10Claims handling-1/10Trust10/10Less
Debra | Victoria
reviewed 14 days ago
- Overall0/10
Bad.
Unreliable and lack any sort of customer service.
Read full review
Unreliable and lack any sort of customer service.
Value for money7/10Policy coverage7/10Customer service0/10Claims handling0/10Trust0/10Less
Renie | New South Wales
reviewed 17 days ago
- Overall9/10
Very competitive pricing and good level of cover.
Very good value for the policy inclusions.
Read full review
Very good value for the policy inclusions.
Value for money10/10Policy coverage10/10Customer service8/10Claims handling-1/10Trust9/10Less
Andrew | New South Wales
reviewed 25 days ago
- Overall8/10
Great price for basic insurance.
I have been with Budget Direct since the start of the year. I have saved a lot of money and I...
Read full review
I have been with Budget Direct since the start of the year. I have saved a lot of money and I made a claim which was very easy and then I decided not to continue with the claim and it was no problem. I am satisfied.
Value for money8/10Policy coverage8/10Customer service8/10Claims handling8/10Trust8/10Less
Bianca | New South Wales
reviewed 28 days ago
- Overall3/10
The same as any other insurance company.
They are just like any other insurance company, promise the earth, and give you mud.
Read full review
They are just like any other insurance company, promise the earth, and give you mud.
Value for money4/10Policy coverage4/10Customer service5/10Claims handling-1/10Trust-1/10Less
Paul | Western Australia
reviewed about 1 month ago
