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- within 2 years of original registration

- Up to 21 days.

Not at fault - Yes. At fault - Optional Extra. Unlimited days, max $90 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Automatically covered

$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25, $400 for learner drivers.

- within 2 years of original registration

- Up to 21 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 21 days, max $100 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- within 2 years and 30,000 km of original registration (Optional 4 year new car replacement within 100,000 km of registration)

- Up to 14 days, max $75 per day.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days, max $75 per day.

Yes - $0 windscreen excess on first claim each year.

Covered only if agreed in writing.

$800 for listed drivers under 21, $600 for drivers under 25, $1,250 for unlisted drivers.

- within 2 years of original registration. New car after theft if less than 10 years old up to $40,000 limit

- Up to 21 days.

Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days, max $90 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Automatically covered.

$1,500 for drivers under 25.

- within 2 years and 40,000 km of original registration

- Up to 14 days, max $1,000 total.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 21, $500 for listed drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers.

- within 2 years of original registration

- Up to 14 days, max $70 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 20 days, max $70 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$1,800 for drivers under 18, $800 for drivers under 21, $800 for inexperienced drivers over 24, $800 for learner drivers.

- within 2 years of original registration

- Up to 30 days, $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$600 for drivers under 25, $1,800 for unlisted drivers.

- within 2 years of original registration

- Up to 14 days, max $100 per day.

Not at fault - Yes. At fault - Optional Extra. Not at fault - Up to 14 days, max $100 per day. At fault - Up to 14 days, max $80 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

Depending on state between $300 and $700 for listed drivers under 25, $1,500 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 14 days, max $75 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $75 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Covered only if agreed in writing.

$550 for listed drivers under 25, $1,500 for unlisted drivers under 25, $500 for inexperienced drivers over 25.

- within 3 years and 50,000 km of original registration

- Up to 21 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 21 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$1,000 for drivers under 20, $750 for drivers under 22, $500 for drivers under 25, $750 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

Optional Extra - within 3 years of original manufacture

Optional Extra - Unlimited days.

Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days.

Optional - reduce windscreen excess to $0 on every windscreen claim for an additional premium.

Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

$600 for drivers under 25, $1,950 for unlisted drivers over 25.

- within 2 years and 40,000 km of original registration

- Up to 14 days, max $1,000 total.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.

Covered only if agreed in writing.

$600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers over 24.

- within 3 years and 50,000 km of original registration

- Up to 21 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 21 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$1,000 for drivers under 20, $750 for drivers under 22, $500 for drivers under 25, $750 for listed inexperienced drivers over 25, $1,500 for unlisted inexperienced drivers over 25, double the basic excess for unlisted drivers.

- within 2 years of original registration

- Up to 14 days, max $50 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $50 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Covered only if agreed in writing.

$800 for drivers under 21, $450 for drivers under 25, $400 for inexperienced drivers over 25.

- within 3 years of original registration

- Unlimited days, max $90 per day.

Not at fault - Yes. At fault - Yes. Unlimited days, max $90 per day.

Yes - $0 windscreen excess on first claim each year.

Covered only if agreed in writing.

$800 for drivers under 21, $450 for drivers under 25, $400 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 14 days, max $75 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $75 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$550 for listed drivers under 25, $1,500 for unlisted drivers under 25, $500 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 21 days.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days, max $75 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25.

- lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new

- Unlimited days, max $100 per day.

Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.

Yes - $0 windscreen excess on first claim each year.

Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25.

- within 2 years of original registration

- Up to 14 days, max $75 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $75 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$1,500 for drivers under 21, $1,000 for drivers under 24, $750 for inexperienced drivers over 24.

- within 3 years and 50,000 km of original registration

- Up to 21 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 21 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$1,000 for drivers under 20, $750 for drivers under 21, $500 for drivers under 24, $750 for listed inexperienced drivers over 24, $1,500 for unlisted inexperienced drivers over 24, double the basic excess for unlisted drivers.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- within 2 years of original registration

- Up to 14 days, max $70 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 10 days, max $70 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Most modifications covered automatically

$1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- within 2 years or 40,000 kilometres of original registration

- Up to 14 days, max $1,000 total.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Covered only if agreed in writing.

$600 for drivers under 21, $500 for drivers under 24, $500 for inexperienced drivers, $600 unlisted drivers.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Covered only if agreed in writing.

$350-$550 for listed drivers under 25, $900 for unlisted drivers under 25, $350-$600 for inexperienced drivers.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- within 2 years of original registration

- Up to 21 days, max $75 per day.

Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Automatically covered

$300-$400 for listed drivers under 35, $1,200-$1,600 for unlisted drivers under 25, $300-$400 for inexperienced drivers over 25.

- within 2 years of original registration

- Unlimited days, max $100 per day.

Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.

Yes - $0 windscreen excess.

Automatically covered.

$300-$400 for listed drivers under 35, $1,200-$1,600 for unlisted drivers under 25, $300-$400 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- within 1 year and 20,000 km of original registration

- Up to 14 days, max $1,000 total.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Covered only if agreed in writing.

$600 for drivers under 21, $500 for drivers under 25, $600 for unlisted drivers, $500 for inexperienced drivers over 24.

- within 3 years and 50,000 km of original registration

- Up to 21 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 21 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$1,000 for drivers under 20, $750 for drivers under 22, $500 for drivers under 25, $750 for inexperienced drivers over 25.

- within 15,000km of original registration

- Up to 14 days, max $50 per day

- Up to 14 days, max $50 per day

Yes - $0 windscreen excess

Covered only if agreed in writing.

$3,000 for unlisted drivers

- within 1 year of original registration

- Up to 14 days.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.

Yes - standard excess ($0 excess for repair only).

Option to cover some aftermarket accessories only. Does not include aftermarket modifications.

$850 for listed drivers under 21, $450 for listed drivers under 25, $450 for inexperienced drivers over 24.

- within 2 years and 40,000 km of original registration

- Up to 14 days, max $1,000

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Covered only if agreed in writing.

$600 for drivers under 21, $500 for drivers under 25, $600 for unlisted drivers, $500 for inexperienced drivers over 25.

- within 2 years and 20,000 km of original registration

- Up to 14 days, max $1,000 total.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.

Yes - standard excess ($0 excess for repair only). Option to reduce windscreen excess to $0 for an additional premium.

Covered only if agreed in writing.

$1,000 for listed drivers under 21, $750 for listed drivers under 25, $1,500 for unlisted drivers under 21, $1,250 for unlisted drivers under 25, $750 for inexperienced drivers over 25, $500 for unlisted drivers over 25.

- lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new

- Up to 21 days.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $65 per day.

Yes - $0 windscreen excess.

Covered only if agreed in writing.

$600 for drivers under 21, $500 for drivers under 25.

- within 2 years of original registration

- Unlimited days.

Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days.

Yes - $100 windscreen excess ($0 excess for repair).

Covered only if agreed in writing.

$650 for drivers under 19, $550 for drivers under 20, $450 for drivers under 23, $300 for drivers under 25, $300 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 14 days, max $1,400 total.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $40 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$650 for drivers under 19, $500 for drivers under 20, $400 for drivers under 23, $250 for drivers under 25, $200 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 14 days.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Covered only if agreed in writing.

$750 for male drivers under 22, $650 for female drivers under 22, $400 for male drivers under 24, $300 for female drivers under 24. $1,500 unlisted drivers under 25

- within 3 years of original registration

- Unlimited days, max $100 per day.

Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.

Yes - $0 windscreen excess.

Automatically covered.

$400 for listed drivers under 25, $1,600 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 21 days, max $60 per day.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days, max $60 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Automatically covered.

$400 for listed drivers under 25, $1,600 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 14 days, max $70 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 20 days, max $70 per day.

Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

Covered only if agreed in writing.

$1,800 for listed drivers under 18, $800 for listed drivers under 22, $2,600 for unlisted drivers under 18, $1,600 for unlisted drivers under 22, $800 for learner drivers, $800 for inexperienced drivers over 24

- within 1 year and 20,000 km of original registration

- Up to 14 days, max $1,000 total.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Covered only if agreed in writing.

$600 for drivers under 21, $500 for drivers under 25, $600 for unlisted drivers, $500 for inexperienced drivers over 24.

- within 2 years of original registration

- Up to 21 days, max $65 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $65 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Automatically covered.

$400 for listed drivers under 20, $300 for listed drivers under 24, $1,200 for unlisted drivers under 25, $300 for inexperienced drivers over 25.

- within 2 years of original registration

- Unlimited days, max $95 per day.

Not at fault - Yes. At fault - Yes. Unlimited days, max $95 per day.

Yes - $0 windscreen excess.

Automatically covered.

$400 for listed drivers under 20, $300 for listed drivers under 24, $1,200 for unlisted drivers under 25, $300 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 21 days, max $65 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $65 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Automatically covered.

$750 for listed drivers under 19, $650 for listed drivers under 21, $550 for listed drivers under 24, $450 for listed drivers under 25, $1,250 for unlisted drivers under 25, $300 for inexperienced drivers over 25

- within 2 years of original registration

- Unlimited days, max $95 per day.

Not at fault - Yes. At fault - Yes. Unlimited days, max $95 per day.

Yes - $0 windscreen excess.

Automatically covered.

$750 for listed drivers under 19, $650 for listed drivers under 21, $550 for listed drivers under 24, $450 for listed drivers under 25, $1,250 for unlisted drivers under 25, $300 for inexperienced drivers over 25

- within 1 year of original registration

- Up to 14 days, max $1,500 total.

Not at fault - Yes. Unlimited days. At fault - No.

Yes - $0 excess for first windscreen claim.

Covered only if agreed in writing.

$400 for listed drivers under 25, $1,500 for unlisted drivers under 25.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new

- Unlimited days, max $100 per day.

Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.

Yes - $0 windscreen excess on first claim each year.

Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 21 days.

Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 21 days.

Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.

Yes - $0 windscreen excess on first claim each year.

Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- within 2 years of original registration

- Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

Covered only if agreed in writing.

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

- within 1 year and 20,000 km of original registration

- Up to 14 days, max $1,000 total.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Covered only if agreed in writing.

$600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers over 24. Extra $200 for any claims by a male driver.