car insurances

Compare Car Insurance Australia: Save up to 15% online

Are you looking for the cheapest car insurance? You’ve landed in the right place. Mozo has rounded up some of this month's top comprehensive car insurance deals from popular Australian providers to save you time and money. Compare key policy features and discount offers before clicking to get a personalised online quote for your car.

Fact Checked

Car insurance comparisons on Mozo - last updated 29 September 2021

Search promoted car insurance below. Advertiser disclosure. Important information on terms, conditions and sub-limits.
  • Gold Comprehensive Car Insurance

    Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.

    Monthly premiums
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    Yes Costs Extra
    Choice of repairer
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    Optional Extra
    Choice of excess
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    $500 - $1,850
    Agreed or market value
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    Agreed Or Market

    Available discounts

    • Online Discount Up To 15%
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  • Comprehensive Car Insurance

    Discover more rewarding car insurance. With competitive cover for you - and your budget, plus up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility criteria apply.

    Monthly premiums
    Calendar icon
    Yes Costs Extra
    Choice of repairer
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    Optional Extra
    Choice of excess
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    $400 - $1,850 (varies By State)
    Agreed or market value
    Car coin icon
    Agreed Or Market

    Available discounts

    • No Claim Discount
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    Details
  • Comprehensive Car Insurance

    Huddle Car Insurance, Pay as you drive & save up to 30% (T&Cs apply). 24/7 claims lodgement and new-for-old replacement (under 2 years).

    Monthly premiums
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    Yes
    Choice of repairer
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    No
    Choice of excess
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    $500 - $5,000
    Agreed or market value
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    Agreed Or Market

    Available discounts

    • Pay As You Drive Cover With Pricing Tiers Available For Limited Kms.
    Compare
    Go to site
    Details
  • Comprehensive Car Insurance

    Stella have created a more intuitive experience and offer a product that’s been designed with women in mind; offering premium benefits, and optional extras and rewards for being a safe driver. Stella are back by QBE. Get a quick quote online in 40 seconds and insured in 4 minutes. Save 10% when you pay annually.

    Monthly premiums
    Calendar icon
    Yes Costs Extra
    Choice of repairer
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    No
    Choice of excess
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    $800 - $2,000
    Agreed or market value
    Car coin icon
    Agreed

    Available discounts

    • No Claim Discount
    Compare
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    Details
  • Comprehensive Car Insurance

    Australia Post Comprehensive Car Insurance offers a broad range of coverage and includes cover for anyone who drives your vehicle. It also covers new car replacement if your recently purchased brand new car is written off within the first three years (provided it has travelled less than 60,000km).

    Monthly premiums
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    Yes Costs Extra
    Choice of repairer
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    Optional Extra
    Choice of excess
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    $400 - $2,200
    Agreed or market value
    Car coin icon
    Agreed Or Market

    Available discounts

    • Online Discount $75
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    Details
  • Comprehensive Car Insurance

    Making sure your car insurance is about where you’re at right now could save you lots. Start a quote with Youi today and see what you could save. Exceptional Value Car Insurance award winner in 2020.^

    Monthly premiums
    Calendar icon
    Yes Costs Extra
    Choice of repairer
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    Optional Extra
    Choice of excess
    coins icon
    $400 - $2,500
    Agreed or market value
    Car coin icon
    Agreed Or Market

    Available discounts

    • 20% Discount On Contents Insurance If Youi Car Insurance Also Held
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    Details
  • Comprehensive Car Insurance Policy

    Bingle keeps car insurance simple - choose between Comprehensive and Third Party Car Insurance. Comprehensive covers you for accidental loss or damage to your own car caused by insured events such as accidents, theft, storms, fire.

    Monthly premiums
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    Yes Costs Extra
    Choice of repairer
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    No
    Choice of excess
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    $650 - $2,200; Varies Between States
    Agreed or market value
    Car coin icon
    Market

    Available discounts

      Compare
      Go to site
      Details
    • Comprehensive Car Insurance

      Easier, better, smarter car insurance. Say g’day to Poncho. They've taken the complicated out of car insurance and created a new route that's simple, u-turn free and keeps you in the driver’s seat. No cancellation fees, 24/7 online claims service and a policy that works just like a monthly subscription.

      Monthly premiums
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      Yes
      Choice of repairer
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      No
      Choice of excess
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      $800 Flat Excess Fee
      Agreed or market value
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      Agreed

      Available discounts

        Compare
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        Details
      • Price Saver Comprehensive

        Save 15% on your first year’s premium when you buy online with Virgin Car Insurance.

        Monthly premiums
        Calendar icon
        Yes Costs Extra
        Choice of repairer
        tools icon
        Optional Extra
        Choice of excess
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        $500 - $1,850
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • No Claim Discount
        • Online Discount 15% Discount On First Year’s Premium
        • Restricted Drivers Discount Available
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        Details
      • Black Comprehensive Car Insurance

        Huddle Black Comprehensive Car Insurance with extra benefits. Pay as you drive & save up to 30% (T&Cs apply). 24/7 claims lodgement and new-for-old replacement (under 2 years).

        Monthly premiums
        Calendar icon
        Yes
        Choice of repairer
        tools icon
        No
        Choice of excess
        coins icon
        $500 - $5,000
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • Pay As You Drive Cover With Pricing Tiers Available For Limited Kms.
        Compare
        Go to site
        Details
      • Comprehensive Car Insurance

        Take advantage of Woolworth's Price Beat on any comparable Comprehensive renewal notice if you're over 25. Buy online and you could save up to 15% on your premium. Features Drive Less, Pay Less to reduce premiums. Get a quote today. Winner in Exceptional Value Car Insurance Award 2020.

        Monthly premiums
        Calendar icon
        Yes Costs Extra
        Choice of repairer
        tools icon
        No
        Choice of excess
        coins icon
        $500 - $5,000
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • Online Discount 10%
        • 10% Promotional Discount
        • 5% Discount If You Exclude Drivers Under 25
        • Drive Less Pay Less Option To Reduce Premiums For Limited Kilometres.
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      ^See information about the Mozo Experts Choice Car insurance Awards

      *Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

      Car insurance resources

      Reviews, news, tips and guides to help find the best car insurance for you.

      FAQ

      Comparing car insurance policies with Mozo

      Show transcript

      A new or recent model car is likely to be the second biggest purchase you’ll make in your life. So, it’s worth protecting with comprehensive car insurance. But let’s be honest, while cars are amazing, both for what they are and what they enable you to do, researching car insurance options can take some of the shine off your experience.

      Annual or monthly premiums, no-claim bonuses, high or low excess, online discounts, new for old replacement, the options and details can be dizzying. Which is why so many people don’t even look at their policies before renewing.

      But a bit of research can save you plenty. At Mozo, we’ve done all the digging for you - sifting through policies to make them easy to compare. We break them down so you can see the features that are important to you like windscreen damage, rental car during repairs, and if younger drivers are covered on your policy.

      Head to Mozo.com.au to compare car insurance policies and find the right insurance for you and your car - and save your hard earned cash for other purchases.

      From assessing policy features and levels of cover, to ensuring your car insurance won’t break the bank when renewal time rolls around, there’s a lot to consider with car insurance.

      Mozo’s car insurance policy snapshot table featured above provides an easy way to compare car insurance online. At a glance, you’ll be able to see important features like which discounts are on offer, whether you have the flexibility to choose your repairer, the excess levels, and if you can pick between agreed or market value when covering your wheels

      So you can investigate these options armed with the most up-to-date knowledge, we’ve summarised all the car insurance must-knows below.

      How does car insurance work?

      Depending on the level of car insurance you purchase, this type of insurance policy covers you financially if you cause damage to your own and other people’s vehicles and property. It also relates to costs associated with physical injuries.

      When you take out a car insurance policy, you’ll pay an agreed-upon premium (generally annually or monthly). This will need to be renewed at the end of each policy period.

      The amount you pay corresponds with specified circumstances and items, and will help determine what your insurance company will pay out if you make a car insurance claim. 

      To make a claim, the accident or event needs to be within the agreed parameters of your policy. When you make a claim, contact your provider and they’ll lead the process from there. Remember: there are some things that are not covered by car insurance. Make sure you know what isn't covered by your policy before beginning a claim.

      If your claim is successful, you’ll often be required to pay an excess before the agreed-upon costs are covered. Then, voilà! You’ve taken out a car insurance policy and made a car insurance claim.

      What levels of car insurance cover are there?

      Car insurance might seem confusing, especially if you’re a first time insurance customer. The first thing to understand are the three tiers of car insurance policies: CTP (compulsory third party) insurance, third party property car insurance, and comprehensive car insurance.

      Levels of car insurance cover - comprehensive and third party


      Compulsory third party (CTP)

      Compulsory third party (CTP) is also known as a greenslip and is required in Australia by law when you register your vehicle. 

      It provides the driver legal liability cover for injuries or death for which they’re responsible. How you go about procuring your CTP insurance differs slightly based on the state or territory you live in, as does the cost of compulsory third party insurance. 

      Third party property car insurance

      Third party property car insurance is optional and covers damage to another person’s vehicle or property but not to your own car. Third party is generally cheaper than a comprehensive policy and may be right for you if your wheels aren’t worth much. 

      Fire and theft car insurance is a popular additional option to this level of cover for people who park their cars in the street or live in an area with a high crime rate. It protects your car against damage caused by fire or theft, but not in the event of an on-the-road accident.

      Comprehensive car insurance

      These are the types of policies you’ll find compared in Mozo's product tables and are the highest level of car insurance. Comprehensive car insurance will cover you against accidental damage to other people’s property but also for damage to your own vehicle, even if the accident is your fault. 

      Depending on the individual policy, comprehensive car insurance policies can cover you for damage to personal property within your car or the use of a rental car, as well as a host of other features.

      While a comprehensive policy is the most expensive policy option, it can be made more affordable through a range of discounts, sign-on offers, and clever shopping around.

      What will affect the cost of my car insurance?  

      The cost of a comprehensive car insurance policy can change significantly depending on who is asking for the quote. Every car insurance company uses a different formulae to calculate premiums, so you never can tell exactly what determines the cost. 

      The 2020 Mozo Car Insurance Report helps provide a ballpark figure for car insurance costs with these factors in mind. Overall, it identified the average annual cost of comprehensive car insurance as $952.

      Some of the common demographic and behavioural factors that can alter the cost of car insurance include:

      Your age

      Young drivers are considered higher insurance risks than their more mature counterparts as they’ve spent less time behind the wheel and are statistically more likely to be involved in road accidents (the same goes for older inexperienced drivers). So, drivers under 25 are usually charged a higher premium and excess.

      Mozo’s report found drivers aged under 21 were hit with the largest premium – $1,608 per year.

      Car insurance costs by age

      Your gender

      Similarly, male drivers are considered more of a risk to insure than women. Again, this is because they are statistically more likely to be involved in incidents on the road which cause more extreme and costly damage to vehicles and property. 

      Mozo found men paid an average of $89 more than women each year on comprehensive car insurance.

      Car insurance cost differences between men and women

      Where you live and where your car is kept

      If you keep your car on your property away from potential harm, you’ll likely see a reduction in your car insurance costs. But your postcode can also impact your premium. 

      You may be offered differently priced policies depending on the state or territory you live in, but the regions within those borders can also impact price. This is largely linked to levels of vehicle theft, road accidents and other statistics connected to the area. 

      Check out the average state-based prices from Mozo’s report below: 

      Average car insurance cost by location

      The age and colour of your vehicle

      It seems logical that newer, more expensive cars cost more to insure, as they are likely going to be more costly to replace or repair. But interestingly, Mozo’s 2020 report found your car’s colour can also impact your insurance premium.

      Again, this may be related to statistics around the cars that are most likely to be stolen or involved in car accidents. See how the colour wheel stacks up:

      Average car insurance quote based on car colour


      How often you drive

      Some insurance companies offer cheaper premiums for Aussies who don’t use their cars very often. This is often known as pay-as-you-drive insurance or a drive less, pay less policy option.

      It usually involves setting and sticking to a kilometre limit for your policy period and being rewarded with a discounted premium. Usually, if you go over this projected mileage you can top it up with extra kms, but this may impact the cost of your insurance.

      How heavily some of these factors weigh in the insurance company’s calculations differs. With each provider putting a different price tag on your policy, it's super important to shop around and not just go with the first quote you get.

      How else can I save on my car insurance?

      There are a range of discounts up for grabs so you can reduce your premium. Each provider and car insurance policy is different, but across the market you could see the following discounts being offered.

      Types of car insurance discounts
      • Multi-policy discount

      Some providers don’t just cover your vehicle needs but also operate in home insurance or life insurance. They can reward you with discounts depending on the amount of policies you take out with them.

      • Online discount

      Some policies will be slashed (often for the first year) if you take them out online rather than in person at a branch. This is because it's essentially a more efficient, cost-effective way for the provider to sign-on new customers.

      • Restricted driver discount

      If you can guarantee there won’t be many drivers or restrict the age of the drivers listed on your policy, you could also be up for a discount on your premium.

      • Family discount

      If your parents have a car insurance policy with the same provider, you may be able to nab a discount on your own policy which is handy if you’re a first time car insurance customer. You might even be able to get a no-claims discount if you have been listed on your parents' insurance policy and not made a claim. 

      • Loyalty discount

      If you’ve held the same policy for a number of years, some car insurance providers will offer you a discount when it comes to renewal time. If they don’t, you should ask for one!

      • Fuel efficient discount

      An increasingly popular discount in the car insurance market is to reward customers who choose an eco-friendly vehicle. If your car is fuel efficient or a green electric car, look out for policies that will slash your premium thanks to your environmentally-conscious ways.

      What are some of the extras to compare and consider with comprehensive cover?

      Car insurance policies are a little like snowflakes, no one policy is the same as the next. Some may come with features as standard, while others will require you to opt-in. Generally speaking, the more feature-rich your policy is the more expensive it will be. Some features to consider include:

      • Windscreen cover: Windscreen cover is sometimes an additional extra you’re required to ask for when taking out your policy. This will cover any damage to your windscreen or any glass on your vehicle. Remember,  you might have to pay an excess to use this feature of your policy.
      • Choice of repairer: Being able to choose your own repairer is available on some high-end comprehensive car insurance policies. This is a great option if you have a trusted mechanic or panel beater in mind and want them to see to all repairs.
      • Hire car cover: If your vehicle is facing a stint on the sidelines, how will you get about? This is where hire car cover kicks in. Some providers won’t include it as standard at all, while others might only cover the costs of your rental if your car is stolen and not damaged or vice versa.
      • Personal property cover: This kicks in if your car is raided or you’re in an accident and your fancy sunnies are damaged. Each policy will have a different cap, so keep that in mind if you often leave valuables in your car.
      • Roadside assistance: Roadside assistance is the helping hand that comes to the rescue when you’re broken down. Most insurance companies won’t offer this as standard, but some do. If you like the added security of knowing your immediate mechanical solutions will be met, keep an eye out for this additional extra.

      What’s the best car insurance?

      The best car insurance policy is one that complements your personal needs and budget. The best way to uncover this policy is to do your research, weigh out your options thoroughly and compare car insurance quotes.

      That’s where the Mozo Experts Choice Car Insurance Awards step in. Each year Mozo’s expert judges look at the nitty-gritty of thousands of comprehensive car insurance quotes to find some of Australia’s best quality and best value policies. See the winning providers below.



      Other key FAQs about car insurance

      Will my insurance be valid Australia-wide?

      Your provider will base the cost of the insurance on the state or territory in which the car is registered, as well as your permanent address. If you drive interstate for a holiday or short-term period, your car insurance will be valid if you are in an accident.  

      If you're planning on spending a lot of time away from your registered address it's a good idea to check with your insurance company to see if they have any limits on the number of days you can be out of the state and still be covered. 

      Most car insurance companies operate Australia-wide, but if you are looking to compare car insurance policies specifically in your state, Mozo has the details on localised providers, including those in:

      How much does car registration cost in Australia?

      While you are required to register your car in the state or territory where you live to legally drive on Australian roads, car rego costs and inclusions differ between the states and territories. In some it’s a standalone cost, and in others it’s bundled together with your CTP insurance.

      To find how much it costs where you live, check out our comprehensive guide to car registration costs in Australia.

      Is there special car insurance for some makes and models?

      While you don't necessarily need a particular type of car insurance for certain car  makes and models, there may be policies better suited to your brand of wheels.

      So you can better understand the insurance costs associated with some popular car brands, we've broken down the numbers for:

      How do I make a car insurance claim?

      We hope that this is just useful background info, but it’s important you know what to do after you’ve been in an accident and how to go about making a claim.

      You’re going to need to have a few things on hand so that the claimsprocess runs as smoothly as possible. First of all, you’ll have to knowthe details of the accident including:

      • the date and time
      • the location of accident or incident
      • other driver’s details (including the phone number and licence details)
      • any witness statements / other road-users involved.
      • any photo evidence
      • a police report (if applicable)

      The majority of car insurance providers are riding the digital wave and will allow you to lodge and keep track of your claim online. But if you prefer to keep it old-school you can just as easily call your car insurance provider up. Some are available via phone 24/7 so that you can make a claim whenever you want.

      When you make a claim on your insurance, you’ll have to pay your insurance excess upfront before any repair work begins on your car. Some other expenses to be aware of after a claim could include an increase in premium the following year, or if it was an at fault accident, a possible hit to your hard-earned no claims bonus.

      What is a policy excess? 

      The ‘excess’ is the amount of money you’ll have to pay your insurance provider upfront if you make a claim. Most offer you the option to choose your own excess level or give you a certain degree of leeway. If you choose a really high excess, your premium will be cheaper but you’ll need to pay a higher amount to access your coverage when you make a claim. There are some basic excesses you might be required to pay including: 

      • Age excess: This could be imposed if the driver making the claim is under the age of 25 and may be even pricier if the driver is under the age of 21. Young driver excesses can range between approximately $500 and $800, then upwards of $1,000 for unlisted young drivers. 
      • Unlisted driver excess: If you want to make a claim and the driver who was involved in an accident is not listed on the policy, it is likely you'll be asked to stump up an unlisted driver excess. This amount could be in the $800 ballpark, or closer to $1,400 for younger drivers. 
      • Inexperienced driver excess: If you’re over the age of 25 but you’ve held a driver’s licence for less than two years, you might still have to pay an additional inexperienced driver excess, often similar to young driver prices. 
      • Windscreen excess: Some policies will provide windscreen or glass cover but charge a smaller excess than normal for you to access that particular feature. For instance, you might have a $750 excess if you’re involved in an accident but if you chip your windscreen you might only have to pay a $100 excess. Other policies will even offer excess-free windscreen cover.

      What is a ‘No claims bonus’?

      A no claims bonus is a discount that is applied to car insurance policyholders who have a clean track record and haven’t made any claims against their car insurance. 

      There are generally different discount tiers that apply depending on how long you’ve kept a claim-free history, but this amount can reach as high as 70% of your premium with some providers. The no claims period you’ve built up with one provider, in most cases, can be transferred to another. Keep in mind you might not be offered the same discounted rate.

      What is the difference between 'market value' and 'agreed value'?

      When comparing comprehensive car insurance online, you’re bound to come across the terms 'market value' and 'agreed value'. We have a dedicated guide to agreed vs market car value to help you understand the difference. 

      In short, market value is the amount your car would fetch on the open market while agreed value is a predetermined amount you and your insurance company agree to cover your car for. These figures become important when you make a claim or your car is written off in an accident or insured event.

      What do you do if you’re involved in a car accident?

      While this will change slightly depending on the kind of road accident you find yourself in and who is responsible for it, there are a few general things you should remember to do. 

      Firstly, stay calm, ensure anyone involved in the incident is safe and, if possible, that damaged vehicles or debris aren’t creating road hazards – put your hazard lights on as a warning to other road users if appropriate. If someone has been injured and requires medical assistance, call emergency services on 000.

      The next steps involve exchanging contact and ID info with other involved parties, noting down details like the date and time and collecting evidence like photos of the damage or road conditions. If applicable, you may need to contact police to lodge a report or call animal rescue services to assist injured wildlife.

      For more detailed information on specific car accident scenarios, read Mozo’s step-by-step guide on what to do if you’re involved in a car accident.

      What happens if my car is written off?

      If your car is deemed a write-off, your comprehensive car insurance policy will step in and either pay out the amount you are insured for, or pay for the purchase of a new car, minus your excess.

      A car is considered a write-off when the costs to repair the damage outweighs the value of the vehicle. This will be determined by your insurance provider assessors.

      How do car modifications affect my comprehensive car insurance costs?

      If you’ve recently kitted your car out with a sweet stereo system or aftermarket sunroof, you have the choice of insuring your car for these additions or not. If you don’t upgrade your comprehensive insurance and then find yourself in an accident, your claimed may be denied if the modification wasn’t listed on your policy.

      Not all modifications will cause your insurance premium to increase. Some mods like an alarm system could even result in a premium reduction.

      It's worth checking prior to making modifications to make sure it won’t void your car insurance. The last thing you want is to get your car detailed and find out the insurance company has a policy against insuring cars with a matt black paint job. 

      Will I have to pay my full car insurance cost upfront?

      Most car insurance policy quotes are worked on an annual basis. While you will have the option to pay your insurance policy in full when signing up, there might be the option to pay for the cost in monthly instalments. With some providers, this feature is offered at no extra cost, while others will include a small fee.

      If you do opt for the monthly feature, it is a good idea to sign up for a direct debit so you don’t always have to remember your repayment date. There's nothing worse than going to make a claim only to find you’ve missed a payment and voided your insurance! 

      My child is a learner driver. Can they be listed on my car insurance policy?

      The simple answer is yes, you can have a learner driver listed on your car insurance policy.

      Depending on which company you go with, your child may or may not already be automatically covered. If they’re not, you will have to update your policy either online or over the phone to include them.

      If you’re not sure whether your policy covers learner drivers, the safest thing to do is check. You can either give your insurance provider a quick call or read through your policy's Product Disclosure Statement (PDS).

      You may have to pay a higher excess if you make a claim when a learner is in the driver's seat. This could be a learner driver excess, a young driver excess, an inexperienced driver excess or an undeclared driver excess.

      If your child has their own car, it's a good idea to get it insured in their name sooner rather than later. That way they can start building up a no-claims bonus. For details, check out our full guide on learner drivers insurance.

      Do I need my own car insurance policy when I get my P-plates?

      You won’t necessarily have to take out your own car insurance policy once you get your provisional licence or Ps. This is only necessary if you purchase your own car that's registered in your name. If you’re under 25 you can usually stay on your parents' insurance policy if you are driving a family car. 

      Young drivers car insurance will probably be more expensive. This is because car insurance companies typically take into account how much driving experience you have when determining the cost of your premium. Statistically, younger drivers are more likely to have accidents than older drivers, and therefore premiums go up accordingly.

      One good thing about opting for your own car insurance policy – rather than just being included on your parents' – is that you’ll be able to start building up your no claims bonus policy discount. 

      Of course you could just as easily lose it if you are involved in an at-fault accident, or share equal responsibility for a crash.

      Does all car insurance cover storm and hail damage?

      If you hold a comprehensive car insurance policy, it’s likely storm and hail damage is covered. Your insurance provider may apply various limits and exclusions for specific circumstances during storms to your policy, so be sure to read your policy documents carefully before assuming you’re covered across the board.

      However, third party car insurance (which covers a set level of costs for damage you might cause to other peoples’ vehicle or property while driving) generally will not include cover for storm and hail damage.

      If you want to learn more about how these events are covered by insurance, read this breakdown of how storm and hail damage is covered by car insurance.

      Is my windscreen covered by my car insurance?

      Most comprehensive car insurance policies will cover your windscreen for repairs and replacements, so long as the circumstances leading to the damage are listed as insurable events under your policy. Like any other claim, there may be specific limits or exclusions for windscreen cover, so be sure to read the fine print for these details.

      It’s also important to note that many policies offer $0 or significantly reduced excess levels on claims for windscreen repair and replacements (either as standard or as an optional extra for an additional cost). This means you can might be able to make a windscreen claim without having to foot such a large excess costs before the cover kicks in.

      Read more about how this could impact your policy and wallet at claim time with our guide to windscreen cover and car insurance.

      Picture of Olivia Gee
      Olivia Gee
      Money writer

      As a finance journalist at Mozo, Olivia investigates insurance, banking and property. After completing a double degree in journalism and media and communications, Olivia became a lifestyle editor at Time Out Sydney and freelanced for notable publications such as Guardian Australia and SBS News. Now she is Mozo’s resident car insurance enthusiast, and is certified (ASIC RG146 Tier 2) to provide general insurance advice. She also edits content for the Mozo Experts Choice Awards, and creates audible finance adventures as co-host of Mozo’s podcast, The Finance Burrito.

      Car Insurance Reviews

      Woolworths Comprehensive Car Insurance
      Overall 8/10
      Great value for money

      I have not had to lodge a claim but find the 10% discount on monthly groceries at Woolworths each month a welcome relief when I do a once a month big shop especially after being out of work due to COVID lockdown in NSW.

      Read full review

      I have not had to lodge a claim but find the 10% discount on monthly groceries at Woolworths each month a welcome relief when I do a once a month big shop especially after being out of work due to COVID lockdown in NSW.

      Value for money
      10/10
      Policy coverage
      10/10
      Customer service
      10/10
      Trust
      8/10
      Less
      Julie, New South Wales, reviewed about 1 hour ago
      AAMI Comprehensive Car Insurance
      Overall 10/10
      Excellent support after a minor car accident.

      When I had a car accident, my insurance company handled it completely.

      Read full review

      When I had a car accident, my insurance company handled it completely.

      Value for money
      10/10
      Policy coverage
      10/10
      Customer service
      10/10
      Claims handling
      10/10
      Trust
      10/10
      Less
      Kathy, South Australia, reviewed about 1 hour ago
      Budget Direct Car Insurance
      Overall 10/10
      Love them

      Love this company. So easy to get info.

      Read full review

      Love this company. So easy to get info.

      Value for money
      10/10
      Policy coverage
      10/10
      Customer service
      10/10
      Claims handling
      10/10
      Trust
      10/10
      Less
      Natasha, Western Australia, reviewed 1 day ago

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