Budget Direct home insurance

3.1
Based on 252 Budget Direct home insurance product reviews.
Fact Checked

Budget Direct has been offering Aussies peace of mind with its insurance policies for more than 20 years, and has organised insurance for over 3 million people. All of its home and contents policies are underwritten by Australian based Auto & General Insurance Company Limited.

Continuing to live up to its top-value name, Budget Direct is a multi-award-winner in the 2023 Mozo Experts Choice Awards and also the Home Insurance Exceptional Value Insurer of the Year. So if you want a simple, smart option for insuring your home, check out the home insurance options available from Budget Direct.

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Important information on terms, conditions and sub-limits.
Last updated 9 November 2024 Important disclosures

Budget Direct home insurance

  • Home Buildings Insurance

    Get award-winning Home and Contents Insurance at a price you can afford from Budget Direct. Save a huge 15% on your first year’s premium when you purchase a new combined Home Buildings Insurance policy online.

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
      Optional Extra
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    Optional Extra - Up to 25% of sum insured
    New for old replacement
    Replacement icon
    Yes
    Go to site
    Details
  • Contents Insurance

    Get award-winning Contents Insurance at a price you can afford from Budget Direct. Save a huge 15% on your first year’s premium when you purchase a new Contents Insurance policy online.

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
      Optional Extra
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old replacement
    Replacement icon
    Yes
    Go to site
    Details
  • Home & Contents Insurance

    Get award-winning Home and Contents Insurance at a price you can afford from Budget Direct. Save a huge 30% on your first year’s premium when you purchase a new combined Home and Contents Insurance policy online.

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
      Optional Extra
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    Optional Extra - Up to 25% of building sum insured
    New for old replacement
    Replacement icon
    Yes
    Go to site
    Details

Get the latest news and product updates.

Budget Direct home insurance ratings

Overall customer rating for Budget Direct home insurance

3.1
Based on 252 product reviews.

Customer reviews

Important disclosures

Budget Direct products

Home insurance quick links


* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Home Insurance Awards