Avoid at all costs. Applied through the Narelle Pool link for a new pool. They state clearly on the website it doesn’t affect your credit score and soft touch on your credit report. This is incorrect it does, and it does impact your credit score. After taking my bank statements, with evidence of decent savings and good income, no mortgage on property and other assets. They reply with an automated message which says fallen outside of our credit policy. No one is responding to my emails, nor phone as it just rings out. They have made a major impact on my file as I now won’t be able to apply for credit after 3 months which will now affect our pool build. I wouldn’t have done it if they had made a credit file Enquiry. As these lenders are frowned upon as they are 3rd tier. I only did as the rate was good, and they were associated with Narelle]an Pools. Be warned and avoid Money Market Lenders and Handy Pay. It’s not worth the hassle.
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