Your selected home loans
HSBC offers a range of home loans in Australia, starting with the Home Value Loan (Variable) for those looking for a simple option with a compelling interest rate. There’s also the Standard Variable Rate Home Loan which adds an offset account, and the Fixed Rate Home Loan if you want to limit your vulnerability to potential rate rises.
Your selected home loans
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HSBC Australia is a subsidiary of international bank HSBC. It began operating in Australia in 1965, and was awarded a commercial licence in 1986. HSBC now has a small number of branches and offices in Sydney, Melbourne, Brisbane and Perth.
HSBC’s home loans allow you to borrow anywhere from $50,000 up to $15 million, subject to approval.
If you’re looking for a HSBC home loan with an offset account, it’s available with the bank’s Standard Variable Rate Home Loan.
If you’re experiencing financial hardship, HSBC can work with you to offer some relief. One option available to you is a home loan repayment holiday, which is when your lender temporarily pauses payments on your mortgage.
A split home loan is when your loan is separated into two portions – one with a fixed interest rate and the other with a variable interest rate.
HSBC does offer split home loans, so speak to your home loan representative if it’s something you’re interested in.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
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