HSBC personal loans

3.2
Based on 21 HSBC personal loan product reviews.
Fact Checked

HSBC has a personal loan which you can use for a range of purposes from buying a new car, taking an extended overseas holiday or to consolidate debt. Below is a summary of the key aspects of an HSBC personal loan along with answers to FAQs. If you’d like to compare HSBC with other personal loan providers in our database, see our personal loan comparison tools.

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Last updated 16 November 2024 Important disclosures and comparison rate warning*

HSBC personal loans

  • Unsecured Personal Loan

    • Fixed
    Interest rate from
    12.99 % p.a.
    Comparison rate from
    13.54 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $150
    Link not supplied

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HSBC personal loan ratings

Overall customer rating for HSBC personal loans

3.2
Based on 21 product reviews.

Customer reviews

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HSBC products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

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