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NAB home loan reviews

NAB
NAB's overall rating for home loans

(as rated by the Mozo community)

6.8 / 10

based on 2829 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from NAB

Recent NAB home loan reviews

NAB

NAB Tailored Home Loan (Owner Occupier, Principal & Interest) Tailored Home Loan review

Overall rating   9 / 10

Great customer service every time. No complaints.

We have been with this bank for a while and every occasion we needed to extend our home loan to do home renovations they never hesitated. They did offer home insurance once but already had it. They changed our credit cards to a lower interest rate...

Full review

We have been with this bank for a while and every occasion we needed to extend our home loan to do home renovations they never hesitated. They did offer home insurance once but already had it. They changed our credit cards to a lower interest rate for us.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Barbara, New South Wales, reviewed 3 days ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   10 / 10

Awesome.

NAB has been amazing and have catered to our every need.

Full review

NAB has been amazing and have catered to our every need.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Jacqueline, New South Wales, reviewed 3 days ago

NAB

NAB Flexiplus Mortgage (Choice Package) Flexiplus Mortgage (Choice Package) review

Overall rating   8 / 10

Very happy.

We saved hundreds of dollars a week switching to this home loan.

Full review

We saved hundreds of dollars a week switching to this home loan.

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Patricia, Victoria, reviewed 3 days ago

NAB

NAB Tailored Home Loan (Owner Occupier, Principal & Interest) (Choice Package) Tailored Home Loan (Choice Package) review

Overall rating   8 / 10

NAB is probably the best of the Big 4.

The only thing I find frustrating is that the customer has to make the first move to get the best rates.

Full review

The only thing I find frustrating is that the customer has to make the first move to get the best rates.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Jennifer, New South Wales, reviewed 4 days ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   3 / 10

Not loyal to existing customers.

Went from a IO loan to P&I loan with NAB. I called a couple of times to get a better rate as they were offering new customers a lower rate than mine. Not very loyal to existing customers and not putting customers ahead of profit which is what they...

Full review

Went from a IO loan to P&I loan with NAB. I called a couple of times to get a better rate as they were offering new customers a lower rate than mine. Not very loyal to existing customers and not putting customers ahead of profit which is what they are suppose to be doing.

    Price   8 / 10

    Features   3 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   3 / 10

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Kim, New South Wales, reviewed 5 days ago

NAB

NAB Home Loan review

Overall rating   10 / 10

Great customer service.

Every time I have rang NAB there staff have been very help full to me. Always ask questions.

Full review

Every time I have rang NAB there staff have been very help full to me. Always ask questions.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Elsie, Queensland, reviewed 5 days ago

NAB

NAB Flexiplus Mortgage (Choice Package) Flexiplus Mortgage (Choice Package) review

Overall rating   5 / 10

The defence deal.

I only went with this bank because I get a Defence deal.

Full review

I only went with this bank because I get a Defence deal.

    Price   7 / 10

    Features   7 / 10

    Customer service   2 / 10

    Trust   3 / 10

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Gary, Queensland, reviewed 5 days ago

NAB

NAB Home Loan review

Overall rating   7 / 10

I'm happy with my bank.

I can't complain, I'm happy with my bank.

Full review

I can't complain, I'm happy with my bank.

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Steven, New South Wales, reviewed 5 days ago

NAB

NAB Tailored Home Loan (Owner Occupier, Principal & Interest) Tailored Home Loan review

Overall rating   9 / 10

Happy

Happy with the service.

Full review

Happy with the service.

    Price   7 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Rebecca, New South Wales, reviewed 5 days ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   10 / 10

Fine.

They looked after us when my partner was out of work.

Full review

They looked after us when my partner was out of work.

    Price   6 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Sharon, Queensland, reviewed 7 days ago

NAB

NAB Flexiplus Mortgage (Choice Package) Flexiplus Mortgage (Choice Package) review

Overall rating   6 / 10

Not bad but not great.

The rate could be more competitive.

Full review

The rate could be more competitive.

    Price   6 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   6 / 10

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Albert, Victoria, reviewed 7 days ago

NAB

NAB Home Loan review

Overall rating   0 / 10

Never ever do business with NAB.

They just want money and more of it. They disrespect the customer as I am only a number to them.

Full review

They just want money and more of it. They disrespect the customer as I am only a number to them.

    Price   1 / 10

    Features   1 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   0 / 10

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Steve, New South Wales, reviewed 11 days ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   9 / 10

Good reliable bank.

Have always found them good and easy to deal with.

Full review

Have always found them good and easy to deal with.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kate, Victoria, reviewed 11 days ago

NAB

NAB Flexiplus Mortgage Flexiplus Mortgage review

Overall rating   9 / 10

Competitive.

I've never had a problem with them.

Full review

I've never had a problem with them.

    Price   7 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Bob, Queensland, reviewed 11 days ago

NAB

NAB Flexiplus Mortgage (Choice Package) Flexiplus Mortgage (Choice Package) review

Overall rating   10 / 10

Happy.

Seems to be the best choice we made.

Full review

Seems to be the best choice we made.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Damien, Queensland, reviewed 11 days ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    2.88% p.a. variable

    comparison rate*

    2.90% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 2.88% p.a. variable
    • Comparison rate*: 2.90% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 639 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    2.84% p.a. variable

    comparison rate*

    2.80% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 2.84% p.a. variable
    • Comparison rate*: 2.80% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    10.0

    Based on 1 Athena home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    2.84% p.a. variable

    comparison rate*

    2.84% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 2.84% p.a. variable
    • Comparison rate*: 2.84% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.3

    Based on 7 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <80%)

    Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <80%)

    • Well Balanced home loan is a low rate home loan with free online redraw and no valuation fee.
    • Purchase, Refinance or Equity Release purposes allowed
    • Optional 100% interest offset sub-account with Visa debit card access

    interest rate

    2.82% p.a. variable

    comparison rate*

    2.86% p.a.

    upfront fees

    $785

    Go to site

    More info

    • Well Balanced home loan is a low rate home loan with free online redraw and no valuation fee.
    • Purchase, Refinance or Equity Release purposes allowed
    • Optional 100% interest offset sub-account with Visa debit card access
    • Interest rate: 2.82% p.a. variable
    • Comparison rate*: 2.86% p.a.
    • Upfront fees: $785
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: Optional - $10 per month
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    9.0

    Based on 1 Well Home Loans home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    Tic:Toc Variable Home Loan (Owner Occupier, Principal & Interest)

    Tic:Toc Variable Home Loan (Owner Occupier, Principal & Interest)

    • A low hassle online home loan.
    • Tic:Toc’s award winning platform means you could save thousands with low rates and no application, valuation or settlement fees.
    • Unlimited free redraws and extra repayments.

    interest rate

    2.79% p.a. variable

    comparison rate*

    2.80% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A low hassle online home loan.
    • Tic:Toc’s award winning platform means you could save thousands with low rates and no application, valuation or settlement fees.
    • Unlimited free redraws and extra repayments.
    • Interest rate: 2.79% p.a. variable
    • Comparison rate*: 2.80% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $325.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: Optional - $10 per month
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    9.0

    Based on 1 Tic:Toc home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 532 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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