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NAB home loan reviews

NAB
NAB's overall rating for home loans

(as rated by the Mozo community)

6.8 / 10

based on 2778 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from NAB

Recent NAB home loan reviews

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   8 / 10

They care

NAB backed me with a home loan when I needed it the most. CBA, who I had a term deposit with, refused to approve me.

Full review

NAB backed me with a home loan when I needed it the most. CBA, who I had a term deposit with, refused to approve me.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Julie, Queensland, reviewed about 2 months ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   6 / 10

Ok for a bank. Service is above average

Their product is fine, pretty basic. They don't review rates regularly. When interest rates do down they do not notify you of your new minimum repayment if you wish to reduce repayments.

Full review

Their product is fine, pretty basic. They don't review rates regularly. When interest rates do down they do not notify you of your new minimum repayment if you wish to reduce repayments.

    Price   3 / 10

    Features   0 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   6 / 10

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Michelle, New South Wales, reviewed 2 months ago

NAB

NAB Home Loan review

Overall rating   10 / 10

Fantastic

Fantastic service and account manager.

Full review

Fantastic service and account manager.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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John, New South Wales, reviewed 9 months ago

NAB

NAB Flexiplus Mortgage Flexiplus Mortgage review

Overall rating   10 / 10

Thank you so much

I love NAB. It is the best bank ever.

Full review

I love NAB. It is the best bank ever.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Jihee, Western Australia, reviewed 10 months ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   9 / 10

Would recommend

Great rates!

Full review

Great rates!

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Alexandra, New South Wales, reviewed 10 months ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   2 / 10

NAB absolutely stinks!

Not at all happy with NAB as we had to sell our investment property, due to lack of work for a couple of months and not being able to keep up with the repayments, even though we had always paid 10-20 percent above the necessary amount. They did...

Full review

Not at all happy with NAB as we had to sell our investment property, due to lack of work for a couple of months and not being able to keep up with the repayments, even though we had always paid 10-20 percent above the necessary amount. They did not give us long at all before they took the situation to court.

    Price   2 / 10

    Features   2 / 10

    Customer service   3 / 10

    Convenience   4 / 10

    Trust   1 / 10

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Colleen, Queensland, reviewed 11 months ago

NAB

NAB Home Loan review

Overall rating   2 / 10

Really let us down!

NAB really disappointed us - my husband is self-employed and was out of work at the beginning of this year. NAB took our investment property from us!

Full review

NAB really disappointed us - my husband is self-employed and was out of work at the beginning of this year. NAB took our investment property from us!

    Price   4 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   6 / 10

    Trust   3 / 10

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Colleen, Queensland, reviewed 11 months ago

NAB

NAB Tailored Home Loan (Owner Occupier, Principal & Interest) (Fixed, Choice Package) Tailored Home Loan (Fixed, Choice Package) review

Overall rating   6 / 10

Typical mortgage

I would prefer it if it could be linked to my velocity.

Full review

I would prefer it if it could be linked to my velocity.

    Price   5 / 10

    Features   1 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Linda, Queensland, reviewed 12 months ago

NAB

NAB Tailored Home Loan (Owner Occupier, Principal & Interest) Tailored Home Loan review

Overall rating   9 / 10

Trustworthy

I would highly recommend others to bank with NAB because they are trustworthy and have great features.

Full review

I would highly recommend others to bank with NAB because they are trustworthy and have great features.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Col, Queensland, reviewed 12 months ago

NAB

NAB Home Loan review

Overall rating   7 / 10

Good but could be improved upon

I have been with NAB for over 20 years and they have definitely served me well but there are still areas that need to be improved. If you need something stopped then NAB needs to move a bit faster to stop it. Also they need more physical banks,...

Full review

I have been with NAB for over 20 years and they have definitely served me well but there are still areas that need to be improved. If you need something stopped then NAB needs to move a bit faster to stop it. Also they need more physical banks, not less. Even if you have electronic bank sometimes you still need to go to the branch.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Colin, Western Australia, reviewed 12 months ago

NAB

NAB Home Loan review

Overall rating   8 / 10

Great to deal with

They were very helpful on initial setup. Were accomodating and understanding when we queried the rate. They send regular updates of rate changes and how we can fix our rate if we want to. Online/mobile app is very user friendly.

Full review

They were very helpful on initial setup. Were accomodating and understanding when we queried the rate. They send regular updates of rate changes and how we can fix our rate if we want to. Online/mobile app is very user friendly.

    Price   8 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Kayla, New South Wales, reviewed about 1 year ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   8 / 10

Great to deal with

They were very helpful on initial setup. Were accomodating and understanding when we queried the rate. They send regular updates of rate changes and how we can fix our rate if we want to. Online/mobile app is very user friendly.

Full review

They were very helpful on initial setup. Were accomodating and understanding when we queried the rate. They send regular updates of rate changes and how we can fix our rate if we want to. Online/mobile app is very user friendly.

    Price   8 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Kayla, Victoria, reviewed about 1 year ago

NAB

NAB Tailored Home Loan (Owner Occupier, Principal & Interest, Fixed) Tailored Home Loan (Fixed) review

Overall rating   9 / 10

Good

Very good

Full review

Very good

    Price   8 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   6 / 10

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Dominic, Western Australia, reviewed over 1 year ago

NAB

NAB Home Loan review

Overall rating   5 / 10

Needs more openess

All banks need more personal contact with the people.

Full review

All banks need more personal contact with the people.

    Price   7 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   5 / 10

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Peter, South Australia, reviewed over 1 year ago

NAB

NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR<80%) Base Variable Rate Home Loan review

Overall rating   10 / 10

I do not bank online

Low interest, excellent, friendly service. Reliable, I feel financially safe.

Full review

Low interest, excellent, friendly service. Reliable, I feel financially safe.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Yvonne, Queensland, reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    2.88% p.a. variable

    comparison rate*

    2.90% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 2.88% p.a. variable
    • Comparison rate*: 2.90% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 637 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    2.84% p.a. variableApply now to get this rate from 29 Oct

    comparison rate*

    2.84% p.a.Apply now to get this rate from 29 Oct

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 2.84% p.a. variableApply now to get this rate from 29 Oct
    • Comparison rate*: 2.84% p.a.Apply now to get this rate from 29 Oct
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    2.84% p.a. variable

    comparison rate*

    2.80% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 2.84% p.a. variable
    • Comparison rate*: 2.80% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.02% p.a. variableApply now to get this rate from 21 Oct

    comparison rate*

    3.04% p.a.Apply now to get this rate from 21 Oct

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.02% p.a. variableApply now to get this rate from 21 Oct
    • Comparison rate*: 3.04% p.a.Apply now to get this rate from 21 Oct
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    7.0

    Based on 110 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • ME Flexible Home Loan (Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package)

    • A flexible Home Loan with Member Package for Owner Occupiers including a low rate, redraw and offset.
    • Annual Fee of $395. Loan size $400k-$699k
    • No fee to fix your rate after you settle.

    interest rate

    3.34% p.a. variable

    comparison rate*

    3.78% p.a.

    upfront fees

    $200

    Go to site

    More info

    • A flexible Home Loan with Member Package for Owner Occupiers including a low rate, redraw and offset.
    • Annual Fee of $395. Loan size $400k-$699k
    • No fee to fix your rate after you settle.
    • Interest rate: 3.34% p.a. variable
    • Comparison rate*: 3.78% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.7

    Based on 902 ME home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 533 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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