David Jones credit cards

David Jones
David Jones's overall rating for credit cards

(as rated by the Mozo community)

4.9 / 10

based on 15 reviews

Are you an avid shopper? Then David Jones has a credit card for you. It’s all about the rewards here - and why not? Check out the great credit cards on offer from David Jones to find the best way to reward yourself for spending.

What credit cards do David Jones offer?

Rewards credit cards Rewards credit cards

Are you after a credit card that will not only make shopping a breeze, but also a reward in itself? David Jones rewards cards allow you to rack up a pile of rewards points in no time flat, so you can redeem them for a range of retail products, gift cards or travel.

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

2 points instore at David Jones; 1.5 points outside David Jones

20.74%

$99

2 points instore at David Jones; 1.5 points outside David Jones

20.74%

$99

Go to site

2 points instore at David Jones; 1.5 points outside David Jones

20.74%

$295

Go to site

2 points instore at David Jones; 1.5 points outside David Jones

20.74%

$295


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Prestige cards Prestige cards

If you want to boost your rewards earning power then check out the premium rewards options from David Jones. While you’re looking at a much higher annual fee, there won’t be a difference in interest rates. For some shoppers, the fee will be a deal breaker, but if you like to shop up a storm, then perks like complimentary delivery for online shopping and complimentary clothes alterations might just be worth it.

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

2 points instore at David Jones; 1.5 points outside David Jones

20.74%

$295

Go to site

2 points instore at David Jones; 1.5 points outside David Jones

20.74%

$295


Hide

Frequent flyer credit cards Frequent flyer credit cards

If you already know every reward point you earn is going to be funnelled directly into your frequent flyer program, then why not get a credit card that does that for you? With a Qantas card from David Jones in your pocket, you’ll be on your way to free flights in no time.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

2 points instore at David Jones; 1.5 points outside David Jones

20.74%

$99

2 points instore at David Jones; 1.5 points outside David Jones

20.74%

$295


Hide

Frequently Asked Questions about David Jones credit cards

    What is the interest free period on my David Jones credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    What rewards will I earn with my David Jones credit card?

    Can I use my David Jones credit card for a balance transfer?

    Can I use my David Jones credit card while I’m travelling overseas?

    Can I use my David Jones credit card to make contactless payments?

    Avoiding credit card fraud

How are David Jones credit cards rated?

Mozo users have rated David Jones credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

David Jones credit cards

Overall 4.9*

Price

Features

Customer service

Convenience

Trust

15 Reviews

* Overall rating based on reviews in the past 12 months.

Recent David Jones credit card reviews Recent David Jones credit card reviews

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   0 / 10

The card isn't accepted without surcharge anywhere

So a David Jones salesman pestered me into enrolling into this card and rewards program: You'll get a 50$ voucher, 100$annual fees, worth it etc. Special events and what not was promised. 50$ voucher expired in 45 days I couldn't use....
Full review

So a David Jones salesman pestered me into enrolling into this card and rewards program: You'll get a 50$ voucher, 100$annual fees, worth it etc. Special events and what not was promised. 50$ voucher expired in 45 days I couldn't use. Forced myself into using a highly surcharged American Express. So useless is this credit card that I kept it home. There was a $15 subscription to keep it alive. 5th and 6th Month I missed this payment (owing largely to the awful nature of the card itself, it was erased from my memory). Instead of informing me, they sent a letter giving me 6 days to pay and a credit agency would be holding this information.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Abhi (ACT), reviewed 7 months ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   9 / 10

Great rewards

Great rewards.
Full review

Great rewards.

    Price   8 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Lynne (NSW), reviewed 10 months ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   1 / 10

Hidden fees. Shocking service.

Claim to offer complementary deferred payment plan on spend over $250. When used, $35 fee gets charged - unable to get AMEX to remove it. Impossible to find out who to contact at DJs. Should be a great card, but AMEX acting in own interest,...
Full review

Claim to offer complementary deferred payment plan on spend over $250. When used, $35 fee gets charged - unable to get AMEX to remove it. Impossible to find out who to contact at DJs. Should be a great card, but AMEX acting in own interest, totally disregarding DJ customer experience. Avoid if you can. Better cards and deals out there.

    Price   0 / 10

    Features   6 / 10

    Customer service   0 / 10

    Convenience   6 / 10

    Trust   0 / 10

Less

Jack (NSW), reviewed about 1 year ago

David Jones

David Jones credit card review

Overall rating   0 / 10

Avoid

The Grinch of Christmas! Cancels your card without notification on Christmas eve! Reason you ask? Someone in the credit department who is on a power trip did not like your spending habits and will invade your privacy rights ! Even though bills...
Full review

The Grinch of Christmas! Cancels your card without notification on Christmas eve! Reason you ask? Someone in the credit department who is on a power trip did not like your spending habits and will invade your privacy rights ! Even though bills have always been paid on time.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Jd , reviewed over 1 year ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   9 / 10

Great customer service !

I love this American Express Card! I was always told to be careful because it's American express but I have discovered a lot more shops are taking this card now with no surcharge . The interest rate is quite high but if you pay it off monthly, you...
Full review

I love this American Express Card! I was always told to be careful because it's American express but I have discovered a lot more shops are taking this card now with no surcharge . The interest rate is quite high but if you pay it off monthly, you can avoid that. I love the reward points you get and that you can use them to pay off your credit card , if you use this properly you can build your points up very quickly ! I save my points so at Christmas time I have enough to buy all my Christmas presents :) Great Net banking online so you know how many points you have, when your payment is due, your minimum payment and you can also transfer your points to credit on your card yourself, or it's easy to call and they do it straight over the phone. Over all it's a great card and I really like it, I recommend this to anyone that would like a credit card .

    Price   2 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   6 / 10

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Pauge (NSW), reviewed over 1 year ago

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What do you need to apply for a David Jones credit card? What do you need to apply for a David Jones credit card?

Ready to be rewarded? The eligibility requirements for a David Jones credit card include:

  • You are 18 years or over
  • Have a good credit history and no record of defaults
  • Are a permanent resident or citizen of Australia
  • Have a household income of at least $40,000 a year or $65,000 if you’re applying for a platinum card
  • If you’re self employed, your business needs to have been running for at least 18 months

You’ll also need to provide your personal details, employment and income details, as well as records of any assets or debts you have.

For more information on how to apply for a credit card, check out our handy guide.

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