David Jones credit cards

As long as you keep up with paying your whole balance off each month, you’ll have up to 44 days interest free on your David Jones credit card. If you pay off your balance before the period ends, you won’t be charged interest at all.

Keep in mind that the interest free period doesn’t apply to cash advances, so if you’re hitting the ATM, you’ll be charged interest right away.

As rewards cards, David Jones credit cards pack a fair punch in the fees department. All come with reasonably hefty annual fees - especially the premium options - plus a foreign exchange margin, and a reasonably steep late payment fee. You’ll also pay an extra annual fee to have more than one cardholder on the classic option.

The good news? No cash advance fee.

Your David Jones credit card statement will show a monthly minimum repayment - this is the amount you need to pay each month, and will be the the greater of either $30 or 2.5% of your current credit card balance.

Also on your statement, you’ll see a table that shows you how long it will take to repay your balance if you only pay the minimum each month, and how much you’d need to pay each month to blast your debt completely within two years. 

Mainly, this is to show you that if you pay as much as you can off your credit card balance, you’ll ultimately save on interest and be debt free sooner.

A David Jones credit card is all about earning rewards! Depending on what you’d like to cash your points in for, you can either opt for a membership rewards card or a Qantas card.

On a membership rewards card, you can redeem points for:

Gift cards from a range of retailers (not just David Jones!)

Event or cinema tickets

Flights from a range of airlines

Cash back on your credit card

With a Qantas card, you can redeem for:

Flights

Upgrades

Merchandise from the Qantas store

How do you get your hands on those great bonuses? Check out our table to see how many rewards points you’ll rack up for each dollar you spend:

If you opt for a Qantas card, every reward points is worth 0.75 qantas frequent flyer points.

Points are uncapped and don’t expire, so you can save up for as long as you like before cashing in.

Unfortunately, you can’t, although considering that rewards cards pack a punch in the interest rates department, you probably wouldn’t want to anyway. If you’re looking for a great balance transfer deal to manage your credit card balance, take a look at our comparison table to choose the perfect fit for you.

Yes you can, and as an added bonus, if you opt for the premium option, it comes with a bunch of cool travel perks, like:

A $200 travel credit on your Platinum card, to spend on costs like airfare, hotels or car hire

Access to VIP airport lounges

Complimentary membership into elite hotel programs

Hotel upgrades

Complimentary travel insurance

Just don’t forget to budget for the foreign exchange margin before you jet off!

Yes. If your David Jones credit card has a chip in it, you can use it to make contactless payments - known as Tap ‘n’ Go - wherever you see this symbol,  along with the American Express logo.

Your David Jones Amex card is setup to provide you peace of mind, so you don’t have to spend your time thinking about the risk of credit card fraud. Security measures put in place by AMEX include:

Online Fraud Protection guarantee - which means you won’t be held responsible for fraudulent online transactions, as long as you report them straight away

Purchase Protection - for 90 days after making a purchase with your David Jones credit card, your items will be insured against theft or damage

Global Card Support - so you can have problems resolved anywhere, anytime