David Jones credit cards

David Jones
David Jones's overall rating for credit cards

(as rated by the Mozo community)

5.5 / 10

based on 38 reviews

Are you an avid shopper? Then David Jones has a credit card for you. It’s all about the rewards here - and why not? Check out the great credit cards on offer from David Jones to find the best way to reward yourself for spending.

Rates and fees verified as correct at 24 September, 2018. Other information correct at the time of writing.

What credit cards do David Jones offer?

Rewards credit cards Rewards credit cards

Are you after a credit card that will not only make shopping a breeze, but also a reward in itself? David Jones rewards cards allow you to rack up a pile of rewards points in no time flat, so you can redeem them for a range of retail products, gift cards or travel.

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

0.75 points per dollar on Amex, uncapped

20.74% p.a.

No current offer

$99

1 point per dollar on Amex, uncapped

20.74% p.a.

No current offer

$99

Go to site

1 point per dollar on Amex, uncapped

20.74% p.a.

No current offer

$295

Go to site

0.75 points per dollar on Amex, uncapped

20.74% p.a.

No current offer

$295


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Prestige cards Prestige cards

If you want to boost your rewards earning power then check out the premium rewards options from David Jones. While you’re looking at a much higher annual fee, there won’t be a difference in interest rates. For some shoppers, the fee will be a deal breaker, but if you like to shop up a storm, then perks like complimentary delivery for online shopping and complimentary clothes alterations might just be worth it.

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

1 point per dollar on Amex, uncapped

20.74% p.a.

No current offer

$295

Go to site

0.75 points per dollar on Amex, uncapped

20.74% p.a.

No current offer

$295


Hide

Frequent flyer credit cards Frequent flyer credit cards

If you already know every reward point you earn is going to be funnelled directly into your frequent flyer program, then why not get a credit card that does that for you? With a Qantas card from David Jones in your pocket, you’ll be on your way to free flights in no time.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.75 points per dollar on Amex, uncapped

20.74% p.a.

No current offer

$99

0.75 points per dollar on Amex, uncapped

20.74% p.a.

No current offer

$295


Hide

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Frequently Asked Questions about David Jones credit cards

What is the interest free period on my David Jones credit card?

What fees might I be charged?

What’s the minimum repayment amount I must make?

What rewards will I earn with my David Jones credit card?

Can I use my David Jones credit card for a balance transfer?

Can I use my David Jones credit card while I’m travelling overseas?

Can I use my David Jones credit card to make contactless payments?

Avoiding credit card fraud

How are David Jones credit cards rated?

Mozo users have rated David Jones credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

David Jones credit cards

Overall 5.5

Price

Features

Customer service

Convenience

Trust

37 Reviews

Recent David Jones credit card reviews Recent David Jones credit card reviews

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   8 / 10

Great reward points and offers

Reward points for daily shop highest for lowest fee

Full review

Reward points for daily shop highest for lowest fee

    Price   7 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Karl, New South Wales, reviewed 9 months ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   0 / 10

The card isn't accepted without surcharge anywhere

So a David Jones salesman pestered me into enrolling into this card and rewards program: You'll get a 50$ voucher, 100$annual fees, worth it etc. Special events and what not was promised. 50$ voucher expired in 45 days I couldn't use....

Full review

So a David Jones salesman pestered me into enrolling into this card and rewards program: You'll get a 50$ voucher, 100$annual fees, worth it etc. Special events and what not was promised. 50$ voucher expired in 45 days I couldn't use. Forced myself into using a highly surcharged American Express. So useless is this credit card that I kept it home. There was a $15 subscription to keep it alive. 5th and 6th Month I missed this payment (owing largely to the awful nature of the card itself, it was erased from my memory). Instead of informing me, they sent a letter giving me 6 days to pay and a credit agency would be holding this information.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Abhi, Australian Capital Territory, reviewed almost 3 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   9 / 10

Great rewards

Great rewards.

Full review

Great rewards.

    Price   8 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Lynne, New South Wales, reviewed about 3 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   1 / 10

Hidden fees. Shocking service.

Claim to offer complementary deferred payment plan on spend over $250. When used, $35 fee gets charged - unable to get AMEX to remove it. Impossible to find out who to contact at DJs. Should be a great card, but AMEX acting in own interest,...

Full review

Claim to offer complementary deferred payment plan on spend over $250. When used, $35 fee gets charged - unable to get AMEX to remove it. Impossible to find out who to contact at DJs. Should be a great card, but AMEX acting in own interest, totally disregarding DJ customer experience. Avoid if you can. Better cards and deals out there.

    Price   0 / 10

    Features   6 / 10

    Customer service   0 / 10

    Convenience   6 / 10

    Trust   0 / 10

Less

Jack, New South Wales, reviewed over 3 years ago

David Jones

David Jones American Express Platinum Card (Membership Rewards) credit card review

Overall rating   9 / 10

access to David Jones discounts

Convenient

Full review

Convenient

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Phisith, New South Wales, reviewed over 3 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

What do you need to apply for a David Jones credit card? What do you need to apply for a David Jones credit card?

Ready to be rewarded? The eligibility requirements for a David Jones credit card include:

  • You are 18 years or over
  • Have a good credit history and no record of defaults
  • Are a permanent resident or citizen of Australia
  • Have a household income of at least $40,000 a year or $65,000 if you’re applying for a platinum card
  • If you’re self employed, your business needs to have been running for at least 18 months

You’ll also need to provide your personal details, employment and income details, as well as records of any assets or debts you have.

For more information on how to apply for a credit card, check out our handy guide.

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