Greater Bank credit cards

Greater Bank
Greater Bank's overall rating for credit cards

(as rated by the Mozo community)

8.9 / 10

based on 17 reviews

There are heaps of credit cards on the market. Heaps. Sometimes it can all be a bit overwhelming. But if you’re looking for one credit card that has the lot, so you don’t have to struggle through a bunch of bank jargon to find what you’re looking for, then Greater Bank has good news for you.

It offers one card - that’s right, only one - and we’ve compiled all the details about it so that you can decide if simplicity really is the best way to go.

Rates and fees verified as correct at 04 December, 2016. Other information correct at the time of writing.

What credit cards do Greater Bank offer?

Low rate credit cards Low rate credit cards

Did you think we were joking?

Greater Bank’s one credit card offering is a low rate option designed to keep spending simple. No matter how you spend, this card is easy to use and competitive from almost any angle. The only thing that may have some serious shoppers hesitate is that there’s no bells and whistles here - if earning rewards and cashing in on freebies is your game, better look elsewhere.

Product Purchase rate Balance transfer rate Annual fees Interest free days

11.95% p.a.

$40 $0 when you spend over $10,000 p.a

55


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Low fee credit cards Low fee credit cards

This credit card wouldn't be a true budget beater without a low annual fee to match the rock-bottom interest rate. If you're after an affordable addition to a frugal wallet, you cant go past Greater Bank's low fee credit card offering.

Product Purchase rate Balance transfer rate Annual fees Interest free days

11.95% p.a.

$40 $0 when you spend over $10,000 p.a

55


Hide

Frequently Asked Questions about Greater Bank credit cards

    How many interest free days will I get with a Greater Bank credit card?

    What fees might I be charged?

    Can I use my Greater Bank credit card for a balance transfer?

    What rewards does a Greater Bank credit card offer?

    Can I use contactless payment with my Greater Bank credit card?

    Can I use my Greater Bank credit card while I’m travelling overseas?

    What kind of insurance options does my Greater Bank credit card offer?

    What do I do if I lose my card or am the victim of credit card fraud?

How are Greater Bank credit cards rated?

Mozo users have rated Greater Bank’s credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Greater Bank credit cards

Overall 8.9*

Price

Features

Customer service

Convenience

Trust

17 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Greater Bank credit card reviews Recent Greater Bank credit card reviews

Greater Bank

Greater Bank Greater Visa credit card review

Overall rating   8 / 10

Friendly, helpful, and get the job done

They have always been so helpful and good about everything.

Full review

They have always been so helpful and good about everything.

    Price   5 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Riva (NSW), reviewed about 1 year ago

Greater Bank

Greater Bank credit card review

Overall rating   10 / 10

Very good and cheap

Very good and cheap.

Full review

Very good and cheap.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Leisa (NSW), reviewed about 1 year ago

Greater Bank

Greater Bank Greater Visa credit card review

Overall rating   10 / 10

Great features and awesome customer service

I have banked with the Greater building society for several years. Their customer service is awesome , they look after you in every aspect of banking needs.

Full review

I have banked with the Greater building society for several years. Their customer service is awesome , they look after you in every aspect of banking needs.

    Price   5 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   -1 / 10

    Trust   9 / 10

Less

Vicki (NSW), reviewed almost 2 years ago

Greater Bank

Greater Bank Greater Visa credit card review

Overall rating   8 / 10

Great customer service

Very helpful, willing to answer all questions and nothing is a bother to them.

Full review

Very helpful, willing to answer all questions and nothing is a bother to them.

    Price   8 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Betty (NSW), reviewed almost 2 years ago

Greater Bank

Greater Bank Greater Visa credit card review

Overall rating   8 / 10

Friendly staff, supportive and knowledgable

Friendly service with help and assistance with every inquiry. The Greater is a trusted brand that I will use for a very long time.

Full review

Friendly service with help and assistance with every inquiry. The Greater is a trusted brand that I will use for a very long time.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Bridget (NSW), reviewed over 2 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Greater Bank credit card? What do you need to apply for a Greater Bank credit card?

Simplicity has been the key factor in Greater Bank’s approach to credit cards so far, and applying is no different.

There are a few basic things you can’t get around when applying for a Greater Bank credit card. You’ll have to:

  • be 18 years or over
  • be a permanent  resident of Australian
  • live in either NSW, QLD or ACT
  • have a regular income and good credit history

You also need to have some documentation when you apply, including:

  • Contact details for your current and previous employer
  • Details of your income, plus 2 recent payslips
  • If you’re self-employed, bring along the Notice of Assessments from the ATO that you’ve received in the last two years
  • Details about any other financial responsibilities you have - like loan repayments, other credit or store cards
  • A copy of current photo I.D (like a driver’s license or passport.)

Then, you can either pop into a Greater Bank branch or complete an application online.

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