Police Bank credit cards

Police Bank
Police Bank's overall rating for credit cards

(as rated by the Mozo community)

9.0 / 10

based on 8 reviews

Originally the NSW Police Credit Union, Police Bank has been the winner of a host of Mozo Experts Choice and People’s Choice Awards over the years, snagging an award for best low rate credit card in 2015. So check out the details of the Police Bank credit card below - you’ll find value so good, it’s practically criminal.

Rates and fees verified as correct at 06 December, 2016. Other information correct at the time of writing.

What credit cards do Police Bank offer?

Low rate credit cards Low rate credit cards

Tend to carry a balance on your credit card from month to month? Let yourself off the hook with a low rate credit card from Police Bank. This one really is a budget beater - low fees, low interest and a killer balance transfer offer make for a credit card experience that will keep costs as low as they go.

Product Purchase rate Balance transfer rate Annual fees Interest free days

10.76% p.a.

0% p.a. for 12 months

$30 $0 in the first 1 year

55


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Low fee credit cards Low fee credit cards

Make your wallet happy with this convenient and cost-effective piece of plastic. With a low annual fee, low interest rate and competitive balance transfer option, this is a great pick for the budget-conscious spender.

Product Purchase rate Balance transfer rate Annual fees Interest free days

10.76% p.a.

0% p.a. for 12 months

$30 $0 in the first 1 year

55


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Frequently Asked Questions about Police Bank credit cards

    What is the interest free period on my Police Bank credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    What rewards will I earn with my Police Bank credit card?

    Can I use my Police Bank credit card for a balance transfer?

    Will my Police Bank credit card work overseas?

    Can I use payWave with my Police Bank credit card?

    What should I do to protect myself from credit card fraud?

How are Police Bank credit cards rated?

Mozo users have rated Police Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Police Bank credit cards

Overall 9.0*

Price

Features

Customer service

Convenience

Trust

8 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Police Bank credit card reviews Recent Police Bank credit card reviews

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   10 / 10

Their premiums are very fair

This bank has been very good and convenient for me.

Full review

This bank has been very good and convenient for me.

    Price   9 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Max (NSW), reviewed about 1 year ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   9 / 10

Highly recommended.

Very happy.

Full review

Very happy.

    Price   9 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Jo anne (QLD), reviewed over 1 year ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   7 / 10

Good customer service

I like my bank but they really need to be more competitive with other banks.

Full review

I like my bank but they really need to be more competitive with other banks.

    Price   8 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   1 / 10

    Trust   7 / 10

Less

Leona (VIC), reviewed over 2 years ago

Police Bank

Police Bank credit card review

Overall rating   10 / 10

Fantastic customer service, competitive rates

Easy to contact, very helpful, professional, competitive rates.

Full review

Easy to contact, very helpful, professional, competitive rates.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jodi (NSW), reviewed over 2 years ago

Police Bank

Police Bank credit card review

Overall rating   10 / 10

Fantastic to deal with

I have been with this bank for years...I love them and trust them. Loans are easy, credit cards are at a great interest rate and monthly charges are low.

Full review

I have been with this bank for years...I love them and trust them. Loans are easy, credit cards are at a great interest rate and monthly charges are low.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Jenny (NSW), reviewed about 3 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Police Bank credit card? What do you need to apply for a Police Bank credit card?

To apply for a Police Bank credit card, you should:

  • be at least 18 years old.
  • be a permanent Australian resident.
  • have a regular income.
  • feel confident in your ability to make your repayments.

To snag a Police Bank credit card, you'll also have to be or become a member of the bank. To be eligible for membership, you need to formerly or currently be employed by the Police Force. You can sign up to be a member fee-free - however, membership does come with the proviso that if Police Bank ever goes under, you pay $10 to whoever is managing its closing.

You’ll also need to have some details handy, including, contact details, income, debts, assets and living expenses. For more information about how to apply for a credit card, take a look at our dedicated guide.

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