Police Bank credit cards

Police Bank
Police Bank's overall rating for credit cards

(as rated by the Mozo community)

7.9 / 10

based on 23 reviews

Originally the NSW Police Credit Union, Police Bank has been the winner of a host of Mozo Experts Choice and People’s Choice Awards over the years, snagging an award for best low rate credit card in 2015. So check out the details of the Police Bank credit card below - you’ll find value so good, it’s practically criminal.

Rates and fees verified as correct at 24 September, 2018. Other information correct at the time of writing.

What credit cards do Police Bank offer?

Low rate credit cards Low rate credit cards

Tend to carry a balance on your credit card from month to month? Let yourself off the hook with a low rate credit card from Police Bank. This one really is a budget beater - low fees, low interest and a killer balance transfer offer make for a credit card experience that will keep costs as low as they go.

Product Purchase rate Balance transfer rate Annual fees Interest free days

10.76% p.a.

0% p.a. for 12 months and then 10.76% p.a.

$30 $0 in the first year

55


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Low fee credit cards Low fee credit cards

Make your wallet happy with this convenient and cost-effective piece of plastic. With a low annual fee, low interest rate and competitive balance transfer option, this is a great pick for the budget-conscious spender.

Product Purchase rate Balance transfer rate Annual fees Interest free days

10.76% p.a.

0% p.a. for 12 months and then 10.76% p.a.

$30 $0 in the first year

55


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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Frequently Asked Questions about Police Bank credit cards

What is the interest free period on my Police Bank credit card?

What fees might I be charged?

What’s the minimum repayment amount I must make?

What rewards will I earn with my Police Bank credit card?

Can I use my Police Bank credit card for a balance transfer?

Will my Police Bank credit card work overseas?

Can I use payWave with my Police Bank credit card?

What should I do to protect myself from credit card fraud?

How are Police Bank credit cards rated?

Mozo users have rated Police Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Police Bank credit cards

Overall 7.9

Price

Features

Customer service

Convenience

Trust

23 Reviews

Recent Police Bank credit card reviews Recent Police Bank credit card reviews

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   10 / 10

They have great rates for seniors

The bank has excellent staff, always willing to assist. Little or no waiting time.

Full review

The bank has excellent staff, always willing to assist. Little or no waiting time.

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Doriel, New South Wales, reviewed 6 months ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   10 / 10

Their premiums are very fair

This bank has been very good and convenient for me.

Full review

This bank has been very good and convenient for me.

    Price   9 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Max, New South Wales, reviewed about 3 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   9 / 10

Highly recommended.

Very happy.

Full review

Very happy.

    Price   9 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Jo anne, Queensland, reviewed over 3 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   9 / 10

Great customer service

The Policebank alow lower credit limits if requested (e.G. $1000)...I didn't want a $5000 limit.

Full review

The Policebank alow lower credit limits if requested (e.G. $1000)...I didn't want a $5000 limit.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Ignacious, New South Wales, reviewed over 3 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   10 / 10

Greart bank

why use one of the 4 banks when this bank interest rate is lower than any of them,and they treat you as a customer,and watch over your banking for frauds

Full review

why use one of the 4 banks when this bank interest rate is lower than any of them,and they treat you as a customer,and watch over your banking for frauds

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Trust   10 / 10

Less

James, New South Wales, reviewed over 3 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

What do you need to apply for a Police Bank credit card? What do you need to apply for a Police Bank credit card?

To apply for a Police Bank credit card, you should:

  • be at least 18 years old.
  • be a permanent Australian resident.
  • have a regular income.
  • feel confident in your ability to make your repayments.

To snag a Police Bank credit card, you'll also have to be or become a member of the bank. To be eligible for membership, you need to formerly or currently be employed by the Police Force. You can sign up to be a member fee-free - however, membership does come with the proviso that if Police Bank ever goes under, you pay $10 to whoever is managing its closing.

You’ll also need to have some details handy, including, contact details, income, debts, assets and living expenses. For more information about how to apply for a credit card, take a look at our dedicated guide.

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