Citi Basic Variable

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $4,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $4,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $4,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $4,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $4,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $250,000 $4,000,000

4.41% p.a.

4.46% p.a.

$0.00

Citi Basic Variable

4.41% p.a.

4.46% p.a.

$0.00

4.81% p.a.

4.86% p.a.

$0.00

Citi Basic Variable

4.81% p.a.

4.86% p.a.

$0.00

5.01% p.a.

5.06% p.a.

$0.00

Citi Basic Variable

5.01% p.a.

5.06% p.a.

$0.00

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.41% p.a.

  • n/a

  • 0 Months

  • none

  • 4.46% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.81% p.a.

  • n/a

  • 0 Months

  • none

  • 4.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.01% p.a.

  • n/a

  • 0 Months

  • none

  • 5.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

Customer Reviews

How are Citi home loans rated by the Mozo community?

Overall customer rating
5.0/10

Based on 162 Citi home loan reviews

Price
5.0/10
Features
5.5/10
Customer service
4.6/10
Convenience
4.0/10
Trust
5.0/10
Citi

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

See Citi home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.