Citi Basic Variable

This product is available in different versions. Pick the right version for you here.

The details shown below are for an investor taking out a interest only loan between $400,000 and $4,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $4,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $399,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $400,000 and $4,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $399,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $399,999 with an LVR below 90%

Choose the version of this loan that suits you best

  • Investor (Interest Only)

    LVR < 90%

    Loan: $400,000 $4,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $400,000 $4,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $399,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $400,000 $4,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $399,999

  • Investor (Interest Only)

    LVR < 90%

    Loan: $250,000 $399,999

3.74% p.a.

3.79% p.a.

$0.00

Citi Basic Variable

3.74% p.a.

3.79% p.a.

$0.00

Details
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3.94% p.a.

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Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.74% p.a.

  • n/a

  • n/a

  • n/a

  • 3.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $400,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.21% p.a.

  • n/a

  • n/a

  • n/a

  • 3.26% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $400,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.19% p.a.

  • n/a

  • n/a

  • n/a

  • 3.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $250,000

  • $399,999

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.54% p.a.

  • n/a

  • n/a

  • n/a

  • 3.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $400,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.74% p.a.

  • n/a

  • n/a

  • n/a

  • 3.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $250,000

  • $399,999

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.94% p.a.

  • n/a

  • n/a

  • n/a

  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $399.00

  • $0.00

  • $0.00

  • $250.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $250,000

  • $399,999

  • none

  • 90.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Citi home loans rated by the Mozo community?

Overall customer rating
5.0/10

Based on 162 Citi home loan reviews

Price
5.0/10
Features
5.5/10
Customer service
4.6/10
Convenience
4.0/10
Trust
5.0/10
Citi

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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