This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $4,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $399,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $4,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $399,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $400,000 and $4,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $250,000 and $399,999 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $400,000 | $4,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $250,000 | $399,999 |
| | Investor | Principal & Interest | < 90% | $400,000 | $4,000,000 |
| | Investor | Principal & Interest | < 90% | $250,000 | $399,999 |
| | Investor | Interest Only | < 90% | $400,000 | $4,000,000 |
| | Investor | Interest Only | < 90% | $250,000 | $399,999 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $400,000 $4,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $250,000 $399,999
Investor (Principal & Interest)
LVR < 90%
Loan: $400,000 $4,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $250,000 $399,999
Investor (Interest Only)
LVR < 90%
Loan: $400,000 $4,000,000
Investor (Interest Only)
LVR < 90%
Loan: $250,000 $399,999
2.99% p.a.
4.97% p.a.
$8.00 monthly
Citi Fixed Rate Loan
2.99% p.a.
4.97% p.a.
$8.00 monthly
3.19% p.a.
5.16% p.a.
$8.00 monthly
Citi Fixed Rate Loan
3.19% p.a.
5.16% p.a.
$8.00 monthly
3.49% p.a.
5.10% p.a.
$8.00 monthly
Citi Fixed Rate Loan
3.49% p.a.
5.10% p.a.
$8.00 monthly
3.69% p.a.
5.29% p.a.
$8.00 monthly
Citi Fixed Rate Loan
3.69% p.a.
5.29% p.a.
$8.00 monthly
3.69% p.a.
5.15% p.a.
$8.00 monthly
Citi Fixed Rate Loan
3.69% p.a.
5.15% p.a.
$8.00 monthly
3.89% p.a.
5.35% p.a.
$8.00 monthly
Citi Fixed Rate Loan
3.89% p.a.
5.35% p.a.
$8.00 monthly
n/a
n/a
n/a
n/a
2.99% (5.39%*)
2.99% (5.17%*)
2.99% (4.97%*)
n/a
2.99% (4.61%*)
n/a
n/a
5.50% p.a.
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$400,000
$4,000,000
none
90.00%
Monthly
yes - free up to $1,000 monthly
no
no
none
yes
no
none
none
n/a
n/a
n/a
n/a
3.19% (5.59%*)
3.19% (5.37%*)
3.19% (5.16%*)
n/a
3.19% (4.80%*)
n/a
n/a
5.70% p.a.
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$250,000
$399,999
none
90.00%
Monthly
yes - free up to $1,000 monthly
no
no
none
yes
no
none
none
n/a
n/a
n/a
n/a
3.49% (5.44%*)
3.49% (5.26%*)
3.49% (5.10%*)
n/a
3.49% (4.81%*)
n/a
n/a
5.50% p.a.
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$400,000
$4,000,000
none
90.00%
Monthly
yes - free up to $1,000 monthly
no
no
none
yes
no
none
none
n/a
n/a
n/a
n/a
3.69% (5.64%*)
3.69% (5.46%*)
3.69% (5.29%*)
n/a
3.69% (5.00%*)
n/a
n/a
5.70% p.a.
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$250,000
$399,999
none
90.00%
Monthly
yes - free up to $1,000 monthly
no
no
none
yes
no
none
none
n/a
n/a
n/a
n/a
3.69% (5.46%*)
3.69% (5.30%*)
3.69% (5.15%*)
n/a
3.69% (4.89%*)
n/a
n/a
5.50% p.a.
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$400,000
$4,000,000
none
90.00%
Monthly
yes - free up to $1,000 monthly
no
no
none
yes
no
none
none
n/a
n/a
n/a
n/a
3.89% (5.66%*)
3.89% (5.50%*)
3.89% (5.35%*)
n/a
3.89% (5.08%*)
n/a
n/a
5.70% p.a.
$399.00
$0.00
$0.00
$250.00
n/a
$8.00 monthly
$350.00
$250,000
$399,999
none
90.00%
Monthly
yes - free up to $1,000 monthly
no
no
none
yes
no
none
none
Because I wanted fixed rates I could only pay monthly and I couldn't change to fortnightly...
Read full review
Because I wanted fixed rates I could only pay monthly and I couldn't change to fortnightly payments. I wish I was with someone else who was more competitive and not just after profit.
Less
Anne | Victoria
reviewed over 4 years ago
Citibank do not have branches where you can go for advice. All contact is via the phone and in...
Read full review
Citibank do not have branches where you can go for advice. All contact is via the phone and in most cases I believe it is an offshore call centre.
Less
John | New South Wales
reviewed over 7 years ago
Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.
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