Citi Fixed Rate Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $4,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $4,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $4,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $4,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $4,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $250,000 $4,000,000

4.29% p.a.

5.62% p.a.

$8.00 monthly

Citi Fixed Rate Loan

4.29% p.a.

5.62% p.a.

$8.00 monthly

4.69% p.a.

5.72% p.a.

$8.00 monthly

Citi Fixed Rate Loan

4.69% p.a.

5.72% p.a.

$8.00 monthly

4.89% p.a.

5.78% p.a.

$8.00 monthly

Citi Fixed Rate Loan

4.89% p.a.

5.78% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.88%*)

  • 4.09% (5.72%*)

  • 4.29% (5.62%*)

  • (*)

  • 4.59% (5.50%*)

  • (*)

  • (*)

  • 5.93% p.a.

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Monthly

  • yes - free up to $1,000 monthly

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.92%*)

  • 4.49% (5.79%*)

  • 4.69% (5.72%*)

  • (*)

  • 4.99% (5.67%*)

  • (*)

  • (*)

  • 5.93% p.a.

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Monthly

  • yes - free up to $1,000 monthly

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (5.94%*)

  • 4.69% (5.83%*)

  • 4.89% (5.78%*)

  • (*)

  • 5.19% (5.75%*)

  • (*)

  • (*)

  • 5.93% p.a.

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Monthly

  • yes - free up to $1,000 monthly

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Citi home loans rated by the Mozo community?

Overall customer rating
5.0/10

Based on 162 Citi home loan reviews

Price
5.0/10
Features
5.5/10
Customer service
4.6/10
Convenience
4.0/10
Trust
5.0/10

Latest reviews of Citi Fixed Rate Loan

  • Overall
    2/10
    Profit is their motto

    Because I wanted fixed rates I could only pay monthly and I couldn't change to fortnightly...

    Because I wanted fixed rates I could only pay monthly and I couldn't change to fortnightly payments. I wish I was with someone else who was more competitive and not just after profit.

    Price
    2/10
    Features
    1/10
    Customer service
    4/10
    Convenience
    1/10
    Trust
    3/10

    Anne | Victoria

    reviewed over 3 years ago

  • Overall
    0/10
    Very poor customer service

    Citibank do not have branches where you can go for advice. All contact is via the phone and in...

    Citibank do not have branches where you can go for advice. All contact is via the phone and in most cases I believe it is an offshore call centre.

    Price
    1/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    John | New South Wales

    reviewed over 6 years ago

Citi

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

See Citi home loans

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

Promoted

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

Promoted

Suncorp

Suncorp

Back to Basics

3.79% p.a.

3.80% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.90% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Promoted

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.