Citi Fixed Rate Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $4,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $4,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $4,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $4,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $4,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $250,000 $4,000,000

4.29% p.a.

5.50% p.a.

$8.00 monthly

Citi Fixed Rate Loan

4.29% p.a.

5.50% p.a.

$8.00 monthly

4.69% p.a.

5.61% p.a.

$8.00 monthly

Citi Fixed Rate Loan

4.69% p.a.

5.61% p.a.

$8.00 monthly

4.89% p.a.

5.67% p.a.

$8.00 monthly

Citi Fixed Rate Loan

4.89% p.a.

5.67% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.74%*)

  • 4.09% (5.59%*)

  • 4.29% (5.50%*)

  • (*)

  • 4.59% (5.41%*)

  • (*)

  • (*)

  • 5.77% p.a.

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Monthly

  • yes - free up to $1,000 monthly

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.78%*)

  • 4.49% (5.66%*)

  • 4.69% (5.61%*)

  • (*)

  • 4.99% (5.58%*)

  • (*)

  • (*)

  • 5.77% p.a.

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Monthly

  • yes - free up to $1,000 monthly

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (5.80%*)

  • 4.69% (5.70%*)

  • 4.89% (5.67%*)

  • (*)

  • 5.19% (5.66%*)

  • (*)

  • (*)

  • 5.77% p.a.

Fees
  • $399.00

  • none

  • none

  • $250.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features
  • Monthly

  • yes - free up to $1,000 monthly

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Customer Reviews

How are Citi home loans rated by the Mozo community?

Overall customer rating
4.9/10
Price
5.2/10
Features
5.7/10
Customer service
4.6/10
Convenience
4.1/10
Trust
4.9/10

Latest review of Citi Fixed Rate Loan

  • Overall
    0/10
    Very poor customer service

    Citibank do not have branches where you can go for advice. All contact is via the phone and in...

    Citibank do not have branches where you can go for advice. All contact is via the phone and in most cases I believe it is an offshore call centre.

    Price
    1/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    John | NSW

    07 May 2012

Citi

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

See Citi home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.