This product is available in different versions. Pick the right version for you here.
The details shown below are for an investor taking out a principal & interest loan between $350,000 and $4,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $350,000 and $4,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $350,000 and $4,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $350,000 and $4,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $350,000 and $4,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $350,000 and $4,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Investor | Principal & Interest | < 80% | $350,000 | $4,000,000 |
| | Owner Occupier | Principal & Interest | < 80% | $350,000 | $4,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $350,000 | $4,000,000 |
| | Investor | Interest Only | < 80% | $350,000 | $4,000,000 |
| | Investor | Principal & Interest | 80%-90% | $350,000 | $4,000,000 |
| | Investor | Interest Only | 80%-90% | $350,000 | $4,000,000 |
Investor (Principal & Interest)
LVR < 80%
Loan: $350,000 $4,000,000
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $350,000 $4,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $350,000 $4,000,000
Investor (Interest Only)
LVR < 80%
Loan: $350,000 $4,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $350,000 $4,000,000
Investor (Interest Only)
LVR 80%-90%
Loan: $350,000 $4,000,000
3.39% p.a.
3.78% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.39% p.a.
3.78% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.39% p.a.
3.78% p.a.
$350.00 yearly
3.19% p.a.
3.58% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.19% p.a.
3.58% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.19% p.a.
3.58% p.a.
$350.00 yearly
3.44% p.a.
3.82% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.44% p.a.
3.82% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.44% p.a.
3.82% p.a.
$350.00 yearly
3.59% p.a.
3.97% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.59% p.a.
3.97% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.59% p.a.
3.97% p.a.
$350.00 yearly
3.64% p.a.
4.02% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.64% p.a.
4.02% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.64% p.a.
4.02% p.a.
$350.00 yearly
3.84% p.a.
4.22% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.84% p.a.
4.22% p.a.
$350.00 yearly
Citi Standard Variable (Mortgage Plus)
3.84% p.a.
4.22% p.a.
$350.00 yearly
3.39% p.a.
n/a
n/a
n/a
3.78% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$250.00
n/a
$350.00 yearly
$350.00
$350,000
$4,000,000
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
Zero Fee on Platinum Card and Citibank Plus Transaction Account.
none
3.19% p.a.
n/a
n/a
n/a
3.58% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$250.00
n/a
$350.00 yearly
$350.00
$350,000
$4,000,000
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
Zero Fee on Platinum Card and Citibank Plus Transaction Account.
none
3.44% p.a.
n/a
n/a
n/a
3.82% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$250.00
n/a
$350.00 yearly
$350.00
$350,000
$4,000,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
Zero Fee on Platinum Card and Citibank Plus Transaction Account.
none
3.59% p.a.
n/a
n/a
n/a
3.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$250.00
n/a
$350.00 yearly
$350.00
$350,000
$4,000,000
none
80.00%
Investor
Interest Only
Monthly
yes - free
no
yes
none
yes
yes
none
Zero Fee on Platinum Card and Citibank Plus Transaction Account.
none
3.64% p.a.
n/a
n/a
n/a
4.02% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$250.00
n/a
$350.00 yearly
$350.00
$350,000
$4,000,000
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
none
yes
yes
none
Zero Fee on Platinum Card and Citibank Plus Transaction Account.
none
3.84% p.a.
n/a
n/a
n/a
4.22% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$250.00
n/a
$350.00 yearly
$350.00
$350,000
$4,000,000
80.00%
90.00%
Investor
Interest Only
Monthly
yes - free
no
yes
none
yes
yes
none
Zero Fee on Platinum Card and Citibank Plus Transaction Account.
none
Really unhappy about the transaction fees.
Read full review
Really unhappy about the transaction fees.
Less
Sharon | Queensland
reviewed about 5 years ago
The personal at Citibank were not very interested in me due to me being on a disability pension...
Read full review
The personal at Citibank were not very interested in me due to me being on a disability pension after a work problem. Even though I told them I was keen to return to work as I could not survive on the pension they were not interested at all in helping me in any way. The other factor was the person on the phone did not speak English very well (Indian language) and was hard to understand. Basically the end result was "speak to us when you have a job" Sure people who find themselves in this situation or even pensioners are entitled to try and improve their financial situation. This is a type of discrimination. Even going to a lower interest credit card was not posible due to being on disability pension so I could save some money. The card I currently use has a percentage rate of 21% for cash advance and I think 18.9% interest daily. Also they charge $10 per day for each day you have gone past the payment date.
Less
Tony | Western Australia
reviewed over 6 years ago
They are only a phone call away and can fix most things over the phone. Replacement cards arrive...
Read full review
They are only a phone call away and can fix most things over the phone. Replacement cards arrive very quickly and all is very DIY which I like. They are never first to put interest rates up.
Less
Jo | New South Wales
reviewed almost 7 years ago
Poor Service but decent product, choose only if you have limited choice and do not want to go...
Read full review
Poor Service but decent product, choose only if you have limited choice and do not want to go with the big 4 banks
Less
Gabriel | Victoria
reviewed over 7 years ago
Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.
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