Citi Standard Variable (Mortgage Plus)

4.26% p.a.

4.63% p.a.

$350.00 yearly

4.66% p.a.

5.02% p.a.

$350.00 yearly

4.86% p.a.

5.22% p.a.

$350.00 yearly

Currently showing

Rates

  • 4.26% p.a.

  • n/a

  • 0 Months

  • none

  • 4.63% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $250.00

  • none

  • $350.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • yes

  • none

  • Zero Fee on Platinum Card and Citibank Plus Transaction Account.

Rates

  • 4.66% p.a.

  • n/a

  • 0 Months

  • none

  • 5.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $250.00

  • none

  • $350.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • yes

  • none

  • Zero Fee on Platinum Card and Citibank Plus Transaction Account.

Rates

  • 4.86% p.a.

  • n/a

  • 0 Months

  • none

  • 5.22% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $250.00

  • none

  • $350.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $4,000,000

  • none

  • 90.00%

Features

  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes

  • none

  • yes

  • yes

  • none

  • Zero Fee on Platinum Card and Citibank Plus Transaction Account.

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

How are Citi home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
4.8

Based on 39
Citi home loans reviews

5.2 5.7 4.6 4.1 4.8

Read Citi home loan reviews by the Mozo community

Latest reviews of Citi Standard Variable (Mortgage Plus)

Citi

Citi Standard Variable (Owner Occupier, Principal & Interest) (Mortgage Plus) home loan review

Overall rating   5 / 10

Could do better

Really unhappy about the transaction fees.

Full review

Really unhappy about the transaction fees.

    Price   6 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Sharon (QLD), reviewed about 3 years ago

Citi

Citi Standard Variable (Owner Occupier, Principal & Interest) (Mortgage Plus) home loan review

Overall rating   5 / 10

Would change banks if I could, need the visa card

The personal at Citibank were not very interested in me due to me being on a disability pension after a work problem. Even though I told them I was keen to return to work as I could not survive on the pension they were not interested at all in...

Full review

The personal at Citibank were not very interested in me due to me being on a disability pension after a work problem. Even though I told them I was keen to return to work as I could not survive on the pension they were not interested at all in helping me in any way. The other factor was the person on the phone did not speak English very well (Indian language) and was hard to understand. Basically the end result was "speak to us when you have a job" Sure people who find themselves in this situation or even pensioners are entitled to try and improve their financial situation. This is a type of discrimination. Even going to a lower interest credit card was not posible due to being on disability pension so I could save some money. The card I currently use has a percentage rate of 21% for cash advance and I think 18.9% interest daily. Also they charge $10 per day for each day you have gone past the payment date.

    Price   6 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   3 / 10

Less

Tony (WA), reviewed over 4 years ago

Citi

Citi Standard Variable (Owner Occupier, Principal & Interest) (Mortgage Plus) home loan review

Overall rating   9 / 10

Good bank

They are only a phone call away and can fix most things over the phone. Replacement cards arrive very quickly and all is very DIY which I like. They are never first to put interest rates up.

Full review

They are only a phone call away and can fix most things over the phone. Replacement cards arrive very quickly and all is very DIY which I like. They are never first to put interest rates up.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Jo (NSW), reviewed almost 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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