Australia’s best car insurance in 2024

Couple in new car with keys

Finding the best car insurance policy for your needs, at the right price, can be a tricky task. If you’re not a car insurance expert, even finding somewhere to start your research journey can be a challenge.

Each year, the Mozo experts assess the car insurance policies offering the best value and best quality for Australian drivers. For the Mozo Experts Choice Car Insurance Awards,^ which cover the period September 2023-2024, we analysed 58 policies from 51 insurance providers to uncover the very best.

"With the use of motor vehicles changing dramatically since the coronavirus pandemic began, reviewing your car insurance policy is a smart move that could save you a lot of money,” Mozo Expert Judge Peter Marshall said. 

So, if you’re looking for a new policy or thinking about switching for a better deal in 2024, here are some of the Best Comprehensive Car Insurance policies available to Aussie drivers, along with our Editors Picks for this month….

MOZO EXPERTS CHOICE CAR INSURANCE WINNERS

Budget Direct Gold Comprehensive Car Insurance*
  • 15% buy online discount on your first annual premium
  • Your choice of repairer

For the 4th year in a row, Budget Direct has taken out top honours as Mozo Insurance Provider of the Year, this time in the value category.^ Budget Direct's top-value Gold Comprehensive Car Insurance policy offers up to $500 of personal property covered, a separate $500 for covering baby capsules and another $1,000 to replace car keys and locks, plus new-for-old car replacement and the option to choose your own repairer after an insurable event. And don’t forget the feel-good bonus of a 15% discount when you buy the policy online (T&Cs apply).

ROLLiN' Comprehensive Car Insurance*
  • Pay for insurance month-to-month, like a subscription, with no cancellation fees
  • Mozo Experts Choice Exceptional Value Car Insurance Award Winner 2023
Find out more

ROLLiN' is shaking up car insurance with a new pay-as-you-go approach that lets you pay month-to-month without any lock-ins or cancellation fees. So if you don't need to drive for a certain amount of time, you can simply cancel your cover without penalty and pick it back up when required. You'll enjoy 24/7 online claims support and a lifetime guarantee on authorised repairs, plus if you accidentally damage your windscreen, sunroof or window glass, ROLLiN' will fix them for free!

MOZO EDITORS CHOICE CAR INSURANCE

Australia Post - Comprehensive Car Insurance*
  • $75 discount on your first year's premium when you buy online
  • Includes cover for anyone who drives your car

Australia Post’s comprehensive car insurance offers generous benefits at competitive premiums. Benefits include cover for anyone who drives your vehicle, 14 days of hire car cover after a not at fault claim, up to $1,000 of personal property cover for items inside your car and up to $1,000 cover for emergency travel and accommodation if you’re more than 100km away from home. Plus, for a limited time you can save $75 when you buy online.

Youi Comprehensive Car Insurance*
  • New-for-old-car replacement (within 2 years & a listed driver is the first registered owner)
  • Emergency roadside assistance included

In an emergency Youi's policy can provide up to $1,000 to cover repairs without an insurance assessment, which can alternatively be spent on accommodation and travel if you’re more than 100km away from home. Emergency roadside assistance is also included as standard. Youi offers new-for-old car replacement and policy holders can get back onto the road after a theft or not-at-fault accident with Youi’s hire car cover (for up to 14 days).  Youi took home the award for Exceptional Value Senior Driver Insurance.^

* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Car Insurance Awards