Australia’s best car insurance in 2024
Finding the best car insurance policy for your needs, at the right price, can be a tricky task. If you’re not a car insurance expert, even knowing where to start your research journey can be a challenge.
Each year, the Mozo experts assess the car insurance policies offering the best value and best quality for Australian drivers. For the 2024 Mozo Experts Choice Car Insurance Awards, we analysed 61 policies from 53 insurance providers to uncover the very best car insurance across 7 categories.
"With the rising cost of living finding ways to save is paramount and reviewing your car insurance policy is a smart move that could save you a lot of money,” Mozo Expert Judge Peter Marshall said.
So, if you’re looking for a new policy or thinking about switching for a better deal in 2024, here are some of the Best Comprehensive Car Insurance policies available to Aussie drivers, along with our Editors Picks for this month….
MOZO EXPERTS CHOICE CAR INSURANCE WINNERS
Important information on terms, conditions and sub-limits.
Budget Direct Gold Comprehensive Car Insurance*
- 15% discount for combining Home & Contents covers and 15% discount for policies initiated online
- Your choice of repairer
For the 5th year in a row, Budget Direct has taken out top honours as Australia's Best Value Car Insurer. Budget Direct's top-value Gold Comprehensive Car Insurance policy offers up to $500 of personal property covered, a separate $500 for covering baby capsules and another $1,000 to replace car keys and locks, plus new-for-old car replacement and the option to choose your own repairer after an insurable event. And don’t forget the feel-good bonus of a 15% discount for combining your Home & Contents cover and 15% discount for policies initiated online.
ROLLiN' Comprehensive Car Insurance*
- Pay for insurance month-to-month, like a subscription, with no cancellation fees
- Mozo Experts Choice Exceptional Value Car Insurance Award Winner 2024
ROLLiN' is shaking up car insurance with a new pay-as-you-go approach that lets you pay month-to-month without any lock-ins or cancellation fees. So if you don't need to drive for a certain amount of time, you can simply cancel your cover without penalty and pick it back up when required. You'll enjoy 24/7 online claims support and a lifetime guarantee on authorised repairs, plus if you accidentally damage your windscreen, sunroof or window glass, ROLLiN' will fix them for free (once per policy period)!
Plus, get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. Underwriting criteria, limits, exclusions, and T&Cs apply.
MOZO EDITORS CHOICE CAR INSURANCE
Important information on terms, conditions and sub-limits.
Youi Comprehensive Car Insurance*
- New-for-old-car replacement (within 2 years & a listed driver is the first registered owner)
- Emergency roadside assistance included
In an emergency Youi's policy can provide up to $1,000 to cover repairs without an insurance assessment, which can alternatively be spent on accommodation and travel if you’re more than 100km away from home. Emergency roadside assistance is also included as standard. Youi offers new-for-old car replacement and policy holders can get back onto the road after a theft or not-at-fault accident with Youi’s hire car cover (for up to 14 days). Youi took home the award for Exceptional Value Senior Driver Insurance.^
QBE Car Insurance*
QBE’s comprehensive car insurance offers a whole range of benefits with convenient optional extras at a great premium. Enjoy new-for-old replacement (up to 3 years old, driven 60,000km), cover for accidental damage, fire and theft, weather damage, essential repairs up to $500, and emergency transport and accommodation up to $1,000 and a bonus $75 discount when you purchase your policy online.
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
^See information about the Mozo Experts Choice Car Insurance Awards