Australia’s best travel insurance for 2025
If international travel is on your agenda for 2025, so too should be the search for top value travel insurance.
Every year Mozo’s expert judges compare dozens of travel insurance providers to see which ones fly above and beyond in terms of quality and value. Providers offering the best coverage take home a Mozo Experts Choice Travel Insurance win.
For our 2025 awards we analysed 81 policies from 37 insurance companies to uncover the very best across comprehensive, medical only, multi-trip, ski and cruise cover.
“International travel is exciting but unexpected things do happen so when you consider the cost of travel insurance, it really is a small price to pay for peace of mind,” Mozo Expert Judge Peter Marshall says.
So, if you’re looking to travel internationally this year, check out some of the major winners in this year’s awards along with our Editor's Picks for this month….
MOZO EXPERTS CHOICE AWARDS TRAVEL INSURANCE WINNERS
Important information on terms, conditions and sub-limits.
Travel Insurance Saver - Australia’s Best Travel Insurer
If you’re looking for quality cover and value for money, Travel Insurance Saver was named Australia’s Best Travel Insurer in the 2025 Mozo Experts Choice Awards. Its comprehensive policy has unlimited hospital and medical cover and includes $20,000 cover for both luggage and personal effects. It also has a generous $20,000 cancellation cover should you need to amend your travel plans.
The comprehensive policy comes with automatic cover for up to 40 medical conditions. If your medical condition isn’t covered automatically, you may be able to complete a medical screening to determine if you can be covered. Other standard benefits include up to $10,000 rental car excess cover, $3,000 credit card fraud and replacement, and $5 million personal liability.
Travel Insurance Saver was established in 2008. Its customer service team is based in Melbourne and it offers 24/7 worldwide emergency assistance for policy holders.
Freely - Exceptional Value Essential Travel Insurance Award
- Customisable, flexible coverage through the Freely app
- 10% off with a Mozo exclusive discount
For those looking for sheer convenience, it’s hard to beat Freely’s all-in-one travel app. Customise this flexible policy by adding or taking away extras and coverage as you need it to suit your holiday. Friends suddenly invite you whitewater rafting? Add adventure sports cover (with conditions).
Optional extras include gadgets, snow sports, cruise, motorcycle cover, and more. Policy includes: unlimited medical and hospital (covid cover included), up to $10,000 for luggage and personal effects and $5,000 in cancellation fees per policy (with the option to increase limits). You could also nab 10% off your policy with the exclusive Mozo Promo Code “MOZO2025” (T&Cs).
World2Cover - Exceptional Value Comprehensive Travel Insurance Award
- Unlimited emergency, cancellation, and medical cover (T&Cs)
- Multi year Mozo Experts Choice Award winner^
World2Cover’s comprehensive Top policy makes an extremely competitive choice for travellers hunting for the most inclusions for the best value. It has been awarded a Mozo Experts Choice Award for the past three years. The policy has unlimited emergency, cancellation, and medical cover (with conditions). Standout perks include coverage for 38 pre-existing conditions (including migraines and sleep apnea), rental car excesses, and up to $2,000 for overseas dental treatment (all with T&Cs). Plus, many amateur and outdoor sports, like bungee jumping, can be covered at no extra cost (T&Cs).
AllClear Gold Plus Travel Insurance
- Unlimited hospital and medical
- $7,000 for both luggage and cancellation cover
- No age limits (T&Cs apply)
If you’re a senior looking for cover, then AllClear Gold Plus Travel Insurance could be your golden ticket. AllClear will not only consider all pre-existing medical conditions, they also have no age restrictions on travel too (T&Cs apply). There’s cover for theft or damage to luggage and you can rest easy with $2mil in personal liability cover.
EDITOR’S PICKS FOR THE MONTH
Important information on terms, conditions and sub-limits.
Australia Post Comprehensive Travel Insurance*
Editor’s Pick: If you’re looking for cover from a name you can trust, Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). You can also get optional extras like cover for existing medical conditions and winter sports to tailor cover to your needs. Plus, you can also reduce your premium with your choice of excess. T&Cs apply.
Zoom Comprehensive Travel Insurance*
- Unlimited 24/7 emergency assistance
- Optional extras for car rental or sports activities (T&Cs)
Editor’s pick: Zoom’s Comprehensive Travel Insurance provides 24/7 emergency assistance to help protect you from unexpected events on your holiday. It also covers you for medical emergencies, trip cancellation, lost luggage, family emergencies and even more.Add optional cover for extras such as Rental Vehicle Excess if you are hiring a car or a Sports Activities Pack if you’re feeling adventurous.
Want to compare more international travel insurance options?
Compare travel insurance providers and read our top tips now at Mozo's travel insurance hub.
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
^See information about the Mozo Experts Choice Travel Insurance Awards
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