| Citi | Citi Fixed Rate Loan (Owner Occupier, Principal & Interest) | interest rate 4.29% p.a. | comparison rate* 5.62% p.a. | upfront fees $649 | Contact provider or click here for more Citi home loans |
I like this Bank because they are available 24hours
I like this Bank because they are available 24hours
Kay, Queensland, reviewed over 1 year ago
No Australians to speak with when calling them and not willing to help out.
No Australians to speak with when calling them and not willing to help out.
Jo, Tasmania, reviewed over 3 years ago
I guess if you were on the East Coast then maybe they are an option but no branch is a real pain and having to talk to foreigners who have trouble with the language is a pain. Needing to have more than one card as the credit card is also a pain....
I guess if you were on the East Coast then maybe they are an option but no branch is a real pain and having to talk to foreigners who have trouble with the language is a pain. Needing to have more than one card as the credit card is also a pain. Basically the interest rate was good, after that forget it. The solicitor who did their conveyancing was lovely.
Mark, Western Australia, reviewed over 3 years ago
Been ongoing account for many years and no major issues that could't be quickly resolved.
Been ongoing account for many years and no major issues that could't be quickly resolved.
Kevin, Queensland, reviewed over 3 years ago
Great comparison rates. Simple rules for understanding.
Great comparison rates. Simple rules for understanding.
Angela, New South Wales, reviewed over 3 years ago
We have been with them for a number of years and find the rates very competitive and the staff very helpful even though we can't go into a branch, everything is done either over the internet or via phone calls.
We have been with them for a number of years and find the rates very competitive and the staff very helpful even though we can't go into a branch, everything is done either over the internet or via phone calls.
Phillip, New South Wales, reviewed over 3 years ago
I have the close to best rate for the loan amount. Service has been really good and I have not had any complaints.
I have the close to best rate for the loan amount. Service has been really good and I have not had any complaints.
Asif, New South Wales, reviewed almost 4 years ago
Pro: best interest rate we could find. Con: terrible customer service and very few citibank branches. Very bad online internet banking too - not user friendly at all. But for us the good interest rate is more important and worth it.
Pro: best interest rate we could find. Con: terrible customer service and very few citibank branches. Very bad online internet banking too - not user friendly at all. But for us the good interest rate is more important and worth it.
Chantelle, Victoria, reviewed almost 4 years ago
If I could afford it would change no banks available
If I could afford it would change no banks available
Bren, New South Wales, reviewed almost 4 years ago
Always been helpful and never had a problem or hassle.
Always been helpful and never had a problem or hassle.
Doug, Victoria, reviewed almost 4 years ago
They are not helpful in any way, to them you are a nothing. They have made my life hell after dealing with them for approx.18 yrs.
They are not helpful in any way, to them you are a nothing. They have made my life hell after dealing with them for approx.18 yrs.
Zachary, Queensland, reviewed almost 4 years ago
RUN..Run hard and run fast and never look back!! Nothing but trouble. Missed final settlement on our house twice, only one branch in all of Brisbane and then they couldn't provide a bank cheque, and now they have locked my account with only 4...
RUN..Run hard and run fast and never look back!! Nothing but trouble. Missed final settlement on our house twice, only one branch in all of Brisbane and then they couldn't provide a bank cheque, and now they have locked my account with only 4 hours notice because I didn't provide them with my occupation information… WTF!! There is no common contact point.. you are just a number.
Anthony, Queensland, reviewed almost 4 years ago
Great rates but no branches making taking out cash difficult.
Great rates but no branches making taking out cash difficult.
Steve, Victoria, reviewed almost 4 years ago
James, , reviewed almost 4 years ago
Because I wanted fixed rates I could only pay monthly and I couldn't change to fortnightly payments. I wish I was with someone else who was more competitive and not just after profit.
Because I wanted fixed rates I could only pay monthly and I couldn't change to fortnightly payments. I wish I was with someone else who was more competitive and not just after profit.
Anne, Victoria, reviewed about 4 years ago
Alan, Queensland, reviewed about 4 years ago
First off Citibank excel at remote banking - their web based systems are very good and their ATM network impressive. You pay no fees to withdraw cash from their ATMs. The downside is that they have maybe one or two branches in every Capital city...
First off Citibank excel at remote banking - their web based systems are very good and their ATM network impressive. You pay no fees to withdraw cash from their ATMs. The downside is that they have maybe one or two branches in every Capital city - not really convenient if you want to discuss something face to face. Overall, they have maintained low fees, low interest rates and enticed customers with zero interest offers. A good bank if you want to do most of your banking online.
Joseph, Victoria, reviewed about 4 years ago
No longer has a local branch, everything has to be done on line. Wait for ages to talk to someone
No longer has a local branch, everything has to be done on line. Wait for ages to talk to someone
Col, New South Wales, reviewed about 4 years ago
Since joining our bank we have had awesome customer service and nothing is too hard; I have no real cons when I have had to chase anything the bank has responded quickly and efficiently.
Since joining our bank we have had awesome customer service and nothing is too hard; I have no real cons when I have had to chase anything the bank has responded quickly and efficiently.
Gabrielle, Tasmania, reviewed about 4 years ago
Does not have the features I asked the Broker for. Lacks the flexibility for banking in Austalia.
Does not have the features I asked the Broker for. Lacks the flexibility for banking in Austalia.
Lee ann, New South Wales, reviewed about 4 years ago
Really unhappy about the transaction fees.
Really unhappy about the transaction fees.
Sharon, Queensland, reviewed about 4 years ago
This bank will go out of its way to accommodate every customer
This bank will go out of its way to accommodate every customer
William, New South Wales, reviewed about 4 years ago
Amanda, New South Wales, reviewed about 4 years ago
No branch to visit when things go wrong. Phone service sucks. What more need I say?
No branch to visit when things go wrong. Phone service sucks. What more need I say?
Suzette, , reviewed about 4 years ago
Citibank is fantastic, great rates and easy internet banking. Only down side: only one branch per capital city.
Citibank is fantastic, great rates and easy internet banking. Only down side: only one branch per capital city.
Naomi, Queensland, reviewed over 4 years ago
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loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)
| loans.com.au | loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)
| interest rate 3.64% p.a. variable | comparison rate* 3.66% p.a. | upfront fees $520 | Go to site More info |
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| HSBC | HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)
| interest rate 3.59% p.a. variable | comparison rate* 3.61% p.a. | upfront fees $150 | Go to site More info |
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| interest rate 3.89% p.a. variable | comparison rate* 4.29% p.a. | upfront fees $0 | Go to site More info |
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| ME | ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest)
| interest rate 3.97% p.a. variable | comparison rate* 3.99% p.a. | upfront fees $400 | Go to site More info |
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Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)
| Virgin Money | Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)
| interest rate 3.69% p.a. variable | comparison rate* 3.83% p.a. | upfront fees $150 | Go to site More info |
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