David Jones credit card reviews

David Jones
David Jones's overall rating for credit cards

(as rated by the Mozo community)

4.9 / 10

based on 15 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from David Jones

Recent David Jones credit card reviews

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   8 / 10

Great reward points and offers

Reward points for daily shop highest for lowest fee

Full review

Reward points for daily shop highest for lowest fee

    Price   7 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Karl (NSW), reviewed 6 months ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   0 / 10

The card isn't accepted without surcharge anywhere

So a David Jones salesman pestered me into enrolling into this card and rewards program: You'll get a 50$ voucher, 100$annual fees, worth it etc. Special events and what not was promised. 50$ voucher expired in 45 days I couldn't use....

Full review

So a David Jones salesman pestered me into enrolling into this card and rewards program: You'll get a 50$ voucher, 100$annual fees, worth it etc. Special events and what not was promised. 50$ voucher expired in 45 days I couldn't use. Forced myself into using a highly surcharged American Express. So useless is this credit card that I kept it home. There was a $15 subscription to keep it alive. 5th and 6th Month I missed this payment (owing largely to the awful nature of the card itself, it was erased from my memory). Instead of informing me, they sent a letter giving me 6 days to pay and a credit agency would be holding this information.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Abhi (ACT), reviewed over 2 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   9 / 10

Great rewards

Great rewards.

Full review

Great rewards.

    Price   8 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Lynne (NSW), reviewed almost 3 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   1 / 10

Hidden fees. Shocking service.

Claim to offer complementary deferred payment plan on spend over $250. When used, $35 fee gets charged - unable to get AMEX to remove it. Impossible to find out who to contact at DJs. Should be a great card, but AMEX acting in own interest,...

Full review

Claim to offer complementary deferred payment plan on spend over $250. When used, $35 fee gets charged - unable to get AMEX to remove it. Impossible to find out who to contact at DJs. Should be a great card, but AMEX acting in own interest, totally disregarding DJ customer experience. Avoid if you can. Better cards and deals out there.

    Price   0 / 10

    Features   6 / 10

    Customer service   0 / 10

    Convenience   6 / 10

    Trust   0 / 10

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Jack (NSW), reviewed about 3 years ago

David Jones

David Jones credit card review

Overall rating   0 / 10

Avoid

The Grinch of Christmas! Cancels your card without notification on Christmas eve! Reason you ask? Someone in the credit department who is on a power trip did not like your spending habits and will invade your privacy rights ! Even though bills...

Full review

The Grinch of Christmas! Cancels your card without notification on Christmas eve! Reason you ask? Someone in the credit department who is on a power trip did not like your spending habits and will invade your privacy rights ! Even though bills have always been paid on time.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Jd , reviewed over 3 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   9 / 10

Great customer service !

I love this American Express Card! I was always told to be careful because it's American express but I have discovered a lot more shops are taking this card now with no surcharge . The interest rate is quite high but if you pay it off monthly, you...

Full review

I love this American Express Card! I was always told to be careful because it's American express but I have discovered a lot more shops are taking this card now with no surcharge . The interest rate is quite high but if you pay it off monthly, you can avoid that. I love the reward points you get and that you can use them to pay off your credit card , if you use this properly you can build your points up very quickly ! I save my points so at Christmas time I have enough to buy all my Christmas presents :) Great Net banking online so you know how many points you have, when your payment is due, your minimum payment and you can also transfer your points to credit on your card yourself, or it's easy to call and they do it straight over the phone. Over all it's a great card and I really like it, I recommend this to anyone that would like a credit card .

    Price   2 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   6 / 10

Less

Pauge (NSW), reviewed almost 4 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   5 / 10

Gets the job done. Costly.

Expensive to own, foreign charges. Accepted most places including overseas.

Full review

Expensive to own, foreign charges. Accepted most places including overseas.

    Price   3 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Sebastia (NSW), reviewed about 4 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   10 / 10

Awesome

Convenient when shopping, great offers, awesome store and customer service. Interest rate high but special deals of 2 months to pay over Christmas period. Would recommend one if used sensibly.

Full review

Convenient when shopping, great offers, awesome store and customer service. Interest rate high but special deals of 2 months to pay over Christmas period. Would recommend one if used sensibly.

    Price   1 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Elaine (WA), reviewed over 4 years ago

David Jones

David Jones credit card review

Overall rating   8 / 10

Good reward scheme and staff

It has a good reward scheme and the customer service is friendly, helpful and polite.

Full review

It has a good reward scheme and the customer service is friendly, helpful and polite.

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   -1 / 10

    Trust   8 / 10

Less

Deborah (NSW), reviewed over 4 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   5 / 10

A good all-rounder to be used within DJs.

David Jones American Express is OK if used within DJs but many other stores are now charging extra interest which really puts a dampner on using the DJs American Express Card externally. The Rewards System is good but it takes ages to rack up...

Full review

David Jones American Express is OK if used within DJs but many other stores are now charging extra interest which really puts a dampner on using the DJs American Express Card externally. The Rewards System is good but it takes ages to rack up enough points to purchase Gift Vouchers! The credit Card does come in handy for special shopping nights where big discounts are offered.

    Price   6 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   3 / 10

    Trust   3 / 10

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Jane (SA), reviewed over 4 years ago

David Jones

David Jones credit card review

Overall rating   8 / 10

Not cheap, but great reward program.

I have a David Jones American Express credit card and I love that I get to attend twice yearly fashion events at David Jones. The card is expensive at $300 a year but having the cards gives me access to plenty of special events and sales. I also...

Full review

I have a David Jones American Express credit card and I love that I get to attend twice yearly fashion events at David Jones. The card is expensive at $300 a year but having the cards gives me access to plenty of special events and sales. I also rack up rewards points quickly and spend them at David Jones. Love it.

    Price   6 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Mozo reviewer (SA), reviewed over 4 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   9 / 10

Points system is great and a fair interest rate

The points system is great and have a reasonable rate. The only thing that annoys me the retailers who slap a surcharge for using a Amex card.

Full review

The points system is great and have a reasonable rate. The only thing that annoys me the retailers who slap a surcharge for using a Amex card.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Janelle (SA), reviewed almost 5 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   6 / 10

High interest rate but great rewards and service

Interest rate is extremely high as so is the annual fee, but great rewards program.

Full review

Interest rate is extremely high as so is the annual fee, but great rewards program.

    Price   1 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   6 / 10

Less

Mozo reviewer (NSW), reviewed almost 5 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   9 / 10

Good solid credit card with rewards

Although it has a higher interest charge, like many other cards, the rewards are very good. It is accepted at more places these days and the website is easy to navigate. The communication is relevant and does not arrive too often!!

Full review

Although it has a higher interest charge, like many other cards, the rewards are very good. It is accepted at more places these days and the website is easy to navigate. The communication is relevant and does not arrive too often!!

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mozo reviewer (SA), reviewed almost 5 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   0 / 10

I feel cheated with this "reward"

We were offered with the credit card in a DJ store, at first we thought it's gonna be just a reward card. Just before signing I saw that this card costs $99 to open and asked DJ employee why should I pay for a reward card, she explained, that it's...

Full review

We were offered with the credit card in a DJ store, at first we thought it's gonna be just a reward card. Just before signing I saw that this card costs $99 to open and asked DJ employee why should I pay for a reward card, she explained, that it's a credit card + rewards, we will get $200 bonus on it and will spend $99 for opening costs. After a month or so we received a card and activated it. After a couple of months from receiving the card we decided to use it. I read the letter carefully and found that I should have bought something outside the DJ three times to receive a bonus (which might take 6-8 weeks to come to my account). I checked my account and found that it's already minus $129, because we hadn't pay for opening the card and overdue minimum payment for it 99 + 30. And we found out that we not gonna receive 200 bonus, as we didn't pay with this card within one month of receiving. We are so frustrated with this card. We gonna pay this money back and close the account, as we've got the card with better %. I wish we were told that we should use the card right after receiving. Please be aware of this!

    Price   0 / 10

    Features   -1 / 10

    Customer service   1 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Maksym (NSW), reviewed about 5 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   10 / 10

Decent product

Pro: Decent AMEX card with reward system Cons: Yearly fee

Full review

Pro: Decent AMEX card with reward system Cons: Yearly fee

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sam (QLD), reviewed over 5 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   4 / 10

Waste of well earned points...

I've been disappointed with the functionality of this card. I keep earning points, but I don't think there's enough proactive information available to clearly understand how I can use my points for paying off my card and/or using the points to pay...

Full review

I've been disappointed with the functionality of this card. I keep earning points, but I don't think there's enough proactive information available to clearly understand how I can use my points for paying off my card and/or using the points to pay fees, etc. I thought David Jones would do a better job of this!

    Price   2 / 10

    Features   5 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   6 / 10

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Kristi (QLD), reviewed over 5 years ago

David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   10 / 10

Fantastic in every way!

I love this card, every year I get about $300 of credit toward the balance from rewards points, it is so easy to collect points. I love shopping at DJ super friendly helpful staff, great discounts and payment deferral, DJ price match any price. I...

Full review

I love this card, every year I get about $300 of credit toward the balance from rewards points, it is so easy to collect points. I love shopping at DJ super friendly helpful staff, great discounts and payment deferral, DJ price match any price. I can put cash on the card at the store. I get free delivery and wrapping... what more could you ask for?

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Vera (QLD), reviewed over 5 years ago

David Jones

David Jones credit card review

Overall rating   9 / 10

Fantastic reward system and customer service.

I love the David Jones American Express Card because it works on a points based system, which allows me to put them towards things like travel and gift vouchers. It also informs me of the latest offers and happenings of David Jones. The only...

Full review

I love the David Jones American Express Card because it works on a points based system, which allows me to put them towards things like travel and gift vouchers. It also informs me of the latest offers and happenings of David Jones. The only thing to be aware of with the David Jones American Express Card would be the interest rate. But if you pay the card off monthly, you will be able to avoid this.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Susie (WA), reviewed about 6 years ago

David Jones

David Jones credit card review

Overall rating   9 / 10

Overall a pretty great product...

Full review

Overall a pretty great product...

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Daniela (NSW), reviewed almost 7 years ago

David Jones

David Jones credit card review

Overall rating   5 / 10

Interest rate is to high at 19.99%. I unfortunately didn't do any home work at all. There late fees are ridiculous. But there rewards program is just ok. Overall there is give and take here simple thing to say, but what about competition they...

Full review

Interest rate is to high at 19.99%. I unfortunately didn't do any home work at all. There late fees are ridiculous. But there rewards program is just ok. Overall there is give and take here simple thing to say, but what about competition they offer very little and I'm planning to close this account soon.

    Price   2 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   2 / 10

    Trust   3 / 10

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John (NSW), reviewed about 7 years ago

David Jones

David Jones credit card review

Overall rating   3 / 10

High interest rate on AMex card. Very hard to cancel account - took 6 months!

Full review

High interest rate on AMex card. Very hard to cancel account - took 6 months!

    Price   1 / 10

    Features   4 / 10

    Customer service   0 / 10

    Convenience   5 / 10

    Trust   3 / 10

Less

Tony (SA), reviewed about 7 years ago

David Jones

David Jones credit card review

Overall rating   4 / 10

convenience.

Full review

convenience.

    Price   3 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   3 / 10

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Tami (QLD), reviewed about 7 years ago

David Jones

David Jones credit card review

Overall rating   4 / 10

David Jones AMEX Card - looks good (nice black colour) but my god it's a crappy card. You have to spend so much money to get anything back - you're better just waiting for a discount sale. Also their website was clearly tailored to the David...

Full review

David Jones AMEX Card - looks good (nice black colour) but my god it's a crappy card. You have to spend so much money to get anything back - you're better just waiting for a discount sale. Also their website was clearly tailored to the David Jones website and thus is not a very good Credit Card website (difficult to find information). Would not recommend it to anyone.

    Price   4 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Solomon (NSW), reviewed over 7 years ago

David Jones

David Jones credit card review

Overall rating   10 / 10

Great place to shop.

Full review

Great place to shop.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Jay (NSW), reviewed over 7 years ago

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