Thumbnail icon for QBANK

QBANK Bluey Card

Purchase rate
11.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 11.99% p.a.
Annual fees
$0
Interest free days on purchases
55

Mozo editorial review QBANK Bluey Card

Last updated: 21 October 2019.

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What's hot
  • Multiple Mozo 2019 Experts Choice Awards
  • 11.99% purchase rate
  • 0% balance transfer rate for the first 12 months
What's not
  • 3.65% foreign exchange margin
Mozo snapshot

A clear, true blue winner is the QBANK Bluey Credit Card - winner of not one, but two 2019 Mozo Experts Choice Awards for best No Annual Fee Credit Card and best Balance Transfer Credit Card!

Not only does this card feature no annual fee, but you’ll also have a low purchase and cash advance rate of 11.99%. There’s up to 55 interest free days and a 0% balance transfer rate for the first 12 months. Whether you’re looking to clear debt or need a card in case of emergencies, the QBANK Bluey Credit Card has got you covered.

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Key features

Accepted at tens of millions of locations around the world, the QBANK Bluey Credit Card could be the perfect shopping companion for frugal spenders. Along with a 11.99% purchase and cash advance rate, you can also look forward to up to 55 interest free days, plus no annual fee.

And if you’re looking to use the QBank Bluey Card to finally get rid of lingering credit card debt, you’ll have a 0% balance transfer rate for the first 12 months. Once this period has ended, the rate will then revert to 11.99% for any debt leftover.

With the QBANK Bluey Credit Card, there is a reasonable $8 late payment fee, however, the catch you really need to watch out for is the 3.65% foreign exchange margin - so if you like your international online shopping, this may burn a hole in your bank account over time.

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Who is it good for

The QBANK Bluey Credit Card is a suitable choice for good choice for any budget-conscious spender. It might be particularly handy for shoppers who tend to carry a balance, thanks to the low ongoing purchase rate.


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Any catches

If you enjoy spending your nights browsing international online stores, you will need to factor the high 3.65% foreign exchange rate you’ll be charged each time you checkout.

Details

Rates and fees information correct as at 26 September 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 11.99% p.a.

  • none

  • 0% p.a. for 12 months and then 11.99% p.a.

  • no

  • 11.99% p.a.

  • 55

Fees
  • $0.00

  • none

  • none

  • none

  • $8.00

  • $4.00

  • 3.65%

  • $5.00

  • $35.00

  • $0.00

Features
  • $25.00

  • 2.0

  • yes

  • none

Payment options

Apple Pay, Google Pay

Customer Reviews

How are QBANK credit cards rated by the Mozo community?

Overall
8.8/10
Price
7.8/10
Features
7.8/10
Customer service
9.4/10
Convenience
8.5/10
Trust
8.9/10

Latest reviews of QBANK Bluey Card

  • Overall 9/10
    Low cost credit card and service is helpful

    They provide a low cost Bluey Credit Card ,the interest rate is one of the best available, its low cost and service is awesome.

    Read full review

    They provide a low cost Bluey Credit Card ,the interest rate is one of the best available, its low cost and service is awesome.

    Price
    8/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Roy, New South Wales reviewed about 5 years ago
  • Overall 9/10
    Great rates

    Low interest rate

    Read full review

    Low interest rate

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Mozo community reviewer, Queensland reviewed about 7 years ago
  • Overall 9/10
    Fantastic customer care and service.

    One of the biggest pros about QPCU is that you can deposit at any Post Office just by swiping your card.. NO FEES!!! It also means you can bank on a Saturday if you can find a post office open! (Most other banks work a 9-4 Mon-Fri. Which isn't helpful for those who actually work full time!! Staff are always friendly and very helpful!!! QPCU offers online, mobile and phone banking!

    Read full review

    One of the biggest pros about QPCU is that you can deposit at any Post Office just by swiping your card.. NO FEES!!! It also means you can bank on a Saturday if you can find a post office open! (Most other banks work a 9-4 Mon-Fri. Which isn't helpful for those who actually work full time!! Staff are always friendly and very helpful!!! QPCU offers online, mobile and phone banking!

    Price
    7/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Dilys, Queensland reviewed over 7 years ago
  • Overall 9/10
    Good rates, friendly & responsive customer service

    The big banks having their hands in you pocket taking everything they can, whereas QPCU offer value for money. Yes they have fees but they provide a service that is worth what they charge. The're always helpful when you need to call and act very quickly when odd transactions appear on your account.

    Read full review

    The big banks having their hands in you pocket taking everything they can, whereas QPCU offer value for money. Yes they have fees but they provide a service that is worth what they charge. The're always helpful when you need to call and act very quickly when odd transactions appear on your account.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Des, Queensland reviewed over 7 years ago
  • Overall 7/10
    good service

    easy to use, great customer service if an issue whilst travelling

    Read full review

    easy to use, great customer service if an issue whilst travelling

    Price
    7/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10
    Less
    Darren, Queensland reviewed about 8 years ago
QBANK

About QBANK

QBANK (formerly QPCU) provides specialised products for the Queensland police force, fire and rescue service personel, ambulance officers, SES personel, public sector employees and their families. QBANK focuses on providing financial solutions through a diverse range of financial products in home loans, personal loans, car loans, credit cards and a variety of savings accounts for its members.

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