QBANK Bluey Card

11.99% p.a.

0% p.a. for 12 months and then 11.99% p.a.

$0

QBANK Bluey Card Review

Rates and fees information correct as at 24 April 2018.

Review published: 25 October 2017

What's hot:

  • Mozo 2017 Experts Choice winner

  • Low 11.99% purchase rate

  • 0% balance transfer rate for the first 12 months

What's not:

  • 3.65% foreign exchange margin

Mozo snapshot:

A clear, true blue winner is the QBANK Bluey Credit Card which received an Experts Choice Award for No Annual Fee Credit Card in 2017. Not only does this card feature no annual fee, but you’ll also have a low purchase and cash advance rate of 11.99%. There’s up to 55 interest free days and a 0% balance transfer rate for the first 12 months. Whether you’re looking to clear debt or need a card in case of emergencies, the QBANK Bluey Credit Card has got you covered.

Key features:

Accepted at tens of millions of locations around the world, the QBANK Bluey Credit Card could be the perfect shopping companion for frugal spenders. Along with a 11.99% purchase and cash advance rate, you can also look forward to up to 55 interest free days, plus no annual fee.

And if you’re looking to use the QBank Bluey Card to finally get rid of lingering credit card debt, you’ll have a 0% balance transfer rate for the first 12 months. Once this period has ended, the rate will then revert to 11.99% for any debt leftover.

With the QBANK Bluey Credit Card, there is a reasonable $8 late payment fee, however, the catch you really need to watch out for is the 3.65% foreign exchange margin - so if you like your international online shopping, this may burn a hole in your bank account over time.

Who it's good for:

The QBANK Bluey Credit Card is a suitable choice for good choice for any budget-conscious spender. It might be particularly handy for shoppers who tend to carry a balance, thanks to the low ongoing purchase rate.


Any catches?

If you enjoy spending your nights browsing international online stores, you will need to factor the high 3.65% foreign exchange rate you’ll be charged each time you checkout.

How are QBANK credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
9.2

Based on 5
QBANK credit cards reviews

8.8 9.2 9.4 9.2 9.4

Read QBANK credit card reviews by the Mozo community

Latest reviews of QBANK Bluey Card

QBANK

QBANK Bluey Card credit card review

Overall rating   9 / 10

Low cost credit card and service is helpful

They provide a low cost Bluey Credit Card ,the interest rate is one of the best available, its low cost and service is awesome.

Full review

They provide a low cost Bluey Credit Card ,the interest rate is one of the best available, its low cost and service is awesome.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Roy (NSW), reviewed almost 3 years ago

QBANK

QBANK Bluey Card credit card review

Overall rating   9 / 10

Great rates

Low interest rate

Full review

Low interest rate

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Mozo reviewer (QLD), reviewed over 4 years ago

QBANK

QBANK Bluey Card credit card review

Overall rating   9 / 10

Fantastic customer care and service.

One of the biggest pros about QPCU is that you can deposit at any Post Office just by swiping your card.. NO FEES!!! It also means you can bank on a Saturday if you can find a post office open! (Most other banks work a 9-4 Mon-Fri. Which isn't...

Full review

One of the biggest pros about QPCU is that you can deposit at any Post Office just by swiping your card.. NO FEES!!! It also means you can bank on a Saturday if you can find a post office open! (Most other banks work a 9-4 Mon-Fri. Which isn't helpful for those who actually work full time!! Staff are always friendly and very helpful!!! QPCU offers online, mobile and phone banking!

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Dilys (QLD), reviewed almost 5 years ago

QBANK

QBANK Bluey Card credit card review

Overall rating   9 / 10

Good rates, friendly & responsive customer service

The big banks having their hands in you pocket taking everything they can, whereas QPCU offer value for money. Yes they have fees but they provide a service that is worth what they charge. The're always helpful when you need to call and act very...

Full review

The big banks having their hands in you pocket taking everything they can, whereas QPCU offer value for money. Yes they have fees but they provide a service that is worth what they charge. The're always helpful when you need to call and act very quickly when odd transactions appear on your account.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Des (QLD), reviewed over 5 years ago

QBANK

QBANK Bluey Card credit card review

Overall rating   9 / 10

Competitive rates & knowledgeable, friendly staff

I was provided a good credit level. Choice to receive statements on-line or by post. No unsolicited correspondence to increase credit limit. No fee for card due to level of spending on the card. I was able to link another user to the account....

Full review

I was provided a good credit level. Choice to receive statements on-line or by post. No unsolicited correspondence to increase credit limit. No fee for card due to level of spending on the card. I was able to link another user to the account. The card has microchip security and the replacement card always arrives prior to the current on expiring without the need for me to follow-up.

    Price   8 / 10

    Features   -1 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Sandra (QLD), reviewed about 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • 11.99% p.a.

  • none

  • 0% p.a. for 12 months and then 11.99% p.a.

  • no

  • 11.99% p.a.

  • 55

Fees

  • $0.00

  • none

  • none

  • none

  • $8.00

  • $4.00

  • 3.65%

  • $5.00

  • $35.00

  • $0.00

Other financial bits

  • $25.00

  • 2.0

Features

  • yes

  • none

  • none

About QBANK

QBANK (formerly QPCU) provides specialised products for the Queensland police force, fire and rescue service personel, ambulance officers, SES personel, public sector employees and their families. QBANK focuses on providing financial solutions through a diverse range of financial products in home loans, personal loans, car loans, credit cards and a variety of savings accounts for its members.

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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