Purchase rate
11.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 11.99% p.a.
Annual fees
Interest free days on purchases

Mozo editorial review QBANK Bluey Card - last updated: 28 October 2021

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What's hot
  • 2021 Mozo Experts Choice Award
  • 11.99% p.a. purchase rate
  • 0% balance transfer rate for the first 12 months
What's not
  • 3.65% foreign exchange margin
Mozo snapshot

A clear, true blue winner is the QBANK Bluey Credit Card - winner of a 2021 Mozo Experts Choice Credit Card Award for best No Annual Fee Credit Card. Not only does this card feature no annual fee, but you’ll also have a low purchase and cash advance rate of 11.99% p.a. There’s up to 55 interest free days and a 0% balance transfer rate for the first 12 months. Whether you’re looking to clear debt or need a card in case of emergencies, the QBANK Bluey Credit Card has got you covered.

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Key features

Accepted at tens of millions of locations around the world, the QBANK Bluey Credit Card could be the perfect shopping companion for frugal spenders. Along with a 11.99% p.a. purchase and cash advance rate, you can also look forward to up to 55 interest free days, plus no annual fee.

And if you’re looking to use the QBank Bluey Card to finally get rid of lingering credit card debt, you’ll have a 0% balance transfer rate for the first 12 months. Once this period has ended, the rate will then revert to 11.99% p.a. for any debt leftover.

With the QBANK Bluey Credit Card, there is a reasonable $8 late payment fee, however, the catch you really need to watch out for is the 3.65% foreign exchange margin - so if you like your international online shopping, this may burn a hole in your bank account over time.

Who is it good for

The QBANK Bluey Credit Card could be a suitable choice for good choice for any budget-conscious spender. It might be particularly handy for shoppers who tend to carry a balance, thanks to the low ongoing purchase rate.

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Any catches

If you enjoy spending your nights browsing international online stores, you will need to factor the high 3.65% foreign exchange rate you’ll be charged each time you checkout.


Rates and fees information correct as at 17 August 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

11.99% p.a.


0% p.a. for 12 months and then 11.99% p.a.


11.99% p.a.


















Payment options

Apple Pay, Google Pay

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