Unity Bank credit cards

Unity Bank
Unity Bank's overall rating for credit cards

(as rated by the Mozo community)

8.0 / 10

based on 2 reviews

Unity Bank, formerly known as Maritime, Mining & Power Credit Union is a member owned cooperative that has been operating in Australia since 1970. In 2015, it received a Mozo Experts Choice Award for best low rate credit card, so you can be sure you’ll find a great deal here.

Rates and fees verified as correct at 21 November, 2017. Other information correct at the time of writing.

What credit cards do Unity Bank offer?

Low rate credit cards Low rate credit cards

As a no-fuss, value for money credit card, a low rate VISA card from Unity Bank is the perfect addition to a money savvy wallet. Although you won’t get any fancy features with this credit card, you will get affordable and convenient spending power. Check out the details below:

Product Purchase rate Balance transfer rate Annual fees Interest free days

7.99% p.a. for 6 months then 10.12% p.a.

7.99% p.a. for 6 months and then 10.12% p.a.

$60 $0 in the first 1 year

55


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Frequently Asked Questions about Unity Bank credit cards

    What is the interest free period on my Unity Bank credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    What rewards will I earn with my Unity Bank credit card?

    Can I use my Unity Bank credit card for a balance transfer?

    Will my Unity Bank credit card work overseas?

    Can I use payWave with my Unity Bank credit card?

    What can I do to avoid credit card fraud?

How are Unity Bank credit cards rated?

Mozo users have rated Unity Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Unity Bank credit cards

Overall 8.0*

Price

Features

Customer service

Convenience

Trust

2 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Unity Bank credit card reviews Recent Unity Bank credit card reviews

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   9 / 10

Very competitive & excellent customer service

I have used this Credit Union as my sole banking facility for over 40 years. During that period, I have not had a single reason to complain. If that is not a good enough recommendation, I don't know what is!

Full review

I have used this Credit Union as my sole banking facility for over 40 years. During that period, I have not had a single reason to complain. If that is not a good enough recommendation, I don't know what is!

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Norman (NSW), reviewed about 4 years ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   7 / 10

Better customer communication

There's not enough information about the company. I know nothing about them.

Full review

There's not enough information about the company. I know nothing about them.

    Price   0 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Vanessa (NSW), reviewed about 4 years ago

Unity Bank

Unity Bank Visa Credit Card credit card review

Overall rating   9 / 10

Good rates and customer service. Better than other

Great service. Real people. No automative phone answering service. Good rates on all products.

Full review

Great service. Real people. No automative phone answering service. Good rates on all products.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Leon (QLD), reviewed almost 5 years ago

Unity Bank

Unity Bank credit card review

Overall rating   9 / 10

This card is great. I've been using it for a few years now. They have now lowered the rate which makes it really good. It's a simple card with no rewards program. Had no problems using the card.

Full review

This card is great. I've been using it for a few years now. They have now lowered the rate which makes it really good. It's a simple card with no rewards program. Had no problems using the card.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

John (NSW), reviewed over 6 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Unity Bank credit card? What do you need to apply for a Unity Bank credit card?

Because Unity Bank is a member owned organisation, you do need to become a member before signing on for a credit card, although you don’t need to be in any of the mentioned industries to apply.

When applying for a credit card, remember that you’ll generally need to:

  • be over 18
  • be an Australian permanent resident
  • provide details about your employment, income, debts and assets

To apply, give Unity Bank a call or fill in an online enquiry through their website and for more information about applying for a credit card, check out our guide.

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