Unity Bank home loans

4.3
Based on 14 Unity Bank home loan product reviews.
Fact Checked

Unity Bank, formerly known as Maritime, Mining & Power Credit Union, is a member owned cooperative offering a range of banking services to Australians, including a competitive fixed, variable and package home loan options. Find out more about Unity Bank's home loan offers below.

Last updated 12 April 2025 Important disclosures and comparison rate warning*
What are your home loan needs?
Loan purpose
Buying or Refinancing
  • 2 Year Fixed Rate

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 5% min deposit
    • Redraw available
    Interest rate
    5.50 % p.a.
    Fixed 2 years
    Comparison rate
    5.56 % p.a.
    Initial monthly repayment
    $2,839
    No Partner link
  • Essential Worker Home Loan

    • Owner occupier
    • Principal & Interest
    • 5% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.70 % p.a.
    Variable
    Comparison rate
    5.75 % p.a.
    Initial monthly repayment
    $2,902
    No Partner link
  • 3 Year Fixed Rate

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 5% min deposit
    • Redraw available
    Interest rate
    5.70 % p.a.
    Fixed 3 years
    Comparison rate
    5.76 % p.a.
    Initial monthly repayment
    $2,902
    No Partner link
  • First Home Buyer Loan

    • Owner occupier
    • Principal & Interest
    • 5% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.74 % p.a.
    Variable
    Comparison rate
    5.79 % p.a.
    Initial monthly repayment
    $2,915
    No Partner link
  • Momentum Home Loan

    • Owner occupier
    • Principal & Interest
    • 40% min deposit
    • Refinance only
    • Offset available
    • Redraw available
    Interest rate
    5.74 % p.a.
    Variable
    Comparison rate
    5.79 % p.a.
    Initial monthly repayment
    $2,915
    No Partner link
  • 1 Year Fixed Rate

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 5% min deposit
    • Redraw available
    Interest rate
    5.85 % p.a.
    Fixed 1 year
    Comparison rate
    5.91 % p.a.
    Initial monthly repayment
    $2,950
    No Partner link
  • 4 Year Fixed Rate

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 5% min deposit
    • Redraw available
    Interest rate
    5.95 % p.a.
    Fixed 4 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    No Partner link
  • 5 Year Fixed Rate

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 5% min deposit
    • Redraw available
    Interest rate
    5.95 % p.a.
    Fixed 5 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    No Partner link
  • 2 Year Fixed Rate

    • Fixed rate
    • Investor
    • Principal & Interest
    • 5% min deposit
    • Redraw available
    Interest rate
    5.95 % p.a.
    Fixed 2 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    No Partner link
  • 3 Year Fixed Rate

    • Fixed rate
    • Investor
    • Principal & Interest
    • 5% min deposit
    • Redraw available
    Interest rate
    5.95 % p.a.
    Fixed 3 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    No Partner link

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Unity Bank home loan ratings

Overall customer rating for Unity Bank home loans

4.3
Based on 14 product reviews.

Customer reviews

Important disclosures

Unity Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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