Unity Bank home loans

4.3
Based on 13 Unity Bank home loan product reviews.
Fact Checked

Unity Bank, formerly known as Maritime, Mining & Power Credit Union, is a member owned cooperative offering a range of banking services to Australians, including a competitive fixed, variable and package home loan options. Find out more about Unity Bank's home loan offers below.

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Last updated 23 October 2024 Important disclosures and comparison rate warning*

Unity Bank home loans

  • First Home Buyer Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.54 % p.a.
    Fixed 3 years
    Comparison rate
    6.82 % p.a.
    Initial monthly repayment
    $2,852
    Link not supplied

  • Advantage Plus Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.79 % p.a.
    Fixed 3 years
    Comparison rate
    7.28 % p.a.
    Initial monthly repayment
    $2,931
    Link not supplied

  • Advantage Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.79 % p.a.
    Fixed 3 years
    Comparison rate
    7.84 % p.a.
    Initial monthly repayment
    $2,931
    Link not supplied

  • First Home Buyer Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    5.99 % p.a.
    Initial monthly repayment
    $2,995
    Link not supplied

  • Advantage Plus Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.09 % p.a.
    Fixed 3 years
    Comparison rate
    7.47 % p.a.
    Initial monthly repayment
    $3,027
    Link not supplied

  • Advantage Variable Rate Home Loan

    • Owner Occupier
    • LVR <60%
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.31 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • Advantage Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.24 % p.a.
    Fixed 3 years
    Comparison rate
    8.25 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • Advantage Variable Rate Home Loan

    • Investment
    • Principal & Interest
    • <60% LVR
    Interest rate
    6.44 % p.a.
    Variable
    Comparison rate
    6.51 % p.a.
    Initial monthly repayment
    $3,141
    Link not supplied

  • Advantage Plus Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    • <60% LVR
    Interest rate
    6.49 % p.a.
    Variable
    Comparison rate
    6.80 % p.a.
    Initial monthly repayment
    $3,157
    Link not supplied

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Unity Bank home loan ratings

Overall customer rating for Unity Bank home loans

4.3
Based on 13 product reviews.

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Unity Bank products

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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.