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Looking for fast and flexible travel insurance? You might want to check out Fast Cover travel insurance! Read on to find a speedy travel insurance policy for your next overseas trip.

About Fast Cover

An Australian based travel insurance provider, Fast Cover has been offering cover for overseas trips for more than a decade! Its travel insurance policies are underwritten by certain underwriters at Lloyd's, one of the big names in insurance.

Cover information and limits in the table below verified as correct at 13 April 2024. Other information correct at the time of writing.

What travel insurance policies does Fast Cover offer?

Fast Cover offers both domestic and international travel insurance. It also offers travel insurance for a number of different types of holiday, including but not limited to cruise trip insurance, skiing holidays insurance and backpacker travel insurance.

Depending on your budget, you can choose between standard travel insurance and comprehensive travel insurance. Plus cover is available for different types of traveller too, including the intrepid solo traveller, students and backpackers, groups, families and seniors up to age 79. 

Just keep in mind that what exactly is covered will vary depending on which policy you choose, where you are travelling to and your age, so be sure to read the full product disclosure statement (PDS) before signing on the dotted line. A copy of this can be found on Fast Cover’s website. 

  • Events

  • Limits shown apply

  • Covid medical cover

  • Covid cancellation cover

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health illness

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Basics

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • Choose $0 to $2,000

    • $1,000,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    More info
    • Comprehensive

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • Unlimited

    • $15,000

    • $50,000

    • $2,000

    • $5,000

    • $25,000

    • $50,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • Choose $0 to $8,000

    • $50,000

    • $5,000,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    • Optional

    • Optional

    • Optional

    More info
    • Standard Saver

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • $25,000

    • $5,000

    • $30,000

    • $2,000

    • $2,000

    • $2,000

    • Choose $0 to $8,000

    • $30,000

    • $2,500,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    • Optional

    • Optional

    More info
    • Basics including Cruise

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • Choose $0 to $2,000

    • $1,000,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    More info
    • Snow Sports Plus (Single)

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • Unlimited

    • $15,000

    • $50,000

    • $2,000

    • $5,000

    • $25,000

    • $50,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • Choose $0 to $8,000

    • $50,000

    • $5,000,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    • Optional

    • Optional

    More info
    • Standard Saver including Cruise

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • $25,000

    • $5,000

    • $30,000

    • $2,000

    • $2,000

    • $2,000

    • Choose $0 to $8,000

    • $30,000

    • $2,500,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    • Optional

    More info
    • Frequent Traveller Saver (63 days)

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • Unlimited

    • $15,000

    • $50,000

    • $2,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • Choose $0 to $8,000

    • $50,000

    • $5,000,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    • Optional

    • Optional

    More info
    • Comprehensive including Cruise (Single)

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Events
    • Unlimited

    • $15,000

    • $50,000

    • $2,000

    • $5,000

    • $25,000

    • $50,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • Choose $0 to $8,000

    • $50,000

    • $5,000,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    • Optional

    • Optional

    More info
= Covered = Not covered

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).


Does Fast Cover offer travel insurance for ski holidays?

Yes, Fast Cover offers snow sports travel insurance and it is available for both domestic and overseas trips. Fast Cover’s snow sports travel insurance includes much the same coverage as its usual domestic and international travel insurance policies, but with an added snow sports benefit. Terms, conditions and other sub-limits may apply, so it's important to check out the PDS for the full story.

Does Fast Cover cover cruise holidays?

Yes, Fast Cover offers cruise travel insurance. Coverage is available for both cruising internationally and in Australian waters.

Does Fast Cover cover pre-existing medical conditions?

Fast Cover provides medical screening for your pre-existing medical conditions when you apply for cover. If they are able to provide you with cover, you may be required to pay an additional premium.

Does Fast Cover provide cover for Covid-19?

Cover for COVID-19 is included in all policies, though conditions, sub-limits, and exclusions will apply depending on your level of coverage and type of policy.

Can I cancel my Fast Cover travel insurance?

Fast Cover's travel insurance policies come with a 25-day money back guarantee which  means that if you cancel your cover within 25 days of purchasing it and your policy has not started or you haven't made a claim, Fast Cover will give you a full refund.

How much does Fast Cover travel insurance cost?

What you pay for Fast Cover travel insurance will depend on a number of factors including which policy you choose, where you are travelling to and your age. As with all types of insurance, premiums will be calculated on a case-by-case basis. According to Fast Cover’s PDS, some factors that are taken into account when working out your premium are your age, the length of your trip and of course, the policy you choose. Please read the PDS for more.

How do I make a claim with Fast Cover?

To lodge a claim with Fast Cover you can either submit a form online through their website, download the form from their website and submit it via email or post. If you have any questions about your claim, you can call Fast Cover’s claims team on 1300 409 322.

The claim form will detail the information you need to provide, and may include: medical reports, a medical certificate from a doctor, invoices, purchase receipts, police reports, written statements and photographs. You will also need to have your insurance certificate with your policy number handy, as well as your bank details. 

When should I make a claim with Fast Cover?

Fast Cover says medical, hospital or dental claims should be made as soon as possible, as they may be able to provide assistance and pre-approve expenses. Lost or stolen luggage or personal belongings should be reported to the police in the country you are visiting and you should obtain a written notice of your report. You may want to submit your claim to Fast Cover within 30 days of returning from your trip. 

How does the Mozo Community rate Fast Cover travel insurance?

Read how the Mozo community has rated Fast Cover travel insurance policies and services on a number of factors ranging from value for money to customer satisfaction.

Fast Cover travel insurance
8.8

Overall 8.8

8.6

Value for money

8.4

Policy coverage

9.3

Customer service

7.5

Claims handling

8.3

Trust

13 Reviews

Recent Fast Cover travel insurance customer reviews Recent Fast Cover travel insurance customer reviews

Fast Cover logo

Fast Cover Travel Insurance review

Overall rating   9 / 10

Very happy

I just took out Fast Cover travel insurance for my son and had forgotten to add in another country and an extra day. Extremely pleasant and helpful. Amended things and within minutes I had the revised quote. Very happy with their service thus far....

Full review

I just took out Fast Cover travel insurance for my son and had forgotten to add in another country and an extra day. Extremely pleasant and helpful. Amended things and within minutes I had the revised quote. Very happy with their service thus far. Website is clear and easy to understand.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

Less

Jill, Queensland, reviewed 8 months ago

Fast Cover logo

Fast Cover Travel Insurance review

Overall rating   10 / 10

Very Happy

Just finished taking out my travel insurance with Fast Cover. It was very easy and quick. Their responses to a few email questions I had was amazing. The price was very competitive Very happy

Full review

Just finished taking out my travel insurance with Fast Cover. It was very easy and quick. Their responses to a few email questions I had was amazing. The price was very competitive Very happy

    Value for money   10 / 10

    Policy coverage   9 / 10

    Customer service   10 / 10

Less

Rob, Victoria, reviewed 12 months ago

Fast Cover logo

Fast Cover Travel Insurance review

Overall rating   9 / 10

Great insurer with easy claims process

Very clear and easy to read PDS. Had to make a claim and the whole process was quite easy and smooth. Good communication and quick payment.

Full review

Very clear and easy to read PDS. Had to make a claim and the whole process was quite easy and smooth. Good communication and quick payment.

    Value for money   7 / 10

    Policy coverage   10 / 10

    Customer service   8 / 10

    Claims handling   10 / 10

    Trust   8 / 10

Less

Jordan, Queensland, reviewed about 3 years ago

Fast Cover logo

Fast Cover Travel Insurance review

Overall rating   8 / 10

Good value for money.

Good value for money and an easy transaction.

Full review

Good value for money and an easy transaction.

    Value for money   9 / 10

    Policy coverage   7 / 10

    Trust   7 / 10

Less

Charlotte, New South Wales, reviewed over 3 years ago

Fast Cover logo

Fast Cover Travel Insurance review

Overall rating   8 / 10

Competitive premiums.

Much cheaper than what was offered by my travel agent - I checked the fine print and the level of cover was the same.

Full review

Much cheaper than what was offered by my travel agent - I checked the fine print and the level of cover was the same.

    Value for money   8 / 10

    Trust   8 / 10

Less

Sharon, Queensland, reviewed over 8 years ago

Hide reviews
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Financial providers may, from time to time, offer incentives for reviews, regardless of the sentiment of the reviews.

Compare Fast Cover travel insurance policies with other travel insurance providers

There are so many companies offering travel insurance policies these days, so don’t make a hasty decision when it comes to your next overseas trip! Check out the options available to you and find a policy that fits your needs with Mozo’s easy to use travel insurance comparison tool. All you have to do is fill in the dates of your travel, your destination and how many people you’ll be travelling with for a quick and easy comparison of the best travel insurance policies available to Australians.

You can also check out Mozo’s guide to travel insurance for some tips on making your travel insurance policy work for you, and remember to drop by our travel hub for some helpful articles, tips and tools to plan a money savvy holiday.