7.65% p.a.to 21.00% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0
MoneyPlace Unsecured Personal Loan (Fixed)
7.65% p.a.to 21.00% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0
MoneyPlace Unsecured Personal Loan (Fixed)
7.65% p.a.to 21.00% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0
Last updated: 16 November 2018.
Fixed rates starting from 7.65% (7.65% comparison rate)
$0 upfront and ongoing fees
Mozo Experts Choice Award 2018
Extra repayments facility
Low rates only available to creditworthy borrowers
Sick of paying sky high interest rates? Well if you're a creditworthy borrower, taking out a personal loan with a peer to peer lender like MoneyPlace could be just for you. It was awarded a Mozo Experts Choice Award (Excellent Credit category) in 2018. Rates start from a super low 7.65% (7.65% comparison rate), there are $0 upfront or ongoing fees and the loan also comes with flexible features like an extra repayments facility, so you can pay out your loan early if you come into extra cash.
With MoneyPlace's Unsecured Personal Loan, the interest rate you receive will depend on your credit report, with those with excellent credit ratings receiving the best rate of 7.65% and no upfront or ongoing fees. And because the rate is fixed for the life of the loan, you'll be protected against any rate rises.
As the loan is unsecured, you don't have to put up an asset as security and you can choose a loan amount from $5,000 to $45,000 and a term between 3, 5 and 7 years.
On top of its low cost offering, you'll also have the opportunity to make additional payments on your loan thanks to the extra repayments facility. But keep in mind, after you've made those extra repayments you won't be able to access them, as there is no redraw facility is available. Unlike many fixed rate loans that come with a break cost fee if you pay out the loan early, with MoneyPlace's Unsecured Personal Loan you're free from the bite of exit fees.
And to help you manage your repayments better, you'll be able to choose a monthly, weekly or fortnightly repayment schedule.
MoneyPlace's Unsecured Personal Loan is perfect for a borrower looking for a low cost loan alternative to the big banks in Australia.
The competitive low rate of 7.65% (7.65% comparison rate) and $0 application and ongoing fees is only available to creditworthy borrowers. So if your credit report is in the red, you'll be looking at a higher rate and may also be charged upfront and ongoing fees.
Fixed
7.65% p.a.to 21.00% p.a. fixed
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0.00
$0.00
$10.00
$0.00
$0.00
$5,000.00
$45,000.00
3 Years
7 Years
Unsecured
Monthly
yes
no
Interest rate and establishment fee vary according to an individuals credit history. Rates and fees shown are for an Excellent Credit borrower.
none
Low interest rates and friendly staff.
Read full review
Low interest rates and friendly staff.
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Yavanna | Western Australia
reviewed 3 months ago
Promoted
Australian Military Bank
Unsecured Personal Loan - Excellent Credit (Variable)
7.88% p.a.to 18.82% p.a.
8.72% p.a.to 20.22% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
Promoted
Wisr
Unsecured Personal Loan
8.50% p.a.to 19.95% p.a.
9.36% p.a.to 20.91% p.a.based on $30,000
over 5 years
$595.00upfront and $0.00/month
Promoted
St.George
Unsecured Personal Loan
11.99% p.a.to 18.99% p.a.
13.07% p.a.to 20.02% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
HSBC
Unsecured Personal Loan
8.50% p.a.to 16.99% p.a.
9.06% p.a.to 17.53% p.a.based on $30,000
over 5 years
$150.00upfront and $5.00/month
Promoted
NAB
Personal Loan (Variable, Unsecured)
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
CUA
Unsecured Personal Loan (Variable)
10.89% p.a.
11.15% p.a.based on $30,000
over 5 years
$175.00upfront and $0.00/month
Promoted
St.George
Secured Personal Loan
8.49% p.a.
9.60% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
loans.com.au
New Car Loan (Fixed)
5.44% p.a.to 5.94% p.a.
5.99% p.a.to 6.5% p.a.based on $30,000
over 5 years
$400.00upfront and $0.00/month
Promoted
CUA
Secured Car Loan (Fixed)
6.79% p.a.
7.16% p.a.based on $30,000
over 5 years
$265.00upfront and $0.00/month
Promoted
loans.com.au
Used Car Loan (Fixed)
5.94% p.a.to 6.44% p.a.
6.49% p.a.to 7.0% p.a.based on $30,000
over 5 years
$400.00upfront and $0.00/month
Promoted
Australian Military Bank
Unsecured Personal Loan - Excellent Credit (Variable)
7.88% p.a.to 18.82% p.a.
8.72% p.a.to 20.22% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
Wisr
Unsecured Personal Loan
8.50% p.a.to 19.95% p.a.
9.36% p.a.to 20.91% p.a.based on $30,000
over 5 years
$595.00upfront and $0.00/month
Promoted
ING
Unsecured Personal Loan
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
Promoted
HSBC
Unsecured Personal Loan
8.50% p.a.to 16.99% p.a.
9.06% p.a.to 17.53% p.a.based on $30,000
over 5 years
$150.00upfront and $5.00/month
Promoted
RateSetter
Unsecured Personal Loan
7.69% p.a.
8.29% p.a.based on $10,000
over 3 years
$220.00upfront and $5.00/month
Promoted
NAB
Personal Loan (Variable, Unsecured)
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month