Personal loan reviews

Read the latest personal loan reviews from the Mozo community. Thousands of Australians have reviewed their loan provider to give you the low down on everything from the cheapest loans to the best customer service.

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Recent personal loan reviews

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  • St.George Secured Personal Loan (Fixed) review

    Overall rating   1 / 10
    Horrible communication skills.

    After having a loan approved and signing my documents, they then proceeded to not contact me and tell me they required payslips, these were sent through and they then decided they wanted my bank statements as well and also did not communicate this to me, after calling 6 times in 2 weeks my application still hasn’t been processed.

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    Price
    0 / 10
    Features
    0 / 10
    Customer service
    0 / 10
    Convenience
    0 / 10
    Trust
    0 / 10
    Less
    Victoria, New South Wales, reviewed about 2 months ago
  • Commonwealth Bank Personal Loan review

    Overall rating   8 / 10
    Review for personal loan.

    The reason I didn’t give 10 out of 10, is because nothing and no one is perfect but overall, i’m pretty satisfied with commbank and their customer service. They give me all the information in layman’s terms and are happy to help.

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    Price
    9 / 10
    Features
    9 / 10
    Customer service
    10 / 10
    Convenience
    9 / 10
    Trust
    8 / 10
    Less
    Crystal, South Australia, reviewed about 1 month ago
  • Westpac Personal Loan (Fixed, Unsecured) review

    Overall rating   8 / 10
    Quick response time.

    I like the fact that I could apply online and have an immediate response.

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    Price
    3 / 10
    Features
    5 / 10
    Customer service
    9 / 10
    Convenience
    10 / 10
    Trust
    7 / 10
    Less
    Sylvia, Western Australia, reviewed about 1 month ago
  • Commonwealth Bank Secured Car Loan (Fixed) review

    Overall rating   8 / 10
    Satisfactory.

    Very good.

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    Price
    8 / 10
    Features
    8 / 10
    Customer service
    9 / 10
    Convenience
    9 / 10
    Trust
    8 / 10
    Less
    Lisa, Tasmania, reviewed about 1 month ago
  • Police Bank Personal Loan Special (Variable, Unsecured) review

    Overall rating   10 / 10
    Very competitive interest rates.

    Police Bank offers the most competitive interest rates on personal loans and they have no fees for early pay out.

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    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Steve, New South Wales, reviewed about 1 month ago
  • St.George Secured Personal Loan (Fixed) review

    Overall rating   0 / 10
    They are not good.

    I don't like them.

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    Price
    3 / 10
    Features
    3 / 10
    Customer service
    2 / 10
    Convenience
    0 / 10
    Trust
    0 / 10
    Less
    Carey, Western Australia, reviewed about 1 month ago
  • ANZ Unsecured Personal Loan (Fixed) review

    Overall rating   8 / 10
    Look around before purchasing.

    Think there are better loan options out there.

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    Price
    7 / 10
    Features
    7 / 10
    Customer service
    7 / 10
    Convenience
    7 / 10
    Trust
    8 / 10
    Less
    Jeff, Queensland, reviewed about 1 month ago
  • St.George Unsecured Personal Loan (Fixed) review

    Overall rating   10 / 10
    Simple and easy. Great customer service.

    Simple and easy. Great customer service.

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    Price
    7 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Marina, New South Wales, reviewed about 1 month ago
  • ANZ Personal Loan review

    Overall rating   4 / 10
    Banks are greedy, such is life.

    Got a variable interest loan with no apparent fees or hidden charges. Now I've been told there will be an additional fee if i pay off the loan earlier.

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    Price
    6 / 10
    Features
    7 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    0 / 10
    Less
    David, New South Wales, reviewed about 1 month ago
  • Bendigo Bank Personal Loan review

    Overall rating   10 / 10
    Great customer service.

    Easy to deal with. Local manager is honest.

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    Price
    8 / 10
    Features
    8 / 10
    Customer service
    9 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Stephen, Victoria, reviewed about 1 month ago
  • Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) review

    Overall rating   10 / 10
    Good for life long members.

    Very competitive rates.

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    Price
    10 / 10
    Features
    5 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Loraine, South Australia, reviewed about 1 month ago
  • Commonwealth Bank Student Unsecured Personal Loan (Variable) review

    Overall rating   8 / 10
    Great service.

    Had to get a student loan to pay for school and they were amazing at helping me.

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    Price
    9 / 10
    Features
    10 / 10
    Customer service
    8 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Zyerra, New South Wales, reviewed about 1 month ago
  • Citi Ready Credit Flexible Personal Loan - 3 Year Introductory Rate (Variable, Unsecured) review

    Overall rating   2 / 10
    High rates, poor online and woeful communication.

    A mass marketing campaign sucked me in, and now my goal is to get out as quick as possible. Exorbitant interest rates and charges, a website that is slow to update to the point a payment made can sometimes not show for 2 days. Where you can expect a barely intelligible call from an overseas call centre.

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    Price
    2 / 10
    Features
    1 / 10
    Customer service
    2 / 10
    Convenience
    4 / 10
    Trust
    2 / 10
    Less
    Darren, New South Wales, reviewed about 1 month ago
  • Bank of Melbourne Personal Loan review

    Overall rating   8 / 10
    Great bank.

    Good bank for personal loans.

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    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    6 / 10
    Less
    Ashleigh, Victoria, reviewed about 1 month ago
  • Commonwealth Bank Personal Loan review

    Overall rating   9 / 10
    Zero customer care.

    Was hoping to consolidate finances drop to much lower interest rate, they weren't interested.

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    Price
    0 / 10
    Features
    0 / 10
    Customer service
    4 / 10
    Convenience
    7 / 10
    Trust
    8 / 10
    Less
    Garry, Victoria, reviewed about 1 month ago
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    Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Personal loan comparisons on Mozo - rates updated daily

    • Low Rate Personal Loan

      Excellent Credit

      interest rate
      8.00% p.a.
      comparison rate*
      8.21% p.a.based on $30,000
      over 5 years
      fees
      $150.00upfront
      and
      $0.00/month

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.00% would cost $36,647.51 including fees.

      Promoted

    • Personal Loan

      Variable, Unsecured

      interest rate
      5.75% p.a.to 19.99% p.a.
      comparison rate*
      6.89% p.a.to 23.07% p.a.based on $30,000
      over 5 years
      fees
      $300.00upfront
      and
      $10.00/month

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,490.18 including fees.

      Promoted

    • Discounted Personal Loan

      over 10k, Fixed, Secured

      interest rate
      7.99% p.a.
      comparison rate*
      8.35% p.a.based on $30,000
      over 5 years
      fees
      $250.00upfront
      and
      $0.00/month

      Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 7.99% would cost $36,738.90 including fees.

      Promoted

    • Unsecured Personal Loan

      Fixed

      interest rate
      6.99% p.a.to 28.69% p.a.
      comparison rate*
      7.69% p.a.to 29.55% p.a.based on $30,000
      over 5 years
      fees
      $500.00upfront
      and
      $0.00/month

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

      Promoted

    • Unsecured Personal Loan

      Variable

      interest rate
      6.79% p.a.
      comparison rate*
      8.83% p.a.based on $10,000
      over 3 years
      fees
      $299.00upfront
      and
      $0.00/month

      Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 6.79% would cost $11,380.22 including fees.

      Promoted

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Want more? Compare all 226 personal loans in the Mozo comparison engine.

    Compare more personal loans

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