Great customer service the whole way through. The process was easy and smooth. They had the best rates and didn’t try to get you in then change the rates after like most of the online only providers. RACQ is highly recommend I would use them time and time again!
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Homeless and trying to get some help with some money to pay for something two live in
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ANZ’s personal loan product stands out for its flexibility, competitive rates, and ease of application. One of the key advantages is the choice between a fixed or variable interest rate, allowing borrowers to select an option that best suits their financial situation. The fixed-rate loan provides certainty in repayments, making budgeting easier, while the variable rate offers the potential for savings if interest rates decrease. The application process is straightforward, with online tools that allow for quick pre-approval and loan calculations. ANZ also provides the option for extra repayments on variable loans, helping reduce interest costs over time. The ability to redraw extra repayments (for variable loans) is another plus, offering financial flexibility if needed. Additionally, the loan terms range from 1 to 7 years, giving borrowers control over their repayment period. Customer service is also reliable, with support available through online banking, branches, and phone assistance. Overall, ANZ’s personal loan product is a great choice for those looking for competitive rates, repayment flexibility, and a seamless application experience.
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Likes: User-friendly app with great features like spending insights and instant transfers. Convenient branches and ATMs across Australia. Strong security measures for peace of mind. Dislikes: Fees can be high, especially for international transactions. Long wait times for customer service. Interest rates on savings accounts aren’t the most competitive.
More Commonwealth Bank personal loan customer reviews
Good at all
Whenever i have an issue, my card is hacked etc. A quick phone call has always solved the problem. It also only took 24hrs to receive my personal loan once applying.
More Commonwealth Bank personal loan customer reviewsAnz is a very reliable and safe bank with a new feature called ANZ PLUS. Which is a more safer and secure bank account. Great interest rates for long term investment. Would recommend to anyone. Everytime I have dealt with this bank I’ve always had an immaculate and easy experience with customer service.
More ANZ personal loan customer reviewsTrusted bank, easy to use. Customer service was lacking when I called for assistance one time as the lady on phone was quite rude. Otherwise no other issues
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Easy application process and quick turnaround.
More NAB personal loan customer reviewsI live in a remote area 1hr 45 minutes to the closest Nab Branch. Everything is straight forward and easy to understand and navigate online. Virtual help is very thorough and helpful.
More NAB personal loan customer reviewsI have found banking with CBA pretty good. Our local branch has limited hours but fantastic customer service. I am happy with my personal loan and the benefits it includes. I fi d it value for money and love the Netbank App
More Commonwealth Bank personal loan customer reviewsI went through a organisation called NILS that assisted for people who've received Government income (law income categories). This company NILS Link with NAB (National of Australian Bank). National Australian Bank and NIL'S Organisation has provided the needs for my family life stress less with needing car with personal loan interest free as nessasity . National Australian Bank great.
Easy process and bank representatives were willing to help out. St George gave me a go with my personal loan application compared to other banks.
More St.George personal loan customer reviewsCustomer service needs improving. Not real helpful in financial crisis or emergencies. Vague description of products and services
More Bendigo Bank personal loan customer reviewsPrompt! Straight forward Information was easy to understand
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Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.45% would cost $35,176.93 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.28% would cost $35,033.88 including fees.
Repayment terms from 2 years to 3 years. Representative example: a 3 year $10,000 loan at 16.95% would cost $14,952.03 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.28% would cost $35,033.88 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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