Your selected car loans
You’re spoilt for choice when it comes to St.George car loans, and have no less than four versions to pick from for a new or preloved ride. Motoring enthusiasts can mix and match between fixed or variable interest rates, and secured or unsecured. To help you find the right one for your needs, we’ve set up a comparison table and answered your FAQs below...
Your selected car loans
I have never had a problem with St George, but when l mentioned if l would be charged an early termination fee, they said yes. I am half way through my 5 year car loan. They only let me of 1 payment because l was ahead 1 month. My car recently burst into flames because of a manufacturing fault. I did nothing wrong. I was driving my car and smoke was filling the cabin so l turned off the engine and got out. Five minutes later my car burst into flames. It was very frightening for me. I could have burnt alive. When l get my payout from my insurance company, they will pay out my loan. I shouldn’t have to pay for any fees. My car fire is a very rare occurrence. Does anyone know how l can avoid paying for the early termination fees? My car dealer originally told me to always keep a few dollars on my loan until it finishes to avoid any fees. Has anyone does this? Does it work?
I’ve never had a lender that gave you no communication after the loan. No correspondence by mail , email , msg anything , it’s like they want you to default . Then after 1 month short of a 5 year loan I request a payout and they say they will send it but 3 times I’ve rang and no result yet .
After reading the other reviews I feel I am in the same place. The interest is horrendous and set up by the car dealer James Frizelle. I know it is buyer beware but the terms are not explained properly and there is no mention of a payout to exit early. The interest is horrendous. To exit now with about one year to go there is a loan break fee of over $1500. What is that seriously for? No statements - I guess this is so you don't see how much interest you are paying. A client portal that does not work. I am not even sure these guys are part of St George or Westpac for that matter. So completely unprofessional. Feels more like a loan shark - STAY AWARE FROM THIS COMPANY AT ALL COSTS.
* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
^See information about the Mozo Experts Choice Personal Loan Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.