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ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
Last updated 22 December 2024
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Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
ANZ business loans
Business Loan
Interest rate
Upfront fee
Funding speed
10.10% p.a. variable
Negotiable
Varies
No Partner link
Details Close
Interest Rate
10.10% p.a. variable
Upfront Fee
Negotiable
Ongoing Fees
$100 per quarter for loans under $50,000. Negotiated for amounts above.
Late payment fee
$35.00
Transaction fee
not disclosed
Early repayment penalty
no
Other fees
-
Loan type
Loan
Security type
Secured or Unsecured
Minimum loan amount
$10,000
Maximum loan amount
$500,000
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
0
Repayment frequency
Weekly, Monthly
Repayment types
Principal and interest, Interest Only up to 10 years.
Card access
no
Redraw allowed
no
Extra repayments allowed
yes
Other benefits
Variable rate loans have a choice of weekly or monthly repayments and the option of interest only repayments for up to two years when you select a seven-year loan term.
Other restrictions
ANZ business transaction account is required to access the credit. If not, ANZ Business Advantage account will be opened by ANZ.
Business Overdraft
Interest rate
Upfront fee
Funding speed
-
Negotiable
Varies
No Partner link
Details Close
Interest Rate
-
Upfront Fee
Negotiable
Ongoing Fees
Up to $600 annually if under $50,000, 1.7% of facility
limit if over $50,000.
Late payment fee
$0.00
Transaction fee
not disclosed
Early repayment penalty
no
Other fees
-
Loan type
Overdraft
Security type
Unsecured
Minimum loan amount
$2,000
Maximum loan amount
$300,000
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
0
Repayment frequency
n/a
Repayment types
n/a
Card access
yes
Redraw allowed
n/a
Extra repayments allowed
n/a
Other benefits
-
Other restrictions
ANZ business transaction account is required to access the credit. If not, ANZ Business Advantage account will be opened by ANZ.
GoBiz Loan - Unsecured, Online
Interest rate
Upfront fee
Funding speed
from 11.74% p.a. variable
No loan approval fee
2 business days
No Partner link
Details Close
Interest Rate
from 11.74% p.a. variable
Upfront Fee
No loan approval fee
Ongoing Fees
-
Late payment fee
$35.00
Transaction fee
not disclosed
Early repayment penalty
no
Other fees
-
Loan type
Loan
Security type
Unsecured
Minimum loan amount
$10,000
Maximum loan amount
$500,000
Minimum loan term
1 year
Maximum loan term
7 years
Funding speed
2 business days
Application speed
20 minutes
Approval speed
2 business days
Minimum trading period
6 months
Minimum annual turnover
$75,000
Exit fee
0
Repayment frequency
Monthly
Repayment types
Principal & Interest
Card access
no
Redraw allowed
no
Extra repayments allowed
yes
Other benefits
12-month deferral repayment option available.
Other restrictions
Government SME Recovery Loan Scheme eligibility criteria applies. Your business needs to have been actively using a Xero, MYOB or Intuit QuickBooks subcription with at least 12 months of financial data.
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
