Your selected bank accounts
NAB is one of Australia’s ‘big four banks’, offering a variety of financial products that cater to different needs. Whether you’re looking to manage everyday expenses, pay your bills, or make a purchase online, NAB may be able to provide the solutions you need.
With useful features, a user-friendly app, and a wide range of banking services, NAB can help to simplify your banking experience and assist you in achieving your financial goals.
Apply online in less than five minutes
No monthly account, ATM or overdrawn fees
Eligible for NAB Goodies rewards and cashback program
International transaction and ATM withdrawal fees
The NAB Classic Banking Account offers a simple solution for those seeking easy access to their funds while managing everyday transactions. With no monthly account fees, it provides a cost-effective way to handle your banking needs.
You can make unlimited transactions, including withdrawals and transfers, which makes it ideal for daily expenses. The account also allows you to access your funds through various channels, including online banking, the NAB app and fee-free ATM withdrawals.
You’ll also be enrolled in the NAB Goodies rewards program , giving you the opportunity to receive personalised cashback offers on a range of goods and services.
While there are no interest earnings to be had, you won’t be charged fees if your account becomes overdrawn. However, you may be charged interest if your account is in the negative.
It’s worth considering how this account compares to other banking options, particularly if you're looking for features like higher interest rates or more comprehensive savings solutions. Always review your options to find the best fit for your financial situation.
Your selected bank accounts
Changed to Nab over 30 years ago and not had a problem that could not be resolved, staff always pleasant and helpful whether local or on phone, emails with updates and new products very informative and easy to understand, highly recommend
I only joined this bank, this year. I have lots of confidence with this bank,for example i like to surf the internet. If i try and buy something, they respond very quickly and won't let the transancation go through because its a scam. Also just recently i was involved in what i thought was a legitimate business.That turned out after 3 months to be a scam as well.They refunded all my money which i am extremely grateful for.The staff are very friendly and always helpful.The only thing i can say i dislike is when they close the bank for an hour over lunch time.Their have been a couple of occasions when this has happened and i couldn't wait.Overall great bank to work with.
Most banks these days have lost trust with their customers. Nab is no different. They don't care about their customers and cost of living and pressures thesedays. We are all just a number.
Just another bank they are all the same
NAB customer service is top notch. Anytime I have an issue it is simple to rectify and rather painless. Security features and the extra warranty period on purchases are fantastic.
One of the big 4 banks in Australia. Very reliable, progressive and good for customers.
**Pros of National Australia Bank (NAB):** 1. **Wide Range of Services:** NAB offers a comprehensive suite of banking services, including personal banking, business solutions, and investment options. 2. **Strong Digital Banking:** Their mobile app and online banking platform are user-friendly, making transactions and account management convenient. 3. **Customer Support:** NAB has a reputation for good customer service, with several contact options and in-branch assistance. 4. **Sustainability Initiatives:** The bank is committed to sustainability and social responsibility, promoting green banking practices. **Cons of National Australia Bank (NAB):** 1. **Fees and Charges:** Some customers find NAB's fees for certain accounts and services to be higher compared to other banks. 2. **Limited International Services:** While they offer international banking, some users feel that the offerings are not as robust as those of other banks. 3. **Mixed Reviews on Wait Times:** Some customers report long wait times for phone support and in-branch services during peak hours. 4. **Branch Availability:** Depending on the region, there may be fewer physical branches, which can be inconvenient for those who prefer face-to-face banking. Overall, NAB can be a solid choice for those looking for a reliable bank with a wide range of services but may not be ideal for everyone, especially those sensitive to fees or needing extensive international banking services.
Good customer service, NAB app works well. NAB have closed a lot of branches and there are no longer branches close to home nor ATM is close to home which is disappointing. Otherwise, been happy with the service that NAB provides.
Excellent basic fee free transaction account with a user friendly online interface. You need to move money to savings account to earn any interest but this works well for your main account
Ease of use mainly
NAB is an Authorised Deposit-taking Institution (ADI) regulated by the Australian Prudential Regulation Authority (APRA). This means your deposits are protected under the Australian Government's Financial Claims Scheme, ensuring that up to $250,000 is safeguarded.
Apply online through the bank’s website or over the phone.
You can open multiple NAB bank accounts.
To set up online banking, visit the NAB website and register for online banking. Provide your personal details. Once registered, manage your account via your digital profile on the bank’s website or app.
There are no monthly account-keeping fees, domestic ATM withdrawal fees or overdrawn account fees. However, you may be charged interest if your account is in the negative. Additionally, international transaction and ATM withdrawal fees apply.
The fastest and simplest way to close your account is through NAB Messaging in the NAB app or via NAB Internet Banking. You can also call the bank’s customer service number. Before you close your account, remember to:
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