8.5 / 10

based on 12 reviews as rated by Mozo community

The Capricornian bank accounts

Whether you’re a student, a pensioner, or just someone who’s after a quality bank account that has little in the way of fees (so long as you meet a few conditions), you’re sure to find a Capricornian account that suits you. With free transactions and easy access to your money, you can be confident you’ll be able to do your daily banking without a hitch. Want to see how other bank accounts stack up? Head over to our bank account comparison page for an overview of what’s out there.

The Capricornian offers the following bank accounts

Rates and fees verified as correct at 02 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Access Account

$6.00

PayID

0% p.a.

Student Access Account

$0.00

PayID

0% p.a.

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How are The Capricornian bank accounts rated?

Mozo users have rated The Capricornian bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
The Capricornian bank accounts
Overall
8.0/10
Price
Features
Customer service
Convenience
Trust

2 Reviews

Recent The Capricornian bank account reviews

The Capricornian Access Account review
Overall 10/10
Great customer service, better than big banks.

Best bank I have ever been with. Very helpful and always listen.

Read full review

Best bank I have ever been with. Very helpful and always listen.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Scott, Queensland reviewed 6 months ago
The Capricornian Bank Account review
Overall 6/10
Service is getting worse with less staff available

Left a major bank to join the Capricornian about 20 years ago as they were offereing competitive rates and great services compared the big banks. In this time the Capricornian have closed most branches in Rockhampton, leaving only 2 available branches. Given they are not a bank they do not have an operational swift code to receive overseas deposits. Cheque Deposits made via their Western Union service take up to 8 weeks to clear and the communication during the process is lacklustre. Six years ago overseas cheques would clear within 25 days, they now hold the funds for a full 8 weeks before releasing the funds. Disappointing.

Read full review

Left a major bank to join the Capricornian about 20 years ago as they were offereing competitive rates and great services compared the big banks. In this time the Capricornian have closed most branches in Rockhampton, leaving only 2 available branches. Given they are not a bank they do not have an operational swift code to receive overseas deposits. Cheque Deposits made via their Western Union service take up to 8 weeks to clear and the communication during the process is lacklustre. Six years ago overseas cheques would clear within 25 days, they now hold the funds for a full 8 weeks before releasing the funds. Disappointing.

Price
5/10
Features
5/10
Customer service
5/10
Convenience
5/10
Trust
5/10
Less
Christine, Queensland reviewed 10 months ago

Bank account quick links