Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Whether you’re a student, a pensioner, or just someone who’s after a quality bank account that has little in the way of fees (so long as you meet a few conditions), you’re sure to find a Capricornian account that suits you. With free transactions and easy access to your money, you can be confident you’ll be able to do your daily banking without a hitch. Want to see how other bank accounts stack up? Head over to our bank account comparison page for an overview of what’s out there.
Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more bank accounts here.
Last updated 21 November 2024
Important disclosures
Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
The Capricornian bank accounts
Access Account
Account fee
$6.00
$0 monthly account fee if deposit/lending balance above $20,000, or if member 25 and under, or 65 or older.
Payment options
Apple Pay, PayID
Interest rate
0.00
%
p.a.
Link not supplied
Standard interest rate
Balances from $0: 0.00% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$6.00
$0 monthly account fee if deposit/lending balance above $20,000, or if member 25 and under, or 65 or older.
Payment options
Apple Pay, PayID
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access
ATM networks
The Capricornian
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
-
Overseas purchase fee
$0.00
Foreign exchange commission
3.00%
Branch access
yes
BPAY
yes
Australia Post banking
no
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free branch, internet, phone, BPAY, ATM, and eftpos transactions.
Student Access Account
Account fee
$0.00
Payment options
Apple Pay, PayID
Interest rate
0.00
%
p.a.
Link not supplied
Standard interest rate
Balances from $0: 0.00% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$0.00
Payment options
Apple Pay, PayID
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access
ATM networks
The Capricornian
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
-
Overseas purchase fee
$0.00
Foreign exchange commission
3.00%
Branch access
yes
BPAY
yes
Australia Post banking
no
Other restrictions
-
Other benefits
-
Fee free transactions
Unlimited free branch, internet, phone, BPAY, ATM, and eftpos transactions.
Your selected bank accounts
Thanks!
Please check your inbox for your shortlisted bank accounts
Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
