Are you a frequent flyer or shopper who’s looking for a credit card to maximise your rewards? Well have we got the credit card for you. Taking out a 2022 Mozo Experts Choice Award for Best Qantas Frequent Flyer Credit Card, the American Express Qantas Premium Credit Card allows you to earn 1 Qantas Points for every $1 you spend on eligible purchases. Plus, if you sign up online, are approved and spend $3,000 in the first three months, you could bag yourself 20,000 Qantas Points.
Taking out a 2021 Mozo Experts Choice Award for Best Qantas Frequent Flyer Credit Card, the The American Express Qantas Premium Credit Card allows you to redeem earned points via the Qantas rewards program - and your points will be stacking up fast with a 1 point per $1 earn rate. You even can bag an additional 1 Qantas point per dollar spent on Qantas products and services in Australia (0.5 points at at government bodies in Australia).
What's even better, is that there's no cap on your points earning power. And the $0 annual fee for up to 4 extra card holders will help you earn even more. You’ll have 44 interest free days if you pay your balance in full every month, but make sure you do to avoid the $30 late payment fee and high 23.99% purchase rate.
There is a $249 annual fee, so make sure you make full use of the generous earn rate, complimentary insurances including travel inconvenience insurance and purchase cover, complimentary Qantas Wine Premium Membership and the two yearly Qantas Club Lounge invitations (available after your first spend on selected Qantas products annually), to outweigh this cost.
That's not all though. If you sign up online and are approved, you could snag yourself a sweet 20,000 bonus Qantas Points! To bag the bonus points and credit you will have to be a new Amex Card Member and you will have to spend at least $3,000 on eligible transactions, on your new credit card within the first three months.
A generous points earning scheme and an array of complimentary insurance benefits makes the American Express Qantas Premium Credit Card a top choice for high flyers and shoppers wanting to take full advantage of the Qantas network.
The card comes with a 3% foreign exchange margin which can add up when you’re making multiple purchases overseas. So while this card is great for racking up points, when jet-setting internationally make sure you bring a travel friendly card with you by comparing travel money deals before you go. Keep in mind that there's also a $6 dishonour fee and a $30 late fee.
Rates and fees information correct as at 24 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
1 point per dollar on Amex, uncapped
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards can be redeemed via the Qantas Store.
Earn 0.5 Qantas Points per $1 spent at government bodies, earn 2 Qantas Points per $1 spend on selected Qantas products and services.
Two complimentary Qantas Club invitations each year when you spend at Qantas.
Receive 20,000 bonus Qantas Points when you apply online as a new Amex Card Member, are approved and spend $3,000 within the first 3 months. New Card Members only.
Spend $20,010 (Amex)
Spend $8,000 (Amex)
Spend $110,400 (Amex)
Uncapped
Never
23.99% p.a. |
|
none |
|
No current offer |
|
no |
|
none |
|
44 |
$249.00 |
|
none |
|
none |
|
none |
|
$30.00 |
|
2%, min $2.50 |
|
3.00% |
|
$10.00 |
|
$7.00 |
|
$0.00 |
$30.00 |
|
2.5 |
|
up to 4 |
|
none |
Apple Pay, Google Wallet, Samsung Pay
Account alerts by SMS,
Card Purchase Cover ,
Travel Inconvenience Cover
I just feel it's quite a vanilla offering. They've become complacent, and should strive to offer more.
Read full reviewI just feel it's quite a vanilla offering. They've become complacent, and should strive to offer more.
Its easy to use with apple pay and the pints are great. Direct debit is also easy to use and set up.
Read full reviewIts easy to use with apple pay and the pints are great. Direct debit is also easy to use and set up.
The offer of 100,000 bonus Qantas points is great for those who love to travel, and a $3,000 minimum spend in three months is not unachievable for most if you put everything on the card.
Read full reviewThe offer of 100,000 bonus Qantas points is great for those who love to travel, and a $3,000 minimum spend in three months is not unachievable for most if you put everything on the card.
Convenient locations and helpful staff.
Read full reviewConvenient locations and helpful staff.
Westpac has given me very good service and I'm pleased with the extras they provide.
Read full reviewWestpac has given me very good service and I'm pleased with the extras they provide.
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Premier Credit Card
21.49% p.a.
0% p.a. for 6 months and then 22.24% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 24 months and then 20.99% p.a.
$149 $0 in the first year