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BankSA Amplify Signature

The details shown below are for a card with Amplify Rewards

The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

  • Amplify Signature (Amplify Rewards)

    Rewards: Amplify Rewards

  • Amplify Signature (Qantas Frequent Flyer)

    Rewards: Qantas Frequent Flyer

Purchase rate
19.74% p.a.
Balance transfer rate
0% p.a. for 6 months and then 19.74% p.a.
Annual fees
$279 $139 in the first year
Interest free days on purchases
55
Purchase rate
19.74% p.a.
Balance transfer rate
0% p.a. for 6 months and then 19.74% p.a.
Annual fees
$279 $139 in the first year
Interest free days on purchases
55

Mozo editorial review BankSA Amplify Signature

Last updated: 4 October 2019.

binocular icon
What's hot
  • Up to 200,000 bonus Amplify points (conditions apply)
  • 1.5 points per $1 spent, uncapped
  • 2 free Priority Lounge passes
What's not
  • $279 annual fee
Mozo snapshot

There’s a special sort of satisfaction in making a purchase with plastic and knowing that you’re racking up points towards a reward. BankSA Amplify Signature is a rewards credit card that lets you start off your points earning strong, with the chance to earn 130,000 bonus Amplify Points in year 1 plus an extra 70,000 in year 2 when you spend at least $12,000 on eligible purchases each year. On top of the rewards earned through points, the card comes with perks like free extended warranty, fraud protection and travel insurance.


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Key features

Have you ever thought to yourself, I wish there was a way to snag some great perks and rewards while I spend? Well, good news - BankSA’s Amplify Signature comes with a bunch of great extras, and some serious points earning power.

BankSA Amplify Signature also lets you hit the ground running and in a big way when it comes to earning rewards. If you spend $12,000 in the first year you can score a whopping 130,000 Amplify bonus points. Plus, spend another $12,000 in the second year, and you could score another 70,000 bonus points.

You’ll also be given the option to choose between two variants when it comes to everyday points earning. The first is Amplify Rewards, which offers 1.5 points per $1 spent, letting you earn rewards that little bit easier. The second is Qantas Frequent Flyer, which lets you funnel all your points directly into your Frequent Flyer Account. While you’ll only earn 0.75 points per $1 spent towards the BankSA rewards, you’ll earn double points when you spend with Qantas Frequent Flyer Program partners.

If you choose Amplify Rewards, you’ll be able to redeem points for hundreds of wide ranging rewards, such as headphones, wallets and even shaving equipment. The BankSA Amplify Signature credit card also comes with a bunch of perks, like 2 yearly Priority Passes to airport lounges, complimentary travel insurance, extended warranty on purchase and a bunch of other travel and retail perks.

While there is a $279 annual fee to budget for, this is discounted to $139 in the first year.


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Who is it good for

Anyone who’s looking to snag some top rewards for all their credit card spending is suited for the Amplify Signature, and travellers wanting their points to go directly to their Qantas Frequent Flyer membership can also seriously consider it.

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Any catches

There’s no real ‘gotcha’ catch with this card, it’s just worth taking note of the $279 annual fee after the first year and making sure you’ll get enough value from the rewards on offer to justify it.

Rewards program details

Rates and fees information correct as at 7 June 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

212,000 points

Fly Sydney to Melbourne one-way

-

$100 Giftcard

22,200 points

$100 Cash

18,000 points

Points earning

1.5 points per dollar on Visa, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

You can get flights via Enrich or KrisFlyer.

10% points bonus on total points earned in previous year on birthday of cardholder.

Two Priority Pass Lounge visits per year.

Special offers

Receive 130,000 bonus Amplify Points in year 1 plus a further 70,000 in year 2 when you spend at least $12,000 on eligible purchases each year.

Value of rewards points

Spend $12,121 (Visa)

Spend $14,800 (Visa)

Spend $141,333 (Visa)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 6 months and then 19.74% p.a.

  • none

  • 21.49% p.a.

  • 55

Fees
  • $279.00

  • $139 in the first 1 year

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing,
Rental Car Excess Cover

Rewards program details

Rates and fees information correct as at 7 June 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

18,690 points

$100 Cash

-

Points earning

0.75 points per dollar on Visa, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

10% points bonus on total points earned in previous year on birthday of cardholder.

Two complimentary annual Qantas Club Lounge Invitations.

Special offers

Receive 80,000 bonus Qantas Points when you spend $6,000 within the first 90 days

Value of rewards points

Spend $24,920 (Visa)

Spend $10,667 (Visa)

Spend $147,200 (Visa)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 6 months and then 19.74% p.a.

  • none

  • 21.49% p.a.

  • 55

Fees
  • $279.00

  • $139 in the first 1 year

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing,
Rental Car Excess Cover

Customer Reviews

How are BankSA credit cards rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.2/10
Features
5.4/10
Customer service
6.8/10
Convenience
7.6/10
Trust
7.3/10

Latest review of BankSA Amplify Signature

  • Overall 7/10
    Good customer service

    Have banked with Bank SA for over 50 years and have found them to be very reliable.

    Read full review

    Have banked with Bank SA for over 50 years and have found them to be very reliable.

    Price
    6/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    5/10
    Trust
    10/10
    Less
    Richard, Northern Territory reviewed about 5 years ago
BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

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