Rates and fees verified as correct at 09 March, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Interest rate | Maximum rate | Govt deposit guarantee |
|---|---|---|---|
| Incentive Saver Account | 0.20% p.a.(for $0 and over) | 0.45% p.a. (for $0 and over) | Yes up to $250,000 |
| Investment Cash Account | 0.01% p.a.(for $0 and over) | No Current Offer | Yes up to $250,000 |
| Maxi Saver | 0.05% p.a.(for $0 and over) | 0.45% p.a. (for $0 and over) | Yes up to $250,000 |
Mozo users have rated BankSA savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
559 Reviews
I have been with other banks and received bad service. Since being with Bank SA for the last 12 years, I have found the bank's help very good, and this is not just local Branch. I lived rural/remote for 10 years and the service at local BankSA branch was incredible and welcomed. I have also used the internet for banking, and telephone banking. Very friendly and helpful. We also have insurance with BankSA as it has lesser charges and is cheaper than APIA, and other Insurance Companies claiming to look after Seniors.
Read full reviewI have been with other banks and received bad service. Since being with Bank SA for the last 12 years, I have found the bank's help very good, and this is not just local Branch. I lived rural/remote for 10 years and the service at local BankSA branch was incredible and welcomed. I have also used the internet for banking, and telephone banking. Very friendly and helpful. We also have insurance with BankSA as it has lesser charges and is cheaper than APIA, and other Insurance Companies claiming to look after Seniors.
Keep charging me over $15 interest every fortnight if I go to overdrawn amount. I have a pensioner savings.
Read full reviewKeep charging me over $15 interest every fortnight if I go to overdrawn amount. I have a pensioner savings.
I found the service and rates of this bank to be great when I had a good amount of money in my account. As soon as I withdrew a large amount to purchase a property the rates went down and the customer service became non-existent. So they are good if you are flush, but don't bother with you when you are not. If they gave the same service regardless of circumstance you would be happy to stay with them. Everyone's finances ebb and flow, they are doing themselves a disservice with their actions.
Read full reviewI found the service and rates of this bank to be great when I had a good amount of money in my account. As soon as I withdrew a large amount to purchase a property the rates went down and the customer service became non-existent. So they are good if you are flush, but don't bother with you when you are not. If they gave the same service regardless of circumstance you would be happy to stay with them. Everyone's finances ebb and flow, they are doing themselves a disservice with their actions.
Never enough tellers working, tell pro's not cons, hidden fees, ATM harder to use and find than other banks, wages always available a day after all other banks have made funds available.
Read full reviewNever enough tellers working, tell pro's not cons, hidden fees, ATM harder to use and find than other banks, wages always available a day after all other banks have made funds available.
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