BankSA Vertigo
13.99% p.a.
0% p.a. for 16 months and then 21.49% p.a.
$55
n/a
BankSA Vertigo
13.99% p.a.
0% p.a. for 16 months and then 21.49% p.a.
$55
n/a
BankSA Vertigo
13.99% p.a.
0% p.a. for 16 months and then 21.49% p.a.
$55
n/a
Mozo Review BankSA Vertigo Review
Last updated: 9 April 2019.
What's hot:
0% balance transfer rate for first 16 months
Up to 55 interest free days
13.99% purchase rate
What's not:
21.49% cash advance rate
Mozo snapshot:
If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with a 0% balance transfer rate for 16 months. There’s also up to 55 interest free days, a 13.99% purchase rate and a $55 annual fee that make this a pretty budget-friendly piece of plastic.
Key features:
The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag. It comes with a relatively low annual fee of $55 and interest rate of 13.99%. And what's more, you'll get up to 55 interest free days each month before you pay any interest at all.
For cardholders wanting to get a handle on a lingering balance, one of the best features that the BankSA Vertigo credit card is equipped with is the 1 months of 0% balance transfer rate. So, if you’re looking to blast your credit card debt, this offer gives you some breathing room to pay it off, before you start to pay any interest on it.
Want to share the card with a significant other? No problem! You can get an additional cardholder, for no additional fee.
Who it's good for:
The BankSA Vertigo is great for someone who is looking to blast existing credit card debt with the 16 months 0% balance transfer offer, or just wants a low cost piece of plastic for everyday spending.
Any catches?
While the balance transfer rate is 0% for the first 16 months, after that it’ll shoot up to the balance transfer rate of 21.49% for any lingering balance, which is a rate you want to avoid paying. So make sure you have a payment plan in place to clear your balance before the zero interest period runs out.
Details
Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
13.99% p.a.
-
none
-
0% p.a. for 16 months and then 21.49% p.a.
-
yes
-
21.49% p.a.
-
55
Fees
-
$55.00
-
none
-
none
-
none
-
$15.00
-
2%, Min $2.50
-
3.00%
-
$2.00
-
$10.50
-
$0.00
Features
-
$10.00
-
2.0
-
1
-
none
Payment options
Google Pay, Samsung Pay
Customer Reviews
How are BankSA credit cards rated by the Mozo community?
Latest reviews of BankSA Vertigo
- Overall6/10
Good
Interest free balance transfers
Read full review
Interest free balance transfers
Price6/10Features6/10Customer service6/10Convenience6/10Trust5/10Less
Terri | Victoria
reviewed over 3 years ago
- Overall9/10
Friendly customer service. Reasonable interest.
On the whole good customer service. Banking options explained well.
Read full review
On the whole good customer service. Banking options explained well.
Price10/10Features6/10Customer service9/10Convenience10/10Trust10/10Less
Marina | South Australia
reviewed over 3 years ago
- Overall4/10
No incentive for loyalty from customers
They have closed a few CBD branches.
Read full review
They have closed a few CBD branches.
Price2/10Features2/10Customer service4/10Convenience2/10Trust3/10Less
Tina | South Australia
reviewed over 3 years ago
- Overall8/10
Great card
Great card, easy to deal with bank, always no hassle.
Read full review
Great card, easy to deal with bank, always no hassle.
Price8/10Features8/10Customer service8/10Convenience8/10Trust8/10Less
Jacinda | South Australia
reviewed almost 4 years ago
- Overall6/10
Great product
Great rate, great product leads to great spending.
Read full review
Great rate, great product leads to great spending.
Price9/10Features9/10Customer service4/10Convenience4/10Trust6/10Less
Lina | South Australia
reviewed about 4 years ago
About BankSA
BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $149 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
19.99% p.a.
$49 $0 in the first year
Promoted
Citi
Platinum (Purchase Rate Offer)
0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)
0% p.a. for 13 months then 20.99% p.a.
$149 $49 in the first year
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
0% p.a. for 6 months then 12.99% p.a.
$79 $0 in the first year
Promoted
American Express
Velocity Platinum Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$375
Promoted
Qantas Money
Qantas Premier Platinum
1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped
19.99% p.a.
$299 $149 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
1 point per dollar on Visa, uncapped
19.99% p.a.
$49 $0 in the first year
Promoted
Citi
Platinum (Purchase Rate Offer)
1 point per dollar on Visa, up to $10,000 per month
20.99% p.a.
$149 $49 in the first year
Promoted
American Express
Velocity Platinum Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$375
Promoted
Citi
Platinum (Balance Transfer Offer)
1 point per dollar on Visa, up to $10,000 per month
20.99% p.a.
$199 $0 in the first year
Promoted
American Express
Qantas Ultimate Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$450
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
20.74% p.a.
$129 $64 in the first year
Promoted
ANZ
Rewards Travel Adventures Card
1.5 points per dollar on Visa, up to $2,000 per month, then
0.5 points per dollar on Visa, uncapped
20.24% p.a.
$225
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
19.99% p.a.
Promoted
Citi
Platinum (Balance Transfer Offer)
0% p.a. for 26 months and then 21.74% p.a. (1.50% balance transfer fee)
$199 $0 in the first year
20.99% p.a.
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
$299 $149 in the first year
19.99% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
0% p.a. for 6 months then 12.99% p.a.
Promoted
American Express
Velocity Escape Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$0
20.74% p.a.
Promoted
HSBC
Platinum Credit Card
0% p.a. for 12 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
0% p.a. for 12 months then 19.99% p.a.
Promoted
Citi
Signature
0% p.a. for 12 months and then 21.74% p.a.
$395 50% off annual fee when you spend $48,000 in the preceding year., $195 in the first year
20.99% p.a.
Promoted
Citi
Clear Platinum
12.99% p.a.
$99 $0 in the first year
0% p.a. for 14 months and then 21.74% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
$99 $0 in the first year
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
0% p.a. for 6 months and then 20.99% p.a.
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
$59
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 6 months then 12.99% p.a.
$79 $0 in the first year
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
Promoted
Citi
Platinum (Purchase Rate Offer)
0% p.a. for 13 months then 20.99% p.a.
0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$79 $0 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
Promoted
Citi
Clear Platinum
12.99% p.a.
0% p.a. for 14 months and then 21.74% p.a.
$99 $0 in the first year
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
