BankSA Vertigo

13.74% p.a.

0% p.a. for 16 months and then 19.49% p.a.

$55

n/a

BankSA Vertigo

13.74% p.a.

0% p.a. for 16 months and then 19.49% p.a.

$55

n/a

Mozo Review   BankSA Vertigo Review

Last updated: 23 November 2018.

What's hot:
  • 0% balance transfer rate for first 16 months

  • Up to 55 interest free days

  • 13.74% purchase rate

What's not:
  • 19.49% cash advance rate

Mozo snapshot:

If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with a 0% balance transfer rate for 16 months. There’s also up to 55 interest free days, a 13.74% purchase rate and a $55 annual fee that make this a pretty budget-friendly piece of plastic.

Key features:

The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag. It comes with a relatively low annual fee of $55 and interest rate of 13.74%. And what's more, you'll get up to 55 interest free days each month before you pay any interest at all.

For cardholders wanting to get a handle on a lingering balance, one of the best features that the BankSA Vertigo credit card is equipped with is the 1 months of 0% balance transfer rate. So, if you’re looking to blast your credit card debt, this offer gives you some breathing room to pay it off, before you start to pay any interest on it.

Want to share the card with a significant other? No problem! You can get an additional cardholder, for no additional fee.

Who it's good for:

The BankSA Vertigo is great for someone who is looking to blast existing credit card debt with the 16 months 0% balance transfer offer, or just wants a low cost piece of plastic for everyday spending.

Any catches?

While the balance transfer rate is 0% for the first 16 months, after that it’ll shoot up to the balance transfer rate of 19.49% for any lingering balance, which is a rate you want to avoid paying. So make sure you have a payment plan in place to clear your balance before the zero interest period runs out.

Details

Rates and fees information correct as at 22 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 13.74% p.a.

  • none

  • 0% p.a. for 16 months and then 19.49% p.a.

  • yes

  • 19.49% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Google Pay, Samsung Pay

Customer Reviews

How are BankSA credit cards rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.2/10
Features
5.4/10
Customer service
6.8/10
Convenience
7.6/10
Trust
7.2/10

Latest reviews of BankSA Vertigo

  • Overall
    6/10
    Good

    Interest free balance transfers

    Interest free balance transfers

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    5/10

    Terri | Victoria

    reviewed almost 3 years ago

  • Overall
    9/10
    Friendly customer service. Reasonable interest.

    On the whole good customer service. Banking options explained well.

    On the whole good customer service. Banking options explained well.

    Price
    10/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Marina | South Australia

    reviewed over 3 years ago

  • Overall
    4/10
    No incentive for loyalty from customers

    They have closed a few CBD branches.

    They have closed a few CBD branches.

    Price
    2/10
    Features
    2/10
    Customer service
    4/10
    Convenience
    2/10
    Trust
    3/10

    Tina | South Australia

    reviewed over 3 years ago

  • Overall
    8/10
    Great card

    Great card, easy to deal with bank, always no hassle.

    Great card, easy to deal with bank, always no hassle.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Jacinda | South Australia

    reviewed over 3 years ago

  • Overall
    6/10
    Great product

    Great rate, great product leads to great spending.

    Great rate, great product leads to great spending.

    Price
    9/10
    Features
    9/10
    Customer service
    4/10
    Convenience
    4/10
    Trust
    6/10

    Lina | South Australia

    reviewed over 3 years ago

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA credit cards

Promoted

Woolworths

Woolworths

Everyday Platinum Credit Card

0% p.a. for 14 months and then 21.99% p.a.

19.99% p.a.

$49 $0 in the first year

Promoted

Qantas Money

Qantas Money

Qantas Premier Platinum Credit Card

0% p.a. for 18 months and then 21.99% p.a.

19.99% p.a.

$299 $149 in the first year

Promoted

ANZ

ANZ

Frequent Flyer Black

No current offer

19.99% p.a.

$425

Promoted

Australian Military Bank

Australian Military Bank

Low Rate Visa Credit Card

0% p.a. for 12 months and then 11.99% p.a.

11.99% p.a.

$49

Promoted

CUA

CUA

Low Rate Credit Card

0% p.a. for 13 months and then 21.74% p.a.

11.99% p.a.

$49 $0 in the first year

Promoted

ME

ME

frank Credit Card

No current offer

11.99% p.a.

$0

Promoted

American Express

American Express

Explorer Credit Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$395

Promoted

American Express

American Express

Velocity Escape Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$0

Promoted

Woolworths

Woolworths

Everyday Platinum Credit Card

1 point per dollar on Visa, uncapped

19.99% p.a.

$49 $0 in the first year

Promoted

Qantas Money

Qantas Money

Qantas Premier Platinum Credit Card

1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

$299 $149 in the first year

Promoted

CUA

CUA

Platinum Credit Card

1 point per dollar on Mastercard, up to 100000 points per year

19.99% p.a.

$149 $0 in the first year

Promoted

ANZ

ANZ

Frequent Flyer Black

1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped

19.99% p.a.

$425

Promoted

American Express

American Express

Explorer Credit Card

2 points per dollar on Amex, uncapped

20.74% p.a.

$395

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped

20.74% p.a.

$129 $64 in the first year

Promoted

American Express

American Express

Velocity Escape Card

0.75 points per dollar on Amex, uncapped

20.74% p.a.

$0

Promoted

Coles

Coles

Rewards Mastercard

2 points per dollar on Mastercard, uncapped

19.99% p.a.

$99

Promoted

Woolworths

Woolworths

Everyday Platinum Credit Card

0% p.a. for 14 months and then 21.99% p.a.

$49 $0 in the first year

19.99% p.a.

Promoted

Qantas Money

Qantas Money

Qantas Premier Platinum Credit Card

0% p.a. for 18 months and then 21.99% p.a.

$299 $149 in the first year

19.99% p.a.

Promoted

American Express

American Express

Explorer Credit Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$395

20.74% p.a.

Promoted

CUA

CUA

Low Rate Credit Card

0% p.a. for 13 months and then 21.74% p.a.

$49 $0 in the first year

11.99% p.a.

Promoted

CUA

CUA

Platinum Credit Card

0% p.a. for 13 months and then 21.74% p.a.

$149 $0 in the first year

19.99% p.a.

Promoted

American Express

American Express

Essential Credit Card

0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)

$0

14.99% p.a.

Promoted

Citi

Citi

Platinum

0% p.a. for 24 months and then 21.74% p.a. (1.50% balance transfer fee)

$149 $49 in the first year

20.99% p.a.

Promoted

Bankwest

Bankwest

Breeze Platinum Mastercard

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

$99 $0 in the first year

0% p.a. for 6 months then 12.99% p.a.

Promoted

CUA

CUA

Low Rate Credit Card

11.99% p.a.

$49 $0 in the first year

0% p.a. for 13 months and then 21.74% p.a.

Promoted

ME

ME

frank Credit Card

11.99% p.a.

$0

No current offer

Promoted

ANZ

ANZ

Low Rate

12.49% p.a.

$58

0% p.a. for 15 months and then 21.74% p.a.

Promoted

Bankwest

Bankwest

Breeze Platinum Mastercard

0% p.a. for 6 months then 12.99% p.a.

$99 $0 in the first year

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

Promoted

American Express

American Express

Essential Credit Card

14.99% p.a.

$0

0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)

Promoted

Bendigo Bank

Bendigo Bank

Low Rate Mastercard

11.99% p.a.

$45 $0 in the first year

No current offer

Promoted

Latitude

Latitude

Low Rate Mastercard

11.99% p.a.

$69

No current offer

Promoted

Citi

Citi

Clear Platinum

12.99% p.a.

$99 $0 in the first year

0% p.a. for 14 months and then 21.74% p.a.

Promoted

Australian Military Bank

Australian Military Bank

Low Rate Visa Credit Card

11.99% p.a.

0% p.a. for 12 months and then 11.99% p.a.

$49

Promoted

CUA

CUA

Low Rate Credit Card

11.99% p.a.

0% p.a. for 13 months and then 21.74% p.a.

$49 $0 in the first year

Promoted

ME

ME

frank Credit Card

11.99% p.a.

No current offer

$0

Promoted

Bankwest

Bankwest

Breeze Platinum Mastercard

0% p.a. for 6 months then 12.99% p.a.

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

$99 $0 in the first year

Promoted

ANZ

ANZ

Low Rate

12.49% p.a.

0% p.a. for 15 months and then 21.74% p.a.

$58

Promoted

Bendigo Bank

Bendigo Bank

Low Rate First Mastercard

11.99% p.a.

No current offer

$29

Promoted

Bendigo Bank

Bendigo Bank

Low Rate Mastercard

11.99% p.a.

No current offer

$45 $0 in the first year

Promoted

Latitude

Latitude

Low Rate Mastercard

11.99% p.a.

No current offer

$69