If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with a 0% balance transfer rate for 18 months. There’s also up to 55 interest free days, a 13.99% purchase rate and a $55 annual fee that make this a pretty budget-friendly piece of plastic.
The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag. It comes with a relatively low annual fee of $55 and interest rate of 13.99%. And what's more, you'll get up to 55 interest free days each month before you pay any interest at all.
For cardholders wanting to get a handle on a lingering balance, one of the best features that the BankSA Vertigo credit card is equipped with is the 18 months of 0% balance transfer rate. So, if you’re looking to blast your credit card debt, this offer gives you some breathing room to pay it off, before you start to pay any interest on it.
Want to share the card with a significant other? No problem! You can get an additional cardholder, for no additional fee.
The BankSA Vertigo is great for someone who is looking to blast existing credit card debt with the 18 months 0% balance transfer offer, or just wants a low cost piece of plastic for everyday spending.
While the balance transfer rate is 0% for the first 18 months, after that it’ll shoot up to the balance transfer rate of 21.49% for any lingering balance, which is a rate you want to avoid paying. So make sure you have a payment plan in place to clear your balance before the zero interest period runs out.
13.99% p.a.
none
0% p.a. for 18 months and then 21.49% p.a.
yes
21.49% p.a.
55
$55.00
none
none
none
$15.00
2%, Min $2.50
3.00%
$2.00
$10.50
$0.00
$10.00
2.0
1
none
Apple Pay, Google Pay, PayID, Samsung Pay
Great for ease of use, but nothing to gain in regards to bonuses.
Read full reviewGreat for ease of use, but nothing to gain in regards to bonuses.
Interest free balance transfers
Read full reviewInterest free balance transfers
On the whole good customer service. Banking options explained well.
Read full reviewOn the whole good customer service. Banking options explained well.
They have closed a few CBD branches.
Read full reviewThey have closed a few CBD branches.
Great card, easy to deal with bank, always no hassle.
Read full reviewGreat card, easy to deal with bank, always no hassle.
BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.
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