Thumbnail icon for BankSA

BankSA Vertigo

Purchase rate
13.99% p.a.
Balance transfer rate
0% p.a. for 18 months and then 21.49% p.a.
Annual fees
$55
Interest free days on purchases
55

Mozo editorial review BankSA Vertigo

Last updated: 4 October 2019.

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What's hot
  • 0% balance transfer rate for first 18 months
  • Up to 55 interest free days
  • 13.99% purchase rate
What's not
  • 21.49% cash advance rate
Mozo snapshot

If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with a 0% balance transfer rate for 18 months. There’s also up to 55 interest free days, a 13.99% purchase rate and a $55 annual fee that make this a pretty budget-friendly piece of plastic.

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Key features

The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag. It comes with a relatively low annual fee of $55 and interest rate of 13.99%. And what's more, you'll get up to 55 interest free days each month before you pay any interest at all.

For cardholders wanting to get a handle on a lingering balance, one of the best features that the BankSA Vertigo credit card is equipped with is the 18 months of 0% balance transfer rate. So, if you’re looking to blast your credit card debt, this offer gives you some breathing room to pay it off, before you start to pay any interest on it.

Want to share the card with a significant other? No problem! You can get an additional cardholder, for no additional fee.

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Who is it good for

The BankSA Vertigo is great for someone who is looking to blast existing credit card debt with the 18 months 0% balance transfer offer, or just wants a low cost piece of plastic for everyday spending.

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Any catches

While the balance transfer rate is 0% for the first 18 months, after that it’ll shoot up to the balance transfer rate of 21.49% for any lingering balance, which is a rate you want to avoid paying. So make sure you have a payment plan in place to clear your balance before the zero interest period runs out.

Details

Rates and fees information correct as at 29 May 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 13.99% p.a.

  • none

  • 0% p.a. for 18 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are BankSA credit cards rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.2/10
Features
5.4/10
Customer service
6.8/10
Convenience
7.6/10
Trust
7.3/10

Latest reviews of BankSA Vertigo

  • Overall 5/10
    Easy to get but there are no bonuses.

    Great for ease of use, but nothing to gain in regards to bonuses.

    Read full review

    Great for ease of use, but nothing to gain in regards to bonuses.

    Price
    3/10
    Features
    1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Tarryn, South Australia reviewed 6 months ago
  • Overall 6/10
    Good

    Interest free balance transfers

    Read full review

    Interest free balance transfers

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    5/10
    Less
    Terri, Victoria reviewed over 4 years ago
  • Overall 9/10
    Friendly customer service. Reasonable interest.

    On the whole good customer service. Banking options explained well.

    Read full review

    On the whole good customer service. Banking options explained well.

    Price
    10/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Marina, South Australia reviewed over 4 years ago
  • Overall 4/10
    No incentive for loyalty from customers

    They have closed a few CBD branches.

    Read full review

    They have closed a few CBD branches.

    Price
    2/10
    Features
    2/10
    Customer service
    4/10
    Convenience
    2/10
    Trust
    3/10
    Less
    Tina, South Australia reviewed over 4 years ago
  • Overall 8/10
    Great card

    Great card, easy to deal with bank, always no hassle.

    Read full review

    Great card, easy to deal with bank, always no hassle.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Jacinda, South Australia reviewed almost 5 years ago
BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

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