Breeze Platinum Mastercard card image

Bankwest Breeze Platinum Mastercard

Advertiser disclosure
Purchase rate
0% p.a. for 15 months then 9.90% p.a.
Balance transfer rate
0% p.a. for 15 months and then 9.90% p.a.
Annual fees
$69 $0 in the first year
Interest free days on purchases
55
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Mozo editorial review Bankwest Breeze Platinum Mastercard

Last updated: 29 April 2021.

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What's hot
  • 0% p.a. on balance transfers for 15 months, then 9.90% p.a. thereafter
  • No annual fee for the first year (then $69)
  • Double 2020 Mozo Experts Choice Award winner
  • 0% p.a. on purchases for 15 months, then 9.90% p.a. thereafter
What's not
  • 21.99% cash advance rate
Mozo snapshot

The Bankwest Breeze Platinum Mastercard ticks all the right boxes for an everyday spender or those with an existing credit card balance, with a balance transfer offer of 0% p.a. for 15 months (0% BT fee applies), then an ongoing balance transfer rate of 9.90% p.a. thereafter. Plus, pay no interest on purchases for over a year (reverts to 9.90% p.a. after 15 months). You'll also enjoy platinum benefits with no foreign transaction fees on online or overseas purchases. The offer is available to new Breeze Mastercard customers only and is for a limited time. Other fees, T&Cs apply. 

The Bankwest Breeze Platinum Mastercard Platinum Mastercard was also awarded two Mozo Experts Choice Awards in 2020 for best Low Rate Platinum Credit Card and best Balance Transfer Platinum Credit Card.

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Key features

The Bankwest Breeze Platinum Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 15 months to help get on top of your credit card balance and clear some debt from an old card. You can also benefit from 0% p.a on purchases for the first 15 months, then reverting to a low ongoing purchase rate of 9.90% p.a.

Plus, there’s no annual fee for the first year and $69 each year after. You can also use this card to pay via Google Pay, Apple Pay or Bankwest’s Mozo Experts Choice winning payment ring, the Bankwest Halo.

Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $1,000 but one to definitely remember around sale time.

Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.




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Who is it good for

With both an intro balance transfer and purchase rate offer, the Bankwest Breeze Platinum Mastercard could be a good pick for anyone looking to use their credit card to make everyday purchases and consolidate their credit card debt. 
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Any catches

Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.

Details

Rates and fees information correct as at 24 June 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 9.90% p.a.

  • 0% p.a. for 15 months

  • 0% p.a. for 15 months and then 9.90% p.a.

  • no

  • 21.99% p.a.

  • 55

Fees
  • $69.00

  • $0 in the first year

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 0%

  • $2.50

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • 0% interest on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Pay, Payment Ring

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Breeze Platinum Mastercard

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About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

See Bankwest credit cards