Breeze Platinum Mastercard card image

Bankwest Breeze Platinum Mastercard

Advertiser disclosure
Purchase rate
0% p.a. for 15 months then 9.90% p.a.
Balance transfer rate
0% p.a. for 15 months and then 9.90% p.a.
Annual fees
$69 $0 in the first year
Interest free days on purchases

Mozo editorial review Bankwest Breeze Platinum Mastercard - last updated: 14 July 2022

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What's hot
  • 0% p.a. on balance transfers for 15 months, then 9.90% p.a. thereafter
  • First-year annual fee waived (then $69)
  • 2022 Mozo Experts Choice Award winner
What's not
  • 21.99% cash advance rate
Mozo snapshot

The Bankwest Breeze Platinum Mastercard ticks all the right boxes for an everyday spender or those with an existing credit card balance, with a balance transfer offer of 0% p.a. for 15 months (0% BT fee applies), then an ongoing balance transfer rate of 9.90% p.a. thereafter. Plus, pay no interest on purchases for over a year (reverts to 9.90% p.a. after 15 months). You'll also enjoy platinum benefits with no foreign transaction fees on online or overseas purchases. The offer is available to new Breeze Mastercard customers only and is for a limited time. Other fees, T&Cs apply. 

This product also took out three awards in the 2022 Mozo Experts Choice Travel Money Award, winning an award in the Travel Credit Card category, the Platinum Travel Credit Card category and the Low Rate Travel Credit Card category.  

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Key features

The Bankwest Breeze Platinum Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 15 months to help get on top of your credit card balance and clear some debt from an old card. You can also benefit from 0% p.a on purchases for the first 15 months, then reverting to a low ongoing purchase rate of 9.90% p.a.

Plus, the annual fee is waived for the first year and reverts to $69 each year after. You can also use this card to pay via Google Pay or Apple Pay.

Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $1,000 but one to definitely remember around sale time.

Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.

Bankwest is also allowing customers to pay off purchases with their easy installment purchase plan.

Who is it good for

With both an intro balance transfer and purchase rate offer, the Bankwest Breeze Platinum Mastercard could be a good pick for anyone looking to use their credit card to make everyday purchases and consolidate their credit card debt. 
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Any catches

Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.


Rates and fees information correct as at 17 August 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

9.90% p.a.

0% p.a. for 15 months

0% p.a. for 15 months and then 9.90% p.a.


21.99% p.a.




$0 in the first year




2%, Min $4.00









0% interest on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

Annual fee is waived in the first year and will be payable in subsequent years in advance on each anniversary date of card opening. In instances where the first year annual fee is charged to the account, this will be refunded within 30 days. Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.

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