This product also took out three awards in the 2023 Mozo Experts Choice Travel Money Award, winning an award in the Travel Credit Card category, the Platinum Travel Credit Card category and the Low Rate Travel Credit Card category. In addition, this card won two awards in the 2023 Mozo Experts Choice Awards for credit cards for best Low Rate Premium Credit Card and best Balance Transfer Platinum Credit Card.
The Bankwest Breeze Platinum Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 12 months to help get on top of your credit card balance and clear some debt from an old card. You can also benefit from 0% p.a on purchases for the first 12 months, then reverting to a low ongoing purchase rate of 12.99% p.a.
With an annual fee of $69, you can also use this card to pay via Google Pay or Apple Pay.
Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $1,000 but one to definitely remember around sale time.
Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.
Bankwest is also allowing customers to pay off purchases with their easy installment purchase plan.Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.
12.99% p.a. |
|
0% p.a. for 12 months |
|
0% p.a. for 12 months and then 12.99% p.a. (2.00% balance transfer fee) |
|
no |
|
21.99% p.a. |
|
55 |
$69.00 |
|
none |
|
none |
|
none |
|
$25.00 |
|
3%, Min $4 |
|
0% |
|
$1.25 |
|
$0.00 |
|
$0.00 |
$20.00 |
|
2.0 |
|
3 |
|
0% interest on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit. |
Apple Pay, Google Wallet
Travel Insurance,
Extended Warranty,
Purchase Protection
Annual fee is waived in the first year and will be payable in subsequent years in advance on each anniversary date of card opening. In instances where the first year annual fee is charged to the account, this will be refunded within 30 days. Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.
I love Bankwest. We’ve been together and we’ve broken up and made up a few times. As I get older I have realised the nature of the beast / banks and have come to really love Bankwest. They have amazing customer service and really do look out for me.
Read full reviewI love Bankwest. We’ve been together and we’ve broken up and made up a few times. As I get older I have realised the nature of the beast / banks and have come to really love Bankwest. They have amazing customer service and really do look out for me.
Extremely helpful with everything. And customer support was superb. Have already recommended them to quite a few of my friends.
Read full reviewExtremely helpful with everything. And customer support was superb. Have already recommended them to quite a few of my friends.
Easy to access but fees are still too high.
Read full reviewEasy to access but fees are still too high.
Not happy with my bank.
Read full reviewNot happy with my bank.
I have been satisfied on many occasions from when I walk in to the moment I walk out.
Read full reviewI have been satisfied on many occasions from when I walk in to the moment I walk out.
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year