Bankwest Breeze Platinum Mastercard
9.90% p.a.
0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
n/a
Bankwest Breeze Platinum Mastercard
9.90% p.a.
0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
n/a
9.90% p.a.
0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
n/a
Mozo Review Bankwest Breeze Platinum Mastercard Review
Last updated: 9 September 2019.
What's hot:
Low ongoing 9.90% purchase rate
Complimentary travel insurance
Multiple 2019 Mozo Experts Choice Award winner
What's not:
$99 annual fee
Mozo snapshot:
The Bankwest Breeze Platinum Mastercard ticks all the right boxes for an everyday spender, with a low 9.90% ongoing interest rate and minimal fees. Add in no foreign exchange fees on online or international purchases as well as complimentary travel insurance, and this one really is an all rounder.
In fact, not only was Bankwest named 2019 Travel Credit Card Provider of the Year, the Breeze Platinum Mastercard was awarded three Mozo Experts Choice Awards in 2019 for best Travel Credit Card, best Platinum Travel Credit Card and best Low Rate Travel Credit Card.
Key features:
The Bankwest Breeze Platinum Mastercard comes with a low ongoing purchase rate of 9.90% for everyday spending, plus no annual fee in the first year ($99 after that) to keep your budget looking healthy. You can also use this card to pay via Google Pay and Bankwest's Mozo Experts Choice winning payment ring, the Bankwest Halo.
If you're looking to rid yourself of a niggling credit card balance, there's 0% p.a. on balance transfers for 6 months on offer, to help you get back on track.
So what makes this a platinum piece of plastic? Well, for starters, the Breeze Platinum Mastercard is one of the few credit cards in the market that doesn't charge foreign exchange fees on purchases so you can put those savings towards more shopping or holiday fun. Many cards charge around 3% fees on foreign exchange purchases, so over a 10 day overseas holiday this can add up to several hundreds of dollars in savings.
You'll also get complimentary international travel insurance for you and the family if you use your card to purchase return tickets. Coverage includes unlimited medical, 6 month travel period, high $30,000 limit for loss, theft or damage and rental car excess.
Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the relatively new purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $500 but one to definitely remember around sale time.
Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.
Who it's good for:
The Bankwest Breeze Platinum Mastercard is a good pick for travellers, since there's no foreign transaction fees to worry about, plus free travel insurance. And if you're travelling on a budget, having no annual fee in the first year and a super low purchase rate are also big benefits, at home and abroad.
Any catches?
Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.
Details
Rates and fees information correct as at 20 October 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
9.90% p.a.
-
none
-
0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)
-
no
-
21.99% p.a.
-
55
Fees
-
$99.00
-
$0 in the first 1 year
-
none
-
none
-
$25.00
-
2%, Min $4.00
-
0%
-
$7.50
-
$12.00
-
$0.00
Features
-
$20.00
-
2.0
-
3
-
none
Payment options
Apple Pay, Google Pay, Payment Ring
Rewards privileges
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Customer Reviews
How are Bankwest credit cards rated by the Mozo community?
Latest reviews of Bankwest Breeze Platinum Mastercard
- Overall5/10
Not happy
Not happy with my bank.
Read full review
Not happy with my bank.
Price-1/10Features-1/10Customer service7/10Convenience7/10Trust7/10Less
Cathryn | Western Australia
reviewed about 1 year ago
- Overall10/10
Excellent delivery and service
I have been satisfied on many occasions from when I walk in to the moment I walk out.
Read full review
I have been satisfied on many occasions from when I walk in to the moment I walk out.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Matthew | Western Australia
reviewed almost 3 years ago
- Overall6/10
Interest rates too high but great customer service
Credit card interest rates are too high across the board. Customer service is excellent.
Read full review
Credit card interest rates are too high across the board. Customer service is excellent.
Price5/10Features5/10Customer service9/10Convenience7/10Trust5/10Less
Kaye | Victoria
reviewed about 4 years ago
- Overall10/10
Good value credit card
Good benefits such as no foreign transaction fees and extended warranty on purchases.
Read full review
Good benefits such as no foreign transaction fees and extended warranty on purchases.
Price9/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Shibaun | New South Wales
reviewed over 4 years ago
- Overall8/10
Great 0% balance transfer
Transferred my ANZ credit card balance to Bank West when they were offering a 0% for 13 months...
Read full review
Transferred my ANZ credit card balance to Bank West when they were offering a 0% for 13 months last year. I have repaid it in full this week and saved myself around $1,500 in the process. Great service, very helpful when I called them.
Price10/10Features5/10Customer service9/10Convenience10/10Trust8/10Less
Jean yves | Tasmania
reviewed over 4 years ago
About Bankwest
Bankwest is the bank best known for Making Banking Easier, an initiative which aims to make banking a more positive experience. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the Bankwest brand. So if you like the sound of Making Banking Easier, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
Promoted
Bankwest
More Platinum Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$160
Promoted
Bankwest
More Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$100
Promoted
Bankwest
Zero Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
Promoted
Bankwest
Breeze Mastercard
9.90% p.a.
0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)
$79 $0 in the first year
Promoted
Bankwest
Zero Platinum Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
Promoted
Bankwest
More World Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$270
Promoted
Qantas Money
Qantas Premier Everyday
0% p.a. for 12 months and then 21.99% p.a.
19.99% p.a.
$49 $29 in the first year
Promoted
Citi
Rewards Platinum Credit Card (Balance Transfer)
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
21.49% p.a.
$199 $0 in the first year
Promoted
American Express
Qantas Ultimate Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$450
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $199 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
Promoted
Citi
Rewards Platinum Credit Card (Bonus Points)
0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)
21.49% p.a.
$149 $49 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped
19.99% p.a.
$299 $199 in the first year
Promoted
American Express
Qantas Ultimate Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$450
Promoted
Citi
Rewards Platinum Credit Card (Bonus Points)
1 point per dollar on Visa, up to $10,000 per month
21.49% p.a.
$149 $49 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
20.74% p.a.
$129 $64 in the first year
Promoted
ANZ
Frequent Flyer Black
1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped
20.24% p.a.
$425
Promoted
Qantas Money
Qantas Premier Everyday
0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped
19.99% p.a.
$49 $29 in the first year
Promoted
Citi
Platinum Credit Card (Purchase Rate)
1 point per dollar on Visa, up to $10,000 per month
21.49% p.a.
$149 $49 in the first year
Promoted
American Express
Velocity Escape Card
0.75 points per dollar on Amex, uncapped
20.74% p.a.
$0
Promoted
Citi
Rewards Platinum Credit Card (Balance Transfer)
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
$199 $0 in the first year
21.49% p.a.
Promoted
Qantas Money
Qantas Premier Everyday
0% p.a. for 12 months and then 21.99% p.a.
$49 $29 in the first year
19.99% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
$299 $199 in the first year
19.99% p.a.
Promoted
Citi
Platinum Credit Card (Purchase Rate)
0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
0% p.a. for 13 months then 21.49% p.a.
Promoted
HSBC
Platinum Credit Card (Special Offer)
0% p.a. for 22 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
0% p.a. for 12 months then 19.99% p.a.
Promoted
American Express
Velocity Escape Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$0
20.74% p.a.
Promoted
Citi
Clear Platinum Credit Card
0% p.a. for 9 months then 14.99% p.a.
$99 $0 in the first year
0% p.a. for 9 months and then 22.24% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
0% p.a. for 6 months and then 20.99% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
9.90% p.a.
$99 $0 in the first year
0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)
Promoted
NAB
Low Fee Card
19.74% p.a.
$30
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
Promoted
Citi
Clear Platinum Credit Card
0% p.a. for 9 months then 14.99% p.a.
0% p.a. for 9 months and then 22.24% p.a.
$99 $0 in the first year
Promoted
Citi
Platinum Credit Card (Purchase Rate)
0% p.a. for 13 months then 21.49% p.a.
0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
Promoted
HSBC
Platinum Credit Card (Special Offer)
0% p.a. for 12 months then 19.99% p.a.
0% p.a. for 22 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
HSBC
Platinum Credit Card
0% p.a. for 12 months then 19.99% p.a.
0% p.a. for 12 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
