Breeze Platinum Mastercard card image
Mini meca 2023

Bankwest Breeze Platinum Mastercard

Advertiser disclosure
Purchase rate
0% p.a. for 12 months then 12.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 12.99% p.a. (2.00% balance transfer fee)
Annual fees
$69
Interest free days on purchases
55

Mozo editorial review Bankwest Breeze Platinum Mastercard - last updated: 10 November 2023

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What's hot
  • 0% p.a. on balance transfers for 12 months, then 12.99% p.a. thereafter (2% BT fee).
  • 2023 Mozo Experts Choice Award winner
What's not
  • 21.99% cash advance rate
Mozo snapshot

The Bankwest Breeze Platinum Mastercard ticks all the right boxes for an everyday spender or those with an existing credit card balance, with a balance transfer offer of 0% p.a. for 12 months (2% BT fee applies), then an ongoing balance transfer rate of 12.99% p.a. thereafter. Plus, pay no interest on purchases for over a year (reverts to 12.99% p.a. after 12 months). You'll also enjoy platinum benefits with no foreign transaction fees on online or overseas purchases. The offer is available to new Breeze Mastercard customers only and is for a limited time. Other fees, T&Cs apply. 

This product also took out three awards in the 2023 Mozo Experts Choice Travel Money Award, winning an award in the Travel Credit Card category, the Platinum Travel Credit Card category and the Low Rate Travel Credit Card category. In addition, this card won two awards in the 2023 Mozo Experts Choice Awards for credit cards for best Low Rate Premium Credit Card and best Balance Transfer Platinum Credit Card. 

Bankwest's payment plan, "Easy Instalment Purchase Plan" which is available on all credit cards also won Bankwest an award for best Credit Card Payment Plan. 


key icon
Key features

The Bankwest Breeze Platinum Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 12 months to help get on top of your credit card balance and clear some debt from an old card. You can also benefit from 0% p.a on purchases for the first 12 months, then reverting to a low ongoing purchase rate of 12.99% p.a.

With an annual fee of $69, you can also use this card to pay via Google Pay or Apple Pay.

Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $1,000 but one to definitely remember around sale time.

Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.

Bankwest is also allowing customers to pay off purchases with their easy installment purchase plan.



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Who is it good for

With both an intro balance transfer and purchase rate offer, the Bankwest Breeze Platinum Mastercard could be a good pick for anyone looking to use their credit card to make everyday purchases and consolidate their credit card debt. 
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Any catches

Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.

Details

Rates and fees information correct as at 16 July 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

12.99% p.a.

0% p.a. for 12 months

0% p.a. for 12 months and then 12.99% p.a. (2.00% balance transfer fee)

no

21.99% p.a.

55

Fees

$69.00

none

none

none

$25.00

3%, Min $4

0%

$1.25

$0.00

$0.00

Features

$20.00

2.0

3

0% interest on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Wallet

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.7/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10
Based on 1084 Bankwest credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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