The Bankwest Breeze Platinum Mastercard ticks all the right boxes for an everyday spender, with an intro purchase rate of 0% p.a. for 15 months. Add in no foreign transaction fees on online or international purchases as well as complimentary overseas travel insurance, and this one really is an all rounder.
In fact, not only was Bankwest named 2019 Travel Credit Card Provider of the Year, the Breeze Platinum Mastercard was awarded three Mozo Experts Choice Awards in 2019 for best Travel Credit Card, best Platinum Travel Credit Card and best Low Rate Travel Credit Card. It also took out a 2019 Mozo Experts Choice Credit Card Award for best Low Rate Platinum Credit Card. The offer is available to new Breeze Mastercard customers only and is for a limited time. Fees and T&Cs apply.
The Bankwest Breeze Platinum Mastercard comes with an intro purchase rate of 0% p.a. for 15 months. That makes it a hot choice for those everyday spenders as well as those looking to grab their must-have buys, plus a $99 annual fee. You can also use this card to pay via Google Pay, Apple Pay or Bankwest's Mozo Experts Choice winning payment ring, the Bankwest Halo.
If you're looking to rid yourself of a niggling credit card balance, there’s also a 2.99% on balance transfers for 9 months (0% BT fee applies), to help you get back on track.
So what makes this a platinum piece of plastic? Well, for starters, the Breeze Platinum Mastercard is one of the few credit cards in the market that doesn't charge foreign transaction fees on purchases so you can put those savings towards more shopping or holiday fun. Many cards charge around 3% fees on foreign exchange purchases, so over a 10 day overseas holiday this can add up to several hundreds of dollars in savings. Last but not least, you can also get complimentary international travel insurance for you and the family.
Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $1,000 but one to definitely remember around sale time.
Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.
With its 0% p.a. intro purchase rate offer for 15 months, the Bankwest Breeze Platinum Mastercard could be a good pick for anyone looking to use their card to make a few purchases while having plenty of time to pay them off.
Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.
12.99% p.a.
0% p.a. for 15 months
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
no
21.99% p.a.
55
$99.00
none
none
none
$25.00
2%, Min $4.00
0%
$2.50
$0.00
$0.00
$20.00
2.0
3
Introductory rate on purchases and balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.
Apple Pay, Google Pay, Payment Ring
Travel Insurance,
Extended Warranty,
Purchase Protection
I love Bankwest. We’ve been together and we’ve broken up and made up a few times. As I get older I have realised the nature of the beast / banks and have come to really love Bankwest. They have amazing customer service and really do look out for me.
Read full reviewI love Bankwest. We’ve been together and we’ve broken up and made up a few times. As I get older I have realised the nature of the beast / banks and have come to really love Bankwest. They have amazing customer service and really do look out for me.
Extremely helpful with everything. And customer support was superb. Have already recommended them to quite a few of my friends.
Read full reviewExtremely helpful with everything. And customer support was superb. Have already recommended them to quite a few of my friends.
Easy to access but fees are still too high.
Read full reviewEasy to access but fees are still too high.
Not happy with my bank.
Read full reviewNot happy with my bank.
I have been satisfied on many occasions from when I walk in to the moment I walk out.
Read full reviewI have been satisfied on many occasions from when I walk in to the moment I walk out.
Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
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$160
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19.99% p.a.
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$100
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17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
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2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
$79
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17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
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19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$270
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11.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
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19.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$149 $0 in the first year
Life Rich Rewards
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19.99% p.a.
0% p.a. for 18 months and then 21.99% p.a.
$299 $199 in the first year
Qantas Frequent Flyer
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Qantas Ultimate Card
20.74% p.a.
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$450
Qantas Frequent Flyer
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0% p.a. for 15 months then 12.99% p.a.
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
$79
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17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
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20.74% p.a.
No current offer
$395
Membership Rewards
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Life Rich Rewards
$149 $0 in the first year
No current offer
1 point up to 100,000 points/year
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Qantas Ultimate Card
Qantas Frequent Flyer
$450
80,000
1.25 points uncapped
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Qantas Premier Platinum
Qantas Frequent Flyer
$299 $199 in the first year
80,000
1 point up to $10,000/month, then
0.5 points uncapped
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NAB
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250
30,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
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Platinum Edge Credit Card
Membership Rewards
$195
No current offer
1 point uncapped
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Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
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Citi Rewards Program
$199 $0 in the first year
No current offer
1 point up to $10,000/month
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0% p.a. for 13 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
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Breeze Mastercard
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
0% p.a. for 15 months then 12.99% p.a.
$79
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0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $199 in the first year
Qantas Frequent Flyer
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Zero Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
17.99% p.a.
$0
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Rewards Credit Card
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
21.49% p.a.
$199 $0 in the first year
Citi Rewards Program
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Breeze Platinum Mastercard
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
0% p.a. for 15 months then 12.99% p.a.
$99
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Zero Platinum Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
17.99% p.a.
$0
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Bank First
Visa Classic Credit Card
0% p.a. for 6 months and then 12.54% p.a.
0% p.a. for 6 months then 12.54% p.a.
$0
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Low Rate Credit Card
11.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
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Breeze Mastercard
0% p.a. for 15 months then 12.99% p.a.
2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
$79
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0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$59
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$0
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11.99% p.a.
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10.49% p.a.
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11.99% p.a.
0% p.a. for 6 months and then 11.99% p.a.
$89