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Bankwest Zero Platinum Mastercard

Purchase rate
17.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 17.99% p.a.
Annual fees
$0
Interest free days on purchases
55
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Mozo editorial review Bankwest Zero Platinum Mastercard

Last updated: 30 October 2019.

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What's hot
  • 2019 Travel Credit Card Provider of the Year
  • Multiple Mozo Experts Choice Awards 2019
  • No annual fee
  • Premium perks for free
What's not
  • $25 late payment fee
Mozo snapshot

The Bankwest Zero Platinum Credit Card took out a 2019 Mozo Experts Choice Award for best No Annual Fee Platinum Credit Card and two 2019 Travel Money Awards for best Travel Credit Card and best Platinum Travel Credit Card. So what makes it a top credit card for your wallet, and our judges 2019 Travel Credit Card Provider of the Year? 

Well no annual fee, up to 55 interest free days and no foreign exchange margin on international purchases helps. Plus for no extra cost you'll get top premium benefits like complimentary overseas travel insurance, interstate flight inconvenience insurance and price guarantee insurance.

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Key features

The Bankwest Zero Platinum Credit Card has a standard purchase rate of 17.99% p.a. but comes with up to 55 interest free days. It has no annual fee which really sets it apart from many other platinum cards in the market and it's a great card to take travelling or use when shopping online as there is no foreign transaction fee.

If you have debt on another card you want to transfer over there is a 2.99% p.a. balance transfer offer for 9 months, after which any remaining balance will revert to the standard 17.99% p.a. purchase rate.

The platinum perks of the Zero Platinum card include complimentary overseas travel insurance for you and the family. You'll be covered for the basics, but there are some policy limits and exclusions so be sure to check out the policy details before travelling.

The card also has extended warranty, purchase security and price guarantee insurance, which means that if you find a cheaper printed purchase price within 21 days you can claim the difference (minimum of $75).


 

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Who is it good for

This is a great card for fee haters and for shoppers that will get the most out of the free insurance coverage offered with the card.

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Any catches

Be sure to automate your payments or set up "Easy Alerts" notifications in your Bankwest app, or you could be up for a $25 late payment fee.

Details

Rates and fees information correct as at 21 September 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 17.99% p.a.

  • none

  • 2.99% p.a. for 9 months and then 17.99% p.a.

  • no

  • 21.99% p.a.

  • 55

Fees
  • $0.00

  • none

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 0%

  • $2.50

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • none

Payment options

Apple Pay, Google Pay, Payment Ring

Rewards privileges

Extended Warranty,
Purchase Protection,
Overseas Travel Insurance

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Zero Platinum Mastercard

  • Overall 8/10
    Good account options and great customer service.

    I use my Zero Platinum Mastercard for almost all purchases. The app allows me to track my spending, and how much I need to pay to avoid interest fees. So easy.

    Read full review

    I use my Zero Platinum Mastercard for almost all purchases. The app allows me to track my spending, and how much I need to pay to avoid interest fees. So easy.

    Price
    8/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Nicholas, Western Australia reviewed 3 months ago
  • Overall 10/10
    Fee free.

    No international transaction fees makes this the perfect card for travel and online shopping.

    Read full review

    No international transaction fees makes this the perfect card for travel and online shopping.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Susan, Queensland reviewed 4 months ago
  • Overall 7/10
    Good for travel.

    Difficult to deal with when I lost my credit card.

    Read full review

    Difficult to deal with when I lost my credit card.

    Price
    10/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    6/10
    Trust
    10/10
    Less
    Terry, Victoria reviewed 6 months ago
  • Overall 9/10
    Great product, value and service. Easy to use.

    Love this product. Easy to use card, internet banking is user friendly and regular 0% balance transfer offers.

    Read full review

    Love this product. Easy to use card, internet banking is user friendly and regular 0% balance transfer offers.

    Price
    5/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    9/10
    Less
    Sonja, New South Wales reviewed 10 months ago
  • Overall 9/10
    Zero annual fee or overseas transaction fees

    I got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. The application process was pretty smooth and Bankwest have been easy to deal with. I don't pay interest on my credit card so don't need to worry about the rate, but I think it is pretty high. I'd say this is a good card for those who are good at managing their credit card spending and paying it off on time, and don't want to be hit with annoying fees.

    Read full review

    I got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. The application process was pretty smooth and Bankwest have been easy to deal with. I don't pay interest on my credit card so don't need to worry about the rate, but I think it is pretty high. I'd say this is a good card for those who are good at managing their credit card spending and paying it off on time, and don't want to be hit with annoying fees.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Karen, New South Wales reviewed almost 3 years ago
Bankwest

About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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