The Bankwest Zero Platinum Credit Card has a standard purchase rate of 17.99% but comes with up to 55 interest free days. It has no annual fee which really sets it apart from many other platinum cards in the market and it's a great card to take travelling or use when shopping online as there is no foreign exchange fee.
If you have debt on another card you want to transfer over there is a 2.99% balance transfer offer for 9 months, after which any remaining balance will revert to the standard 17.99% purchase rate.
The platinum perks of the Zero Platinum card include complimentary travel insurance for you and the family, when you purchase return tickets using your card. There are some policy limits so be sure to check out the policy details before travelling but it includes unlimited medical and is valid for trips up to 6 months long.
The card also has extended warranty, purchase security and price protection insurance, which means that if you find a cheaper printed purchase price within 21 days you can claim the difference (minimum of $75).
And with a complimentary concierge service, if you find yourself in need of a restaurant, last minute gift, dentist or get away, you can give your personal assistant a call anytime of the day or night to help.
Who it's good for:
This is a great card for fee haters and for shoppers that will get the most out of the free insurance coverage offered with the card.
Be sure to automate your payments or set up "Easy Alerts" notifications in your Bankwest app, or you'll be up for a $25 late payment fee.