Bankwest Zero Platinum Mastercard

17.99% p.a.

2.99% p.a. for 9 months and then 17.99% p.a.

$0

n/a

Bankwest Zero Platinum Mastercard

17.99% p.a.

2.99% p.a. for 9 months and then 17.99% p.a.

$0

n/a

Mozo Review   Bankwest Zero Platinum Mastercard Review

Last updated: 14 August 2018.

What's hot:
  • Multiple Mozo Experts Choice Awards 2018

  • Premium perks for free

  • No annual fee

What's not:
  • $25 late payment fee

Mozo snapshot:

The Bankwest Zero Platinum Credit Card took out two 2018 Mozo Experts Choice Travel Money Awards for best value Travel Credit Card and Platinum Travel Credit Card. What makes it a top travel credit card for your wallet? No annual fee, up to 55 interest free days and no foreign exchange margin on international purchases. Plus for no extra cost you'll get top premium benefits like complimentary travel insurance, concierge, interstate flight inconvenience insurance and price guarantee insurance.

Key features:

The Bankwest Zero Platinum Credit Card has a standard purchase rate of 17.99% but comes with up to 55 interest free days. It has no annual fee which really sets it apart from many other platinum cards in the market and it's a great card to take travelling or use when shopping online as there is no foreign exchange fee.

If you have debt on another card you want to transfer over there is a 2.99% balance transfer offer for 9 months, after which any remaining balance will revert to the standard 17.99% purchase rate.

The platinum perks of the Zero Platinum card include complimentary travel insurance for you and the family, when you purchase return tickets using your card. There are some policy limits so be sure to check out the policy details before travelling but it includes unlimited medical and is valid for trips up to 6 months long.

The card also has extended warranty, purchase security and price protection insurance, which means that if you find a cheaper printed purchase price within 21 days you can claim the difference (minimum of $75). 

And with a complimentary concierge service, if you find yourself in need of a restaurant, last minute gift, dentist or get away, you can give your personal assistant a call anytime of the day or night to help.


 

Who it's good for:

This is a great card for fee haters and for shoppers that will get the most out of the free insurance coverage offered with the card.

Any catches?

Be sure to automate your payments or set up "Easy Alerts" notifications in your Bankwest app, or you could be up for a $25 late payment fee.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 17.99% p.a.

  • none

  • 2.99% p.a. for 9 months and then 17.99% p.a.

  • no

  • 21.99% p.a.

  • 55

Fees
  • $0.00

  • none

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 0%

  • $7.50

  • $12.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • none

Payment options

Google Pay, Payment Ring

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

Concierge, Travel Insurance, Extended Warranty, Purchase Protection

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall customer rating
7.4/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.4/10

Latest reviews of Bankwest Zero Platinum Mastercard

  • Overall
    9/10
    Zero annual fee or overseas transaction fees

    I got this credit card because it has no annual fee and no transaction fees for international...

    I got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. The application process was pretty smooth and Bankwest have been easy to deal with. I don't pay interest on my credit card so don't need to worry about the rate, but I think it is pretty high. I'd say this is a good card for those who are good at managing their credit card spending and paying it off on time, and don't want to be hit with annoying fees.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Karen | New South Wales

    reviewed 10 months ago

  • Overall
    7/10
    Good product with transparent, reasonable pricing

    Good product with transparent, reasonable pricing.

    Good product with transparent, reasonable pricing.

    Price
    7/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    9/10

    Luke | Northern Territory

    reviewed over 2 years ago

  • Overall
    10/10
    Great Bank with excellent products

    This bank has credit cards with no annual fee, no at fees when using it to access your savings...

    This bank has credit cards with no annual fee, no at fees when using it to access your savings account at major ATMs throughout Australia and no international conversion fees when purchasing overseas products and includes travel insurance.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Annette | New South Wales

    reviewed almost 3 years ago

  • Overall
    9/10
    Excellent product and service.

    Excellent service, easy application, great value card. Got it to travel overseas as it was the...

    Excellent service, easy application, great value card. Got it to travel overseas as it was the only provider that didn't charge overseas transaction fees, card worked well, updates online your balance instantly which is excellent for tracking spending.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    8/10

    Erik | Victoria

    reviewed almost 3 years ago

  • Overall
    9/10
    Great all round card and great for travel

    No foreign transaction fees, Great insurance when purchasing return tickets on card. No annual fee.

    No foreign transaction fees, Great insurance when purchasing return tickets on card. No annual fee.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10

    Colin | Western Australia

    reviewed over 3 years ago

Bankwest

About Bankwest

Bankwest is the bank best known for Making Banking Easier, an initiative which aims to make banking a more positive experience. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the Bankwest brand. So if you like the sound of Making Banking Easier, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

See Bankwest credit cards