Bankwest Zero Platinum Mastercard
Bankwest Zero Platinum Mastercard
Mozo Review Bankwest Zero Platinum Mastercard Review
Last updated: 18 October 2018.
What's hot:
Multiple Mozo Experts Choice Awards 2018
Premium perks for free
No annual fee
What's not:
$25 late payment fee
Mozo snapshot:
The Bankwest Zero Platinum Credit Card took out a Mozo Experts Choice No Annual Fee Platinum Credit Card award and two 2018 Travel Money Awards for best value Travel Credit Card and Platinum Travel Credit Card. What makes it a top travel credit card for your wallet? No annual fee, up to 55 interest free days and no foreign exchange margin on international purchases. Plus for no extra cost you'll get top premium benefits like complimentary travel insurance, concierge, interstate flight inconvenience insurance and price guarantee insurance.
Key features:
The Bankwest Zero Platinum Credit Card has a standard purchase rate of 17.99% but comes with up to 55 interest free days. It has no annual fee which really sets it apart from many other platinum cards in the market and it's a great card to take travelling or use when shopping online as there is no foreign exchange fee.
If you have debt on another card you want to transfer over there is a 2.99% balance transfer offer for 9 months, after which any remaining balance will revert to the standard 17.99% purchase rate.
The platinum perks of the Zero Platinum card include complimentary travel insurance for you and the family, when you purchase return tickets using your card. There are some policy limits so be sure to check out the policy details before travelling but it includes unlimited medical and is valid for trips up to 6 months long.
The card also has extended warranty, purchase security and price protection insurance, which means that if you find a cheaper printed purchase price within 21 days you can claim the difference (minimum of $75).
And with a complimentary concierge service, if you find yourself in need of a restaurant, last minute gift, dentist or get away, you can give your personal assistant a call anytime of the day or night to help.
Who it's good for:
This is a great card for fee haters and for shoppers that will get the most out of the free insurance coverage offered with the card.
Any catches?
Be sure to automate your payments or set up "Easy Alerts" notifications in your Bankwest app, or you could be up for a $25 late payment fee.
Details
Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
17.99% p.a.
-
none
-
2.99% p.a. for 9 months and then 17.99% p.a.
-
no
-
21.99% p.a.
-
55
Fees
-
$0.00
-
none
-
none
-
none
-
$25.00
-
2%, Min $4.00
-
0%
-
$7.50
-
$12.00
-
$0.00
Features
-
$20.00
-
2.0
-
3
-
none
Payment options
Google Pay, Payment Ring
Rewards privileges
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Other benefits
Concierge, Travel Insurance, Extended Warranty, Purchase Protection
Customer Reviews
How are Bankwest credit cards rated by the Mozo community?
Latest reviews of Bankwest Zero Platinum Mastercard
- Overall9/10
Zero annual fee or overseas transaction fees
I got this credit card because it has no annual fee and no transaction fees for international...
Read full review
I got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. The application process was pretty smooth and Bankwest have been easy to deal with. I don't pay interest on my credit card so don't need to worry about the rate, but I think it is pretty high. I'd say this is a good card for those who are good at managing their credit card spending and paying it off on time, and don't want to be hit with annoying fees.
Price8/10Features-Customer service-Convenience-Trust-Less
Karen | New South Wales
reviewed over 1 year ago
- Overall7/10
Good product with transparent, reasonable pricing
Good product with transparent, reasonable pricing.
Read full review
Good product with transparent, reasonable pricing.
Price7/10Features5/10Customer service7/10Convenience7/10Trust9/10Less
Luke | Northern Territory
reviewed about 3 years ago
- Overall10/10
Great Bank with excellent products
This bank has credit cards with no annual fee, no at fees when using it to access your savings...
Read full review
This bank has credit cards with no annual fee, no at fees when using it to access your savings account at major ATMs throughout Australia and no international conversion fees when purchasing overseas products and includes travel insurance.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Annette | New South Wales
reviewed over 3 years ago
- Overall9/10
Excellent product and service.
Excellent service, easy application, great value card. Got it to travel overseas as it was the...
Read full review
Excellent service, easy application, great value card. Got it to travel overseas as it was the only provider that didn't charge overseas transaction fees, card worked well, updates online your balance instantly which is excellent for tracking spending.
Price10/10Features10/10Customer service10/10Convenience10/10Trust8/10Less
Erik | Victoria
reviewed over 3 years ago
- Overall9/10
Great all round card and great for travel
No foreign transaction fees, Great insurance when purchasing return tickets on card. No annual fee.
Read full review
No foreign transaction fees, Great insurance when purchasing return tickets on card. No annual fee.
Price9/10Features10/10Customer service10/10Convenience10/10Trust9/10Less
Colin | Western Australia
reviewed almost 4 years ago
About Bankwest
Bankwest is the bank best known for Making Banking Easier, an initiative which aims to make banking a more positive experience. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the Bankwest brand. So if you like the sound of Making Banking Easier, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
Promoted
Bankwest
More Platinum Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$160
Promoted
Bankwest
More Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$100
Promoted
Bankwest
Zero Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$79 $0 in the first year
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
Promoted
Bankwest
Qantas Platinum Mastercard
20.49% p.a.
2.99% p.a. for 9 months and then 20.49% p.a.
$160
Promoted
Bankwest
Qantas Mastercard
20.49% p.a.
2.99% p.a. for 9 months and then 20.49% p.a.
$100
Promoted
Bankwest
More World Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$270
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $149 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
19.99% p.a.
$49 $0 in the first year
Promoted
Citi
Platinum (Balance Transfer Offer)
0% p.a. for 26 months and then 21.74% p.a. (1.50% balance transfer fee)
20.99% p.a.
$199 $0 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
Promoted
Bankwest
Zero Platinum Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
17.99% p.a.
$0
Promoted
HSBC
Platinum Credit Card
0% p.a. for 22 months and then 21.99% p.a.
19.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
Qantas Money
Qantas Premier Platinum
1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped
19.99% p.a.
$299 $149 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
1 point per dollar on Visa, uncapped
19.99% p.a.
$49 $0 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
20.74% p.a.
$129 $64 in the first year
Promoted
HSBC
Platinum Credit Card
1 point per dollar on Visa, uncapped
19.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
Citi
Platinum (Balance Transfer Offer)
1 point per dollar on Visa, up to $10,000 per month
20.99% p.a.
$199 $0 in the first year
Promoted
American Express
Qantas Ultimate Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$450
Promoted
ANZ
Frequent Flyer Black
1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped
19.99% p.a.
$425
Promoted
HSBC
Platinum Qantas Credit Card
1 point per dollar on Visa, up to 2500 points per month, then
0.5 points per dollar on Visa, up to 7500 points per month
19.99% p.a.
$79 $0 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
$299 $149 in the first year
19.99% p.a.
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
19.99% p.a.
Promoted
Citi
Platinum (Balance Transfer Offer)
0% p.a. for 26 months and then 21.74% p.a. (1.50% balance transfer fee)
$199 $0 in the first year
20.99% p.a.
Promoted
Bankwest
Zero Platinum Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
$0
17.99% p.a.
Promoted
HSBC
Platinum Credit Card
0% p.a. for 22 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
19.99% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
0% p.a. for 6 months then 12.99% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
$99 $0 in the first year
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
$59
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
Citi
Clear Platinum
12.99% p.a.
$99 $0 in the first year
0% p.a. for 14 months and then 21.74% p.a.
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 6 months then 12.99% p.a.
$79 $0 in the first year
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
Promoted
Coles
Low Rate Mastercard
12.99% p.a.
$58
0% p.a. for 6 months and then 19.99% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$59
Promoted
Citi
Clear Platinum
12.99% p.a.
0% p.a. for 14 months and then 21.74% p.a.
$99 $0 in the first year
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$79 $0 in the first year
Promoted
Coles
Low Rate Mastercard
12.99% p.a.
0% p.a. for 6 months and then 19.99% p.a.
$58
