Citi credit cards

2.6
Based on 1,318 Citi credit card product review.
Fact Checked

Time to put a new piece of plastic in your wallet? Check out the credit card options on offer from Citi (formerly Citibank). Part of Citigroup and operating since 1985, Citi was one of the first foreign banks to start operation in Australia. 

We’ve collected all the must-knows about Citi credit cards below to help you pick the right one.

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Last updated 8 November 2024 Important disclosures

Citi credit cards

  • Premier

    Purchase rate
    21.49 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 22.24% p.a.
    Annual fee
    $300
    $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year. $150 in the first year
    Rewards program
    Citi Rewards Program
    Link not supplied

  • Premier Qantas Credit Card

    Purchase rate
    21.49 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $350
    $175 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year.
    Rewards program
    Qantas Frequent Flyer
    Link not supplied

  • Prestige

    Purchase rate
    21.49 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 22.24% p.a.
    Annual fee
    $700
    Rewards program
    Citi Rewards Program
    Link not supplied

  • Prestige - Qantas

    Purchase rate
    21.49 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 22.24% p.a.
    Annual fee
    $749
    Rewards program
    Qantas Frequent Flyer
    Link not supplied

  • Rewards - Rewards Points Offer

    Purchase rate
    21.49 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $199
    $99 in the first year
    Rewards program
    Citi Rewards Program
    Go to site

    100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval. That’s $400 when you Pay with Points! Earn up to 1 Citi reward Point per $1 on eligible transactions. Access up to 3 months complimentary International Travel Insurance and up to 14 days Domestic Travel Insurance with a Citi Rewards Credit Card when meeting eligibility criteria. Apply for a credit limit from $2,000 up to $100,000. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

  • Simplicity

    Purchase rate
    0.00 % p.a.
    For 6 months and then 21.49%
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 22.24% p.a.
    Annual fee
    $0
    Rewards program
    Link not supplied

  • Rewards - Balance Transfer and Purchases offer

    Purchase rate
    0.00 % p.a.
    For 15 months and then 21.49%
    Balance transfer rate
    0.00 % p.a.
    For 15 months and then 22.24% p.a. 2.00% balance transfer fee)
    Annual fee
    $199
    Rewards program
    Citi Rewards Program
    Go to site

    Enjoy 0% p.a. for 15 months on purchases and balance transfers. Balance transfer reverts to cash advance rate. Earn up to 1 Citi reward Point per $1 on eligible transactions. Access up to 3 months complimentary International Travel Insurance and up to 14 days Domestic Travel Insurance with a Citi Rewards Credit Card when meeting eligibility criteria. Apply for a credit limit from $2,000 up to $100,000. Balance transfer fee applies. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

  • Rewards - flybuys Offer

    Purchase rate
    0.00 % p.a.
    For 6 months and then 21.49%
    Balance transfer rate
    No current offer
    Annual fee
    $199
    Rewards program
    Citi Rewards Program
    Link not supplied

  • Rewards - Velocity Frequent Flyer Offer

    Purchase rate
    21.49 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 22.24% p.a.
    Annual fee
    $199
    Rewards program
    Citi Rewards Program
    Link not supplied

  • Premier - Cashback Offer

    Purchase rate
    21.49 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 22.24% p.a.
    Annual fee
    $300
    $150 if you spend $48,000 on eligible purchases or cash advances in previous years. $150 in the first year
    Rewards program
    Citi Rewards Program
    Link not supplied

  • Clear - Balance Transfer Offer

    Purchase rate
    14.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 28 months and then 22.24% p.a. 3.00% balance transfer fee)
    Annual fee
    $99
    Rewards program
    Link not supplied

  • Premier - Luxury Escapes Gift Card Offer

    Purchase rate
    21.49 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 22.24% p.a.
    Annual fee
    $300
    $150 if you spend $48,000 on eligible purchases or cash advances in previous year. $150 in the first year
    Rewards program
    Citi Rewards Program
    Link not supplied

  • Clear Credit Card - Balance Transfer Offer

    Purchase rate
    14.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 24 months and then 22.24% p.a. 1.50% balance transfer fee)
    Annual fee
    $99
    $49 in the first year
    Rewards program
    Go to site

    0% p.a. for 24 Months on balance transfers. 1.5% balance transfer fee applies. Rate reverts to cash advance rate. $49 annual fee in the first year, reverts to $99 thereafter. Access complimentary insurance for eligible products purchased with your Citi Clear Credit Card, including Extended Warranty Insurance and Purchase Protection Insurance. Enjoy a low ongoing variable purchase rate of 14.99% p.a. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under licence from Citigroup Inc.

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Citi credit card ratings

Overall customer rating for Citi credit cards

2.6
Based on 1,318 product review.

Customer reviews

Important disclosures

Citi products

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