Apply for a humm90 Mastercard in 10 minutes and use slick new tech for safer transactions. With a massive 110-days interest free period and no foreign transaction fees, the humm90 Mastercard could be a great option for savvy spenders. And if you sign up before 10 October 2021, you'll pay 0% interest on balance transfers for the first 36 months.
With the humm90 Mastercard, you can enjoy 110 days interest-free, but you’ll be wise to stay on top of repayments to avoid the 23.99% p.a. purchase rate and $35 late payment fee. There are a few other fees to be aware of, including a $99 annual fee, $20 new or replacement MOTION CODE™ card fee, $10 additional cardholder fee among others. Some are avoidable, but you'll have to bite the bullet on others.
An added option available to humm90 Mastercard holders is the ability to convert purchases of over $250 to a humm90wrap, which is a 9, 12 or 15 month instalment plan incurring no interest whatsoever. Keep in mind you’ll have to pay a small establishment fee for this option, which is dependent on the total amount payable.
Another feature serving travellers is the no foreign transaction fee, as well as 24/7 humm90 self-service and an overseas helpline in case of emergencies.
The credit card is also for travellers or international shoppers, offering no foreign transaction fees for online and overseas purchases.
With a high purchase rate of 23.99% p.a., you’ll want to stay on top of your repayments, especially since the card also features a late payment fee of $35.
| 23.99% p.a. | |
| none | |
| 0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee) | |
| yes | |
| 25.99% p.a. | |
| 110 |
| $99.00 | |
| none | |
| none | |
| none | |
| $35.00 | |
| 3%, min $3 | |
| 0% | |
| $2.50 | |
| $0.00 | |
| $10.00 |
| $30.00 | |
| 3.0 | |
| yes | |
| none |
Apple Pay, Google Pay, Garmin Pay
Purchase Protection
Previously known as Skye. We used Skye in flight Centre to book a Flight pre Covid, Covid hit and out flight was Canceled, we paid for Insurance so everything was Refunded to Skye, we Called in OCT 2020 to End out Card, we were told its done. Today July 31st we got a message that we owe money. Apparently the card was never canceled and a $99!!! Annual fee hit and a late fee for that hit and Interest for that hit, WITHOUT a single notice. Yet they notified that we had to pay them after all these fees hit the account. After talking to customer service (IMPOSSIBLE TO UNDERSTAND BROKEN ENGLISH AND TRASHY PHONE SERVICE) he made sure to tell us we have an outstanding balance that we have to pay to close tHe account. DO NOT USE HUMM90.
Read full reviewPreviously known as Skye. We used Skye in flight Centre to book a Flight pre Covid, Covid hit and out flight was Canceled, we paid for Insurance so everything was Refunded to Skye, we Called in OCT 2020 to End out Card, we were told its done. Today July 31st we got a message that we owe money. Apparently the card was never canceled and a $99!!! Annual fee hit and a late fee for that hit and Interest for that hit, WITHOUT a single notice. Yet they notified that we had to pay them after all these fees hit the account. After talking to customer service (IMPOSSIBLE TO UNDERSTAND BROKEN ENGLISH AND TRASHY PHONE SERVICE) he made sure to tell us we have an outstanding balance that we have to pay to close tHe account. DO NOT USE HUMM90.
Humm90 /skye/flexicard stay away from the monkeys can not say much about the customer service with a call centre in the Philippines cheap labour and high interest rates on their product sham sham sham posted in the 13/07/2021 they have no idea of how to treat the customers.
Read full reviewHumm90 /skye/flexicard stay away from the monkeys can not say much about the customer service with a call centre in the Philippines cheap labour and high interest rates on their product sham sham sham posted in the 13/07/2021 they have no idea of how to treat the customers.
One of the worst customer service I have ever experienced they are rude and argumentative. We have been having issues with direct debit and saying that it's our fault we haven’t the “correct” bank details direct debt details being inputted and then told we need to check with our bank and our balances. Wouldn’t recommend this company - phone service help was horrid and didn’t rectify the issue - just told us we don’t notify you that you have had an issue - you just find out when you open the app and see dishonoured!! And fee and charge!! they are terrible and sneaky.
Read full reviewOne of the worst customer service I have ever experienced they are rude and argumentative. We have been having issues with direct debit and saying that it's our fault we haven’t the “correct” bank details direct debt details being inputted and then told we need to check with our bank and our balances. Wouldn’t recommend this company - phone service help was horrid and didn’t rectify the issue - just told us we don’t notify you that you have had an issue - you just find out when you open the app and see dishonoured!! And fee and charge!! they are terrible and sneaky.
Very disgusting, great riper, dishonoured fees are just accumalating fast with no good reasons, even thought the payment was done before the due date, they won't take money out , they will wait till the due date is over and that's when they will send you a dishonoured fee, if the payment is not paid quickly it keeps on accumalating. What are great ripe. Please, don't go for them.
Read full reviewVery disgusting, great riper, dishonoured fees are just accumalating fast with no good reasons, even thought the payment was done before the due date, they won't take money out , they will wait till the due date is over and that's when they will send you a dishonoured fee, if the payment is not paid quickly it keeps on accumalating. What are great ripe. Please, don't go for them.
Applied for card. Received message that application was accepted and I had to enter pin to approve. Entered pin and received Humm90 system error message. For the next 4 weeks I contacted Humm90 help desk 3-4 times a week. Over 10 hours spent on the phone. I received conflicting information, wrong information and had to explain what happened multiple times. Finally received call yesterday to say they had discontinued the product and could not help me. Their customer service is appalling - I will never use again.
Read full reviewApplied for card. Received message that application was accepted and I had to enter pin to approve. Entered pin and received Humm90 system error message. For the next 4 weeks I contacted Humm90 help desk 3-4 times a week. Over 10 hours spent on the phone. I received conflicting information, wrong information and had to explain what happened multiple times. Finally received call yesterday to say they had discontinued the product and could not help me. Their customer service is appalling - I will never use again.
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
PayPal
Rewards Card
20.99% p.a.
0% p.a. for 20 months and then 20.99% p.a.
$0
PayPal Rewards
Kogan Money
Black Card
20.99% p.a.
0% p.a. for 12 months and then 21.74% p.a.
$0
Kogan Rewards Points
St.George
Vertigo
13.99% p.a.
2.99% p.a. for 15 months and then 21.49% p.a.
$55 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
NAB
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
110,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
American Express
Velocity Platinum Card
Velocity Frequent Flyer
$375
120,000
1.25 points uncapped
American Express
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Kogan Money
Black Card
0% p.a. for 12 months and then 21.74% p.a.
20.99% p.a.
$0
Kogan Rewards Points
Great Southern Bank
Low Rate Credit Card
0% p.a. for 25 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
0% p.a. for 12 months then 11.99% p.a.
$45
PayPal
Rewards Card
0% p.a. for 20 months and then 20.99% p.a.
20.99% p.a.
$0
PayPal Rewards
Westpac
Low Rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
humm90
Mastercard
0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee)
23.99% p.a.
$99
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
NAB
Low Rate Card
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
12.99% p.a.
$59 $0 in the first year
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
St.George
No Annual Fee
0% p.a. for 12 months then 20.74% p.a.
2.99% p.a. for 15 months and then 21.49% p.a.
$0
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
St.George
Vertigo
13.99% p.a.
2.99% p.a. for 15 months and then 21.49% p.a.
$55 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
