Apply for a humm90 Mastercard in 10 minutes and use slick new tech for safer transactions. With a massive 110-days interest free period and no foreign transaction fees, the humm90 Mastercard could be a great option for savvy spenders.
With the humm90 Mastercard, you can enjoy 110 days interest-free, but you’ll be wise to stay on top of repayments to avoid the 23.99% p.a. purchase rate and $35 late payment fee. There are a few other fees to be aware of, including a $99 annual fee, $20 new or replacement MOTION CODE™ card fee, $10 additional cardholder fee among others. Some are avoidable, but you'll have to bite the bullet on others.
An added option available to humm90 Mastercard holders is the ability to convert purchases of over $250 to a humm90wrap, which is a 9, 12 or 15 month instalment plan incurring no interest whatsoever. Keep in mind you’ll have to pay a small establishment fee for this option, which is dependent on the total amount payable.
Another feature serving travellers is the no foreign transaction fee, as well as 24/7 humm90 self-service and an overseas helpline in case of emergencies.
The credit card is also for travellers or international shoppers, offering no foreign transaction fees for online and overseas purchases.
With a high purchase rate of 23.99% p.a., you’ll want to stay on top of your repayments, especially since the card also features a late payment fee of $35.
23.99% p.a.
none
No current offer
yes
25.99% p.a.
110
$99.00
none
none
none
$35.00
3%, min $3
0%
$2.50
$0.00
$10.00
$30.00
3.0
yes
none
Apple Pay, Google Pay, Garmin Pay
Applied for card. Received message that application was accepted and I had to enter pin to approve. Entered pin and received Humm90 system error message. For the next 4 weeks I contacted Humm90 help desk 3-4 times a week. Over 10 hours spent on the phone. I received conflicting information, wrong information and had to explain what happened multiple times. Finally received call yesterday to say they had discontinued the product and could not help me. Their customer service is appalling - I will never use again.
Read full reviewApplied for card. Received message that application was accepted and I had to enter pin to approve. Entered pin and received Humm90 system error message. For the next 4 weeks I contacted Humm90 help desk 3-4 times a week. Over 10 hours spent on the phone. I received conflicting information, wrong information and had to explain what happened multiple times. Finally received call yesterday to say they had discontinued the product and could not help me. Their customer service is appalling - I will never use again.
This card is extremely unaffordable. It is not well explained by the customer service staff and the repayments after the interest free period have sent me into hardship. They have refused to waive interest during this period. Do not get one.
Read full reviewThis card is extremely unaffordable. It is not well explained by the customer service staff and the repayments after the interest free period have sent me into hardship. They have refused to waive interest during this period. Do not get one.
Be careful they will demand money off you even when you’ve paid your whole account and closed your account. Hassle a lot, not very helpful, lack in knowledge. Don’t recommend and would never use again, ever ever ever ever.
Read full reviewBe careful they will demand money off you even when you’ve paid your whole account and closed your account. Hassle a lot, not very helpful, lack in knowledge. Don’t recommend and would never use again, ever ever ever ever.
It's a scam. I saw there offer of $49 annual fee for first year and $300 cash back. So, I signed up with them last week and now they have charged me $99 annual fee instead of $49. When I called them to get it corrected, they said your application did not come through the right link, so the promotion does not apply. The cashback also does not apply. The worst part is that the promotion is still being advertised, so they have the opportunity to correct themselves. Extremely poor customer service. Stay away!
Read full reviewIt's a scam. I saw there offer of $49 annual fee for first year and $300 cash back. So, I signed up with them last week and now they have charged me $99 annual fee instead of $49. When I called them to get it corrected, they said your application did not come through the right link, so the promotion does not apply. The cashback also does not apply. The worst part is that the promotion is still being advertised, so they have the opportunity to correct themselves. Extremely poor customer service. Stay away!
Absolutely disgusting with how they treat their customers! I now have apparently two credit cards with them, which was news to me as i only ever signed up for one, I only signed documents for one, I have only repaid one, however on my credit file, there are two! I repaid the credit in full roughly 1.5 months ago and immediately requested the account to be closed, I had already cut up the card so it was the next logical step. From what I can see so far, the account is still open! How is it, the company can open accounts against your name straight away but have such a hard time closing them again? This is despite me talking to I think a call centre, sounded more like a childcare centre, and paying all future interest for the following month, just to be sure it would be closed and not held up for any reason. How is the Australian Gov allowing such companies to continue doing business like this? I'm in the middle of trying to get a mortgage for a home and now I look like a liar to the lender, all because a 'professional' company is conducting itself an awful lot like a financial predator. Definitely would not recommend this company or its products to anyone in any position.
Read full reviewAbsolutely disgusting with how they treat their customers! I now have apparently two credit cards with them, which was news to me as i only ever signed up for one, I only signed documents for one, I have only repaid one, however on my credit file, there are two! I repaid the credit in full roughly 1.5 months ago and immediately requested the account to be closed, I had already cut up the card so it was the next logical step. From what I can see so far, the account is still open! How is it, the company can open accounts against your name straight away but have such a hard time closing them again? This is despite me talking to I think a call centre, sounded more like a childcare centre, and paying all future interest for the following month, just to be sure it would be closed and not held up for any reason. How is the Australian Gov allowing such companies to continue doing business like this? I'm in the middle of trying to get a mortgage for a home and now I look like a liar to the lender, all because a 'professional' company is conducting itself an awful lot like a financial predator. Definitely would not recommend this company or its products to anyone in any position.
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110,000
1 point up to $5,000/month, then
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American Express
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0.75 points uncapped
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$250
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0.75 points up to $2,500/month, then
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Altitude Platinum
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60,000
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0% p.a. for 18 months and then 11.99% p.a. (2.00% balance transfer fee)
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$45
Bankwest
Breeze Mastercard
0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)
10.99% p.a.
$49 $0 in the first year
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0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59
Citi
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21.49% p.a.
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Citi Rewards Program
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12.99% p.a.
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11.99% p.a.
0% p.a. for 18 months and then 11.99% p.a. (2.00% balance transfer fee)
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13.74% p.a.
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
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12.99% p.a.
0% p.a. for 20 months and then 21.74% p.a. (2.00% balance transfer fee)
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11.99% p.a.
0% p.a. for 18 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
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13.74% p.a.
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
$59
NAB
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19.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$395 $295 in the first year
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