2.9 / 10

based on 10 reviews as rated by Mozo community

humm90 credit cards

humm90 credit cards offer a range of packages for different needs. Most notably, the humm90 Mastercard could be a great bet for travellers, especially given that it was named a 2019 Mozo Experts Choice Award winner for best Travel Credit Card.

Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

What credit cards do humm90 offer?

Rates and fees verified as correct at 05 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

How are humm90 credit cards rated?

Mozo users have rated humm90 credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

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humm90 credit cards
Overall
2.9/10
Price
Features
Customer service
Convenience
Trust

10 Reviews

Recent humm90 credit card reviews

humm90 Mastercard review
Overall 1/10
Avoid at all costs, no to SKYE MasterCard.

Be careful they will demand money off you even when you’ve paid your whole account and closed your account. Hassle a lot, not very helpful, lack in knowledge. Don’t recommend and would never use again, ever ever ever ever.

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Be careful they will demand money off you even when you’ve paid your whole account and closed your account. Hassle a lot, not very helpful, lack in knowledge. Don’t recommend and would never use again, ever ever ever ever.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Kerry, Victoria reviewed 3 months ago
humm90 Mastercard review
Overall 1/10
Stay away.

It's a scam. I saw there offer of $49 annual fee for first year and $300 cash back. So, I signed up with them last week and now they have charged me $99 annual fee instead of $49. When I called them to get it corrected, they said your application did not come through the right link, so the promotion does not apply. The cashback also does not apply. The worst part is that the promotion is still being advertised, so they have the opportunity to correct themselves. Extremely poor customer service. Stay away!

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It's a scam. I saw there offer of $49 annual fee for first year and $300 cash back. So, I signed up with them last week and now they have charged me $99 annual fee instead of $49. When I called them to get it corrected, they said your application did not come through the right link, so the promotion does not apply. The cashback also does not apply. The worst part is that the promotion is still being advertised, so they have the opportunity to correct themselves. Extremely poor customer service. Stay away!

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Gurjeet, New South Wales reviewed 3 months ago
humm90 Mastercard review
Overall 1/10
Predator lender will destroy your credit file.

Absolutely disgusting with how they treat their customers! I now have apparently two credit cards with them, which was news to me as i only ever signed up for one, I only signed documents for one, I have only repaid one, however on my credit file, there are two! I repaid the credit in full roughly 1.5 months ago and immediately requested the account to be closed, I had already cut up the card so it was the next logical step. From what I can see so far, the account is still open! How is it, the company can open accounts against your name straight away but have such a hard time closing them again? This is despite me talking to I think a call centre, sounded more like a childcare centre, and paying all future interest for the following month, just to be sure it would be closed and not held up for any reason. How is the Australian Gov allowing such companies to continue doing business like this? I'm in the middle of trying to get a mortgage for a home and now I look like a liar to the lender, all because a 'professional' company is conducting itself an awful lot like a financial predator. Definitely would not recommend this company or its products to anyone in any position.

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Absolutely disgusting with how they treat their customers! I now have apparently two credit cards with them, which was news to me as i only ever signed up for one, I only signed documents for one, I have only repaid one, however on my credit file, there are two! I repaid the credit in full roughly 1.5 months ago and immediately requested the account to be closed, I had already cut up the card so it was the next logical step. From what I can see so far, the account is still open! How is it, the company can open accounts against your name straight away but have such a hard time closing them again? This is despite me talking to I think a call centre, sounded more like a childcare centre, and paying all future interest for the following month, just to be sure it would be closed and not held up for any reason. How is the Australian Gov allowing such companies to continue doing business like this? I'm in the middle of trying to get a mortgage for a home and now I look like a liar to the lender, all because a 'professional' company is conducting itself an awful lot like a financial predator. Definitely would not recommend this company or its products to anyone in any position.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Wade, Queensland reviewed 3 months ago
humm90 Credit Card review
Overall 1/10
Don't sign up until you've read the negatives.

If you find this site before you sign up for a Skye Mastercard, I hope it saves you some pain. All of the reviews that are negative have been written by real people. I am a mum in Queensland, Australia and have been given the absolute run around by these turkeys. I have paid out the account and just want it closed. The same thing is happening to me that happens to everyone else. It is like a casino - impossible to escape from. They now say I have a bogus charge of $26.64 owing but have not provided any documentation or justification as to why they won't allow me to close the account and what this extra charge is for. If I knew what I know now, I would never have signed up for the Skye Mastercard.

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If you find this site before you sign up for a Skye Mastercard, I hope it saves you some pain. All of the reviews that are negative have been written by real people. I am a mum in Queensland, Australia and have been given the absolute run around by these turkeys. I have paid out the account and just want it closed. The same thing is happening to me that happens to everyone else. It is like a casino - impossible to escape from. They now say I have a bogus charge of $26.64 owing but have not provided any documentation or justification as to why they won't allow me to close the account and what this extra charge is for. If I knew what I know now, I would never have signed up for the Skye Mastercard.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Vanessa, Queensland reviewed 3 months ago
humm90 Mastercard review
Overall 1/10
Avoid at all costs.

I never write negative reviews on anything but I have never in my life experienced customer service like that of Skye. It may seem like a good idea but you will regret it for so many reasons. Go with a reputable brand and a reputable card. I don’t even know where to start. All I’ll say is they currently now owe me $2500 and I have been chasing for weeks and there is no refund in sight. Such a scam. Avoid.

Read full review

I never write negative reviews on anything but I have never in my life experienced customer service like that of Skye. It may seem like a good idea but you will regret it for so many reasons. Go with a reputable brand and a reputable card. I don’t even know where to start. All I’ll say is they currently now owe me $2500 and I have been chasing for weeks and there is no refund in sight. Such a scam. Avoid.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Daniel, Victoria reviewed 4 months ago

What do you need to apply for a humm90 credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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