2.4 / 10

based on 14 humm90 reviews as rated by Mozo community

humm90 credit cards

humm90 credit cards offer a range of packages for different needs. Most notably, the humm90 Mastercard could be a great bet for travellers, especially given that it was named a 2019 Mozo Experts Choice Award winner for best Travel Credit Card.

Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

What credit cards do humm90 offer?

Rates and fees verified as correct at 17 May, 2021. Other information correct at the time of writing. Advertiser disclosure.

Credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

23.99% p.a.

No current offer

$99

110

How are humm90 credit cards rated?

Mozo users have rated humm90 credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
humm90 credit cards
Overall
2.4/10
Price
Features
Customer service
Convenience
Trust

14 Reviews

Recent humm90 credit card reviews

humm90 Credit Card review
Overall 1/10
Pls people, don't use this bank. They are thieves.

My payment was due on the 14/02/21 and I did made the payment early on the 12/02/21 but they didn't take the money out of my account. Their statement says it's still pending and on the 17/02/21 they send a dishonoured fee of $15.00 to me stated that I dshonoured the payment. While I was with skye mastercard, everything runs well and good. Now humm90 took over it's a nightmare, no good customer service on the phone, giving dishonour fee for no reason, accumalating of dishonour fees for no good reasons and so on. Please people, don't use this bank. They are stealing money, even though you made payment before the due date, they won't take the money out of your account until the due date passed and then they say you dishonoured the payment and that's when they will charge you the dishonoured fee. They are Thieves.

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My payment was due on the 14/02/21 and I did made the payment early on the 12/02/21 but they didn't take the money out of my account. Their statement says it's still pending and on the 17/02/21 they send a dishonoured fee of $15.00 to me stated that I dshonoured the payment. While I was with skye mastercard, everything runs well and good. Now humm90 took over it's a nightmare, no good customer service on the phone, giving dishonour fee for no reason, accumalating of dishonour fees for no good reasons and so on. Please people, don't use this bank. They are stealing money, even though you made payment before the due date, they won't take the money out of your account until the due date passed and then they say you dishonoured the payment and that's when they will charge you the dishonoured fee. They are Thieves.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Dissatisfied, Western Australia, reviewed 3 months ago
humm90 Credit Card review
Overall 1/10
Unhappy customer

Disgusting service can't get intouch,put on hold 2 days high volume oF calls,unhappy customers I would say!! All I want to do is cancel as they have already made me pay $102.86 fees for card not used and thought was cancelled, but oh no still charging me for card.

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Disgusting service can't get intouch,put on hold 2 days high volume oF calls,unhappy customers I would say!! All I want to do is cancel as they have already made me pay $102.86 fees for card not used and thought was cancelled, but oh no still charging me for card.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Rosemary, New South Wales, reviewed 3 months ago
humm90 Mastercard review
Overall 1/10
Appalling customer Service - Go elsewhere

Applied for card. Received message that application was accepted and I had to enter pin to approve. Entered pin and received Humm90 system error message. For the next 4 weeks I contacted Humm90 help desk 3-4 times a week. Over 10 hours spent on the phone. I received conflicting information, wrong information and had to explain what happened multiple times. Finally received call yesterday to say they had discontinued the product and could not help me. Their customer service is appalling - I will never use again.

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Applied for card. Received message that application was accepted and I had to enter pin to approve. Entered pin and received Humm90 system error message. For the next 4 weeks I contacted Humm90 help desk 3-4 times a week. Over 10 hours spent on the phone. I received conflicting information, wrong information and had to explain what happened multiple times. Finally received call yesterday to say they had discontinued the product and could not help me. Their customer service is appalling - I will never use again.

Customer service
1/10
Convenience
1/10
Less
Steve, Australian Capital Territory, reviewed 3 months ago
humm90 Mastercard review
Overall 1/10
Sky high repayments

This card is extremely unaffordable. It is not well explained by the customer service staff and the repayments after the interest free period have sent me into hardship. They have refused to waive interest during this period. Do not get one.

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This card is extremely unaffordable. It is not well explained by the customer service staff and the repayments after the interest free period have sent me into hardship. They have refused to waive interest during this period. Do not get one.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
4/10
Trust
1/10
Less
Vicki, Western Australia, reviewed 4 months ago
humm90 Mastercard review
Overall 1/10
Avoid at all costs, no to SKYE MasterCard.

Be careful they will demand money off you even when you’ve paid your whole account and closed your account. Hassle a lot, not very helpful, lack in knowledge. Don’t recommend and would never use again, ever ever ever ever.

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Be careful they will demand money off you even when you’ve paid your whole account and closed your account. Hassle a lot, not very helpful, lack in knowledge. Don’t recommend and would never use again, ever ever ever ever.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Kerry, Victoria, reviewed 8 months ago

What do you need to apply for a humm90 credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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