based on 21 humm90 banking product reviews as rated by Mozo community

humm90 credit cards

humm90 credit cards offer a range of packages for different needs. Most notably, the humm90 Mastercard could be a great bet for travellers, especially given that it was named a 2019 Mozo Experts Choice Award winner for best Travel Credit Card.

Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

What credit cards do humm90 offer?

Rates and fees verified as correct at 18 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases  

23.99% p.a.

0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee)

$99

110

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How are humm90 credit cards rated?

Mozo users have rated humm90 credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

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humm90 credit cards
Overall
Price
Features
Customer service
Convenience
Trust

21 Reviews

Recent humm90 credit card reviews

humm90 Mastercard
Overall 1/10
Scammy Scummy and AVOID

Previously known as Skye. We used Skye in flight Centre to book a Flight pre Covid, Covid hit and out flight was Canceled, we paid for Insurance so everything was Refunded to Skye, we Called in OCT 2020 to End out Card, we were told its done. Today July 31st we got a message that we owe money. Apparently the card was never canceled and a $99!!! Annual fee hit and a late fee for that hit and Interest for that hit, WITHOUT a single notice. Yet they notified that we had to pay them after all these fees hit the account. After talking to customer service (IMPOSSIBLE TO UNDERSTAND BROKEN ENGLISH AND TRASHY PHONE SERVICE) he made sure to tell us we have an outstanding balance that we have to pay to close tHe account. DO NOT USE HUMM90.

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Previously known as Skye. We used Skye in flight Centre to book a Flight pre Covid, Covid hit and out flight was Canceled, we paid for Insurance so everything was Refunded to Skye, we Called in OCT 2020 to End out Card, we were told its done. Today July 31st we got a message that we owe money. Apparently the card was never canceled and a $99!!! Annual fee hit and a late fee for that hit and Interest for that hit, WITHOUT a single notice. Yet they notified that we had to pay them after all these fees hit the account. After talking to customer service (IMPOSSIBLE TO UNDERSTAND BROKEN ENGLISH AND TRASHY PHONE SERVICE) he made sure to tell us we have an outstanding balance that we have to pay to close tHe account. DO NOT USE HUMM90.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Luke, Western Australia, reviewed about 2 months ago
humm90 Mastercard
Overall 1/10
Humm90

Humm90 /skye/flexicard stay away from the monkeys can not say much about the customer service with a call centre in the Philippines cheap labour and high interest rates on their product sham sham sham posted in the 13/07/2021 they have no idea of how to treat the customers.

Read full review

Humm90 /skye/flexicard stay away from the monkeys can not say much about the customer service with a call centre in the Philippines cheap labour and high interest rates on their product sham sham sham posted in the 13/07/2021 they have no idea of how to treat the customers.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Klimis, Victoria, reviewed 2 months ago
humm90 Credit Card
Overall 1/10
AVOID - SCAMMERS.

As Skye Mastercard through Flight Centre, it started out as a great way to pay for a holiday. Fast forward 12 months, having paid the full amount off 6 months prior to avoid interest charges and having requested it to be closed off, I receive an overdue statement for a $99 annual fee on a card I didn't even know I had! What even is Humm90 I thought..... They took it upon themselves to go ahead and charge a fee even after requesting it to be closed out and then charged me overdue fees and interest charges. Emails are replied by a bot that tells me they can't close until payment received, and phones...... just forget it! Can't get through. I've now paid $137 to get this festering sore off my credit rating.

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As Skye Mastercard through Flight Centre, it started out as a great way to pay for a holiday. Fast forward 12 months, having paid the full amount off 6 months prior to avoid interest charges and having requested it to be closed off, I receive an overdue statement for a $99 annual fee on a card I didn't even know I had! What even is Humm90 I thought..... They took it upon themselves to go ahead and charge a fee even after requesting it to be closed out and then charged me overdue fees and interest charges. Emails are replied by a bot that tells me they can't close until payment received, and phones...... just forget it! Can't get through. I've now paid $137 to get this festering sore off my credit rating.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Leesa, Tasmania, reviewed 3 months ago
humm90 Mastercard
Overall 1/10
Predator lenders.

One of the worst customer service I have ever experienced they are rude and argumentative. We have been having issues with direct debit and saying that it's our fault we haven’t the “correct” bank details direct debt details being inputted and then told we need to check with our bank and our balances. Wouldn’t recommend this company - phone service help was horrid and didn’t rectify the issue - just told us we don’t notify you that you have had an issue - you just find out when you open the app and see dishonoured!! And fee and charge!! they are terrible and sneaky.

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One of the worst customer service I have ever experienced they are rude and argumentative. We have been having issues with direct debit and saying that it's our fault we haven’t the “correct” bank details direct debt details being inputted and then told we need to check with our bank and our balances. Wouldn’t recommend this company - phone service help was horrid and didn’t rectify the issue - just told us we don’t notify you that you have had an issue - you just find out when you open the app and see dishonoured!! And fee and charge!! they are terrible and sneaky.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Jamal, Western Australia, reviewed 3 months ago
humm90 Mastercard
Overall 1/10
Very disgusting, great riper pls don't go for them

Very disgusting, great riper, dishonoured fees are just accumalating fast with no good reasons, even thought the payment was done before the due date, they won't take money out , they will wait till the due date is over and that's when they will send you a dishonoured fee, if the payment is not paid quickly it keeps on accumalating. What are great ripe. Please, don't go for them.

Read full review

Very disgusting, great riper, dishonoured fees are just accumalating fast with no good reasons, even thought the payment was done before the due date, they won't take money out , they will wait till the due date is over and that's when they will send you a dishonoured fee, if the payment is not paid quickly it keeps on accumalating. What are great ripe. Please, don't go for them.

Price
1/10
Features
1/10
Convenience
1/10
Trust
1/10
Less
Dissatisfied, Western Australia, reviewed 2 months ago

What do you need to apply for a humm90 credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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