Latitude 28 Degrees Global Platinum Mastercard

21.99% p.a.

No current offer

$0

n/a

Latitude 28 Degrees Global Platinum Mastercard

21.99% p.a.

No current offer

$0

n/a

Mozo Review   Latitude 28 Degrees Global Platinum Mastercard Review

Last updated: 21 August 2019.

What's hot:
  • Mozo Experts Choice Award Winner 2019

  • $0 annual fee

  • 0% currency conversion fee

What's not:
  • High interest rate of 21.99%

  • No rewards

Mozo snapshot:

The 28 Degrees Platinum Mastercard is a great credit card choice for travellers. This is why it was awarded multiple 2019 Mozo Experts Choice Awards, including best Travel Credit Card and best Platinum Travel Credit Card. With no annual fee, no international transaction fees and no currency conversion fees, the 28 Degrees Mastercard could be a great addition to your wallet, so long as you pay off your balance in full each month.


Key features:

On the surface, the 28 Degrees Platinum Mastercard is a pretty standard credit card. It comes with no annual fee, 55 interest free days, an interest rate of 21.99%. But beneath the surface is one of the best travel credit cards in Australia…

One of the greatest strengths of the 28 Degrees Platinum Mastercard is that it has no currency conversion fees, which means you don’t pay extra on top of the foreign exchange rate. That’s a super handy feature that can save you a tonne of money over the span of a lengthy holiday.

Plus, with no overseas transaction fees to worry about, you can buy online at your favourite international retailers or in stores when you’re travelling internationally without paying extra on top of your purchases.

Another handy feature is the Latitude pay any way, which means that in addition to the plastic credit card you can carry around in your wallet, you also have the flexibility to pay using any mobile or wearable device. 

One of the added travel perks of the 28 Degrees Credit Card, not available with other travel credit cards is that you also get free global WI-FI at more than 1 million hotspots around the world with Boingo, which could save you some serious cash on international data-roaming charges. While the service is free to cardholders you will need to register and activate the service via the 28 Degrees website.

Who it's good for:

If you travel often or are a dedicated online shopper with favourite retailers from around the world, this card could be the travel-friendly option you’re after.


Any catches?

While this card is great for overseas travel just remember it’s still a credit card! That means if you don’t pay your entire balance off in full each month, you’ll wind up paying interest at the 21.99% purchase rate - which could seriously eat into your next holiday fund!


Details

Rates and fees information correct as at 19 October 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 21.99% p.a.

  • none

  • No current offer

  • none

  • 21.99% p.a.

  • 55

Fees
  • $0.00

  • none

  • none

  • none

  • $30.00

  • 3%, Min $4

  • 0%

  • $0.00

  • $0.00

  • $0.00

Features
  • $30.00

  • 2.5

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Fitbit Pay , Garmin Pay

Other benefits

Flight Delay Pass, a feature which provides airport lounge passes when registered flights are delayed by more than two hours, additional conditions apply.

Customer Reviews

How are Latitude credit cards rated by the Mozo community?

Overall customer rating
4.7/10
Price
3.8/10
Features
4.5/10
Customer service
5.1/10
Convenience
5.1/10
Trust
4.7/10
Latitude

About Latitude

Latitude positions itself as an alternative to the "Big 4" banks in Australia and offer banking products and services with a focus on convenience and customer service. Latitude provides personal insurance and loans, financing options and credit cards.

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