Effective from 17 September 2024, a card fee of $8 per month will be introduced and the interest rate on purchases will increase to 27.99% p.a..
The 28 Degrees Platinum Mastercard is a two time winner in the 2023 Mozo Experts Choice Travel Money Award, winning an award in both the Travel Credit Card category and the Platinum Travel Credit Card category. Latitudes 28 Degrees Platinum Mastercard product comes with no international transaction fees and no currency
conversion fees. You can see why this award winner could be a great addition to
your wallet!
On the surface, the 28 Degrees Platinum Mastercard is a pretty standard credit card. It comes with a low $8 monthly fee ($96 annually), 55 interest free days, and an interest rate of 27.99%. But beneath the surface is one of the best travel credit cards in Australia…
One of the greatest strengths of the 28 Degrees Platinum Mastercard is that it has no currency conversion fees, which means you don’t pay extra on top of the foreign exchange rate. That’s a super handy feature that can save you a ton of money over the span of a lengthy holiday.
Plus, with no overseas transaction fees to worry about, you can buy online at your favourite international retailers or in stores when you’re travelling internationally without paying extra on top of your purchases.
Another handy feature is the Latitude pay any way, which means that in addition to the plastic credit card you can carry around in your wallet, you also have the flexibility to pay using any mobile or wearable device.
One of the added travel perks of the 28 Degrees Credit Card, not available with other travel credit cards
is that you also get free global WI-FI at more than 1 million hotspots
around the world with Boingo, which could save you some serious cash on
international data-roaming charges. While the service is free to
cardholders you will need to register and activate the service via the
28 Degrees website.
You will also receive a $10 gift card when you spend $1000 or more every statement period.
If you travel often or are a dedicated online shopper with favourite retailers from around the world, this card could be the travel-friendly option you’re after.
While this card is great for overseas travel just remember it’s still a credit card! That means if you don’t pay your entire balance off in full each month, you’ll wind up paying interest at the 27.99% purchase rate - which could seriously eat into your next holiday fund!
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27.99% p.a. |
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none |
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6.99% p.a. for 12 months and then 29.99% p.a. (3.00% balance transfer fee) |
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yes |
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29.99% p.a. |
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55 |
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$96.00 |
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none |
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none |
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none |
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$45.00 |
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3%, Min $4 |
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0% |
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$0.00 |
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$0.00 |
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$0.00 |
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$30.00 |
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2.5 |
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9 |
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Effective from 17 September 2024, a card fee of $8 per month will be introduced and the interest rate on purchases will increase to 27.99% p.a.. |
Apple Pay, Google Wallet, Samsung Pay, Fitbit Pay , Garmin Pay
Get $10 giftcards when you spend $1000 or more within the statement period. Flight Delay Pass, a feature which provides airport lounge passes when registered flights are delayed by more than two hours, additional conditions apply. Complimentary Wi-Fi at Boingo hotspots.
Very easy to apply for
Read full reviewVery easy to apply for
Had my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.
Read full reviewHad my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.
Ok card, when paying the account on the latitude app via a different financial institution, not available to do this 24 hours a day, limited hours for some reason, I haven’t come across this before.
Read full reviewOk card, when paying the account on the latitude app via a different financial institution, not available to do this 24 hours a day, limited hours for some reason, I haven’t come across this before.
This would have to be the worst business I have ever the misfortune to deal with. The card is only used for overseas travel so I ve only used it infrequently & no problem in the past. This time I had various issues with their bill & have found it impossible to get any response - they have many 1300 numbers but they're all answered by the same overseas sounding call centre (that is, when you eventually get through, usually after waiting on hold for up to 50 minutes). They won't transfer you to anyone, they just take messages & tell you someone will call you back (which of course never happens). I don't think anyone actually works there! Just bots sending out bills! Even writing to their complaints section is hopeless, I've been waiting 3 weeks for a response - they must have a lot of complaints. I do not recommend this business - very poor service
Read full reviewThis would have to be the worst business I have ever the misfortune to deal with. The card is only used for overseas travel so I ve only used it infrequently & no problem in the past. This time I had various issues with their bill & have found it impossible to get any response - they have many 1300 numbers but they're all answered by the same overseas sounding call centre (that is, when you eventually get through, usually after waiting on hold for up to 50 minutes). They won't transfer you to anyone, they just take messages & tell you someone will call you back (which of course never happens). I don't think anyone actually works there! Just bots sending out bills! Even writing to their complaints section is hopeless, I've been waiting 3 weeks for a response - they must have a lot of complaints. I do not recommend this business - very poor service
Totally Disgusted! Need to change a Secondary Card and cannot get a Human to acknowledge me! Bots are useless tell me to go online! Found a Phone Number get all the way through - then there is an error updating my Pin, transfer to Customer Solutions - get DISCONNECTED have been trying for over 2 weeks! Not one email acknowledging my issue! Have tried emailing them with no response! Supposed to be going overseas without a Credit Card! Can't even report it lost or stolen, can't get through on the Overseas Phone Number! TOTALLY USELESS where am I supposed to get another Overseas Credit Card within 4 working Days!
Read full reviewTotally Disgusted! Need to change a Secondary Card and cannot get a Human to acknowledge me! Bots are useless tell me to go online! Found a Phone Number get all the way through - then there is an error updating my Pin, transfer to Customer Solutions - get DISCONNECTED have been trying for over 2 weeks! Not one email acknowledging my issue! Have tried emailing them with no response! Supposed to be going overseas without a Credit Card! Can't even report it lost or stolen, can't get through on the Overseas Phone Number! TOTALLY USELESS where am I supposed to get another Overseas Credit Card within 4 working Days!
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Essential® Rewards Credit Card
23.99% p.a.
No current offer
$108
Membership Rewards
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card - Exclusive Offer
23.99% p.a.
No current offer
$395
Membership Rewards
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Citi Rewards Program
Qantas Ultimate Card
Qantas Frequent Flyer
$450
50,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
30,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$295 $195 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
180,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$420 $320 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Explorer Credit Card - Exclusive Offer
23.99% p.a.
No current offer
$395
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
