Regional Australia Bank credit cards

Regional Australia Bank
Regional Australia Bank's overall rating for credit cards

(as rated by the Mozo community)

8.8 / 10

based on 6 reviews

Looking for a credit card that’s all about you? Check out the offering from Regional Australia Bank. With this handy addition to your wallet, you can spend in whatever way suits you.

Rates and fees verified as correct at 08 December, 2016. Other information correct at the time of writing.

What credit cards do Regional Australia Bank offer?

Low rate credit cards Low rate credit cards

Looking for a credit card to help you manage your monthly costs? Look no further than this great low rate option from Regional Australia Bank. With a special bonus offer for those who bundle their credit card with a Regional Australia Bank home loan, this is a credit card you’ll want to take a look at.

Product Purchase rate Balance transfer rate Annual fees Interest free days

14.69% p.a.

$40

55


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Low fee credit cards Low fee credit cards

Why pay high fees when you don’t have to? The credit card offering from Regional Australia Bank is a low fee, low rate option - making it a great choice for all kinds of spenders, whether you tend to carry a balance or pay your bill in full each and every month.

Product Purchase rate Balance transfer rate Annual fees Interest free days

14.69% p.a.

$40

55


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Rewards credit cards Rewards credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.75 points per dollar on Visa, up to $10,000 per month

19.95% p.a.

$195


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Prestige cards Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.75 points per dollar on Visa, up to $10,000 per month

19.95% p.a.

$195


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Frequent flyer credit cards Frequent flyer credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.75 points per dollar on Visa, up to $10,000 per month

19.95% p.a.

$195


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Frequently Asked Questions about Regional Australia Bank credit cards

    What is the interest free period on my credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    Can I use my Regional Australia Bank credit card for a balance transfer?

    Can I use my credit card while I’m travelling overseas?

    Does payWave work with my Regional Australia Bank credit card?

    Tips for avoiding credit card fraud

How are Regional Australia Bank credit cards rated?

Mozo users have rated its credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Regional Australia Bank credit cards

Overall 8.8*

Price

Features

Customer service

Convenience

Trust

6 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Regional Australia Bank credit card reviews Recent Regional Australia Bank credit card reviews

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   10 / 10

Great customer service

Personal service and knowing the employees.

Full review

Personal service and knowing the employees.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sue (NSW), reviewed over 1 year ago

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   10 / 10

Great customer service and great variety

I like Combank as it has great customer services. There are a lot of different and interesting products and services they provide. We have been with Combank for over 20 years.

Full review

I like Combank as it has great customer services. There are a lot of different and interesting products and services they provide. We have been with Combank for over 20 years.

    Price   4 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lucy (NSW), reviewed over 1 year ago

Regional Australia Bank

Regional Australia Bank Your Choice Credit Card credit card review

Overall rating   10 / 10

Excellent customer service and competitive rates

The Credit Card interest rate is the cheapest that I have seen. You get an extra reduction if you have a mortgage with this Credit Union. The staff are easy to contact and always helpful. They are also big supporters of the community.

Full review

The Credit Card interest rate is the cheapest that I have seen. You get an extra reduction if you have a mortgage with this Credit Union. The staff are easy to contact and always helpful. They are also big supporters of the community.

    Price   10 / 10

    Features   2 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jan (NSW), reviewed about 2 years ago

Regional Australia Bank

Regional Australia Bank credit card review

Overall rating   10 / 10

Rates very competitive and really lovely people

Always friendly, helpful and eager to please. Always happy, suggestions are great to make it better for us.

Full review

Always friendly, helpful and eager to please. Always happy, suggestions are great to make it better for us.

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sherree (NSW), reviewed about 3 years ago

Regional Australia Bank

Regional Australia Bank Your Choice Credit Card credit card review

Overall rating   8 / 10

Overall good service and rates but no rewards

New England Community Mutual is an organisation that tries to keep their fees low. There website is easy to use. Their interest rates are comparable and sometimes lower than other banks. They however do not have the rewards program such as flybuys...

Full review

New England Community Mutual is an organisation that tries to keep their fees low. There website is easy to use. Their interest rates are comparable and sometimes lower than other banks. They however do not have the rewards program such as flybuys that the other banks have. I would not however change just be of this. Overall I am a happy customer.

    Price   8 / 10

    Features   2 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Mozo reviewer (NSW), reviewed over 3 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Regional Australia Bank credit card? What do you need to apply for a Regional Australia Bank credit card?

You can easily apply for a credit card online, in a branch or over the phone. When you apply, you should have your personal details handy, plus details of your financial situation, including income, employment, assets and debts.

    For more on applying for a credit card, check out our dedicated guide.

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