Rates and fees verified as correct at 30 November, 2020. Other information correct at the time of writing. Advertiser disclosure.
| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Accelerator Car Loan (Variable, Secured) | 6.49% p.a. | 7.82% p.a.based on $10,000 | $195 |
| Car Loan (Variable, Secured) | 11.49% p.a. | 12.86% p.a.based on $10,000 | $195 |
| Enviro Loan (Variable, Unsecured) | 6.95% p.a. | 8.28% p.a.based on $10,000 | $195 |
| Personal Touch Loan (Variable, Unsecured) | 9.99% p.a. | 11.35% p.a.based on $10,000 | $195 |
| Unsecured Personal Loan (Variable) | 15.99% p.a. | 17.40% p.a.based on $10,000 | $195 |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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Car loan
Looking for a new vehicle to get from A to B? Make it happen with a car loan from Regional Australia Bank. There are fixed and variable rate options, which are available for terms ranging from 1 to 5 years. If you opt for the fixed rate Accelerator car loan, you can borrow amounts starting at $10,000 - if you opt for the variable rate offer, it starts as low as $5,000. You can also choose to make additional free repayments on either, as well as using the free redraw facility. Just don’t forget to plan for the upfront application fee.
Unsecured personal loan
Got your heart set on a new bathroom, an overseas holiday or a way to consolidate and pay down debt? Then check out the unsecured personal loan options from Regional Australia Bank. These loans are available with fixed or variable rates, and terms between 1 and 7 years. You won’t need to put up any assets as collateral, but don’t forget to account for the application fee. You’ll also get the chance to make free extra repayments, and use the free redraw facility to pay your loan off quicker and save on interest.
Now you know the facts, why not head over to our customer review section to get the lowdown on what real Aussies think of Regional Australia Bank? Find out how it stacks up in areas like customer service, trust and convenience.
When you’re ready to go ahead and apply for a personal loan with Regional Australia Bank, you’ll need to provide:
Also, don’t forget you’ll have to become a member before taking out a loan.
Mozo users have rated Regional Australia Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
11 Reviews
Interest rates too high. Every month the interest rates get increased.
Read full reviewInterest rates too high. Every month the interest rates get increased.
Hey get a round go shopping pay dept loans
Read full reviewHey get a round go shopping pay dept loans
It's alright
Read full reviewI personally cannot fault this bank. Friendly, most helpful, obliging staff. What more can I say?
Read full reviewI personally cannot fault this bank. Friendly, most helpful, obliging staff. What more can I say?
