based on 177 Regional Australia Bank banking product reviews as rated by Mozo community

Regional Australia Bank personal loans

Formerly known as Community Mutual Group, in 2016, this customer owned and focused establishment changed its name to Regional Australia Bank.

With a little help from Regional Australia Bank, Aussies have been making their financial dreams a reality for more than 45 years. So if you’ve got a big money goal to reach, check out the personal loan options from Regional Australia Bank below.

Regional Australia Bank offers the following personal loans

Rates and fees verified as correct at 18 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
Accelerator Car Loan (Variable, Secured)

6.49% p.a.

7.82% p.a.based on $10,000
over 3 years

$195

Car Loan (Variable, Secured)

11.49% p.a.

12.86% p.a.based on $10,000
over 3 years

$195

Enviro Loan (Variable, Unsecured)

6.95% p.a.

8.28% p.a.based on $10,000
over 3 years

$195

Personal Touch Loan (Variable, Unsecured)

9.99% p.a.

11.35% p.a.based on $10,000
over 3 years

$195

Unsecured Personal Loan (Variable)

15.99% p.a.

17.40% p.a.based on $10,000
over 3 years

$195

What personal loans does Regional Australia Bank offer?

Car loan

Looking for a new vehicle to get from A to B? Make it happen with a car loan from Regional Australia Bank. There are fixed and variable rate options, which are available for terms ranging from 1 to 5 years. If you opt for the fixed rate Accelerator car loan, you can borrow amounts starting at $10,000 - if you opt for the variable rate offer, it starts as low as $5,000. You can also choose to make additional free repayments on either, as well as using the free redraw facility. Just don’t forget to plan for the upfront application fee.

Unsecured personal loan

Got your heart set on a new bathroom, an overseas holiday or a way to consolidate and pay down debt? Then check out the unsecured personal loan options from Regional Australia Bank. These loans are available with fixed or variable rates, and terms between 1 and 7 years. You won’t need to put up any assets as collateral, but don’t forget to account for the application fee. You’ll also get the chance to make free extra repayments, and use the free redraw facility to pay your loan off quicker and save on interest.

Regional Australia Bank personal loan features at a glance

Regional Australia Bank customer reviews

Now you know the facts, why not head over to our customer review section to get the lowdown on what real Aussies think of Regional Australia Bank? Find out how it stacks up in areas like customer service, trust and convenience.

How to apply

When you’re ready to go ahead and apply for a personal loan with Regional Australia Bank, you’ll need to provide:

Also, don’t forget you’ll have to become a member before taking out a loan.


How are Regional Australia Bank personal loans rated?

Mozo users have rated Regional Australia Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
Regional Australia Bank personal loans
Overall
Price
Features
Customer service
Convenience
Trust

11 Reviews

Recent Regional Australia Bank personal loan reviews

Regional Australia Bank Personal Touch Loan
Overall 7/10
Interest rates high, takes longer to pay off .

Interest rates too high. Every month the interest rates get increased.

Read full review

Interest rates too high. Every month the interest rates get increased.

Price
3/10
Features
3/10
Customer service
7/10
Convenience
6/10
Trust
8/10
Less
Aly, Queensland, reviewed almost 6 years ago
Regional Australia Bank Personal Touch Loan
Overall 7/10
loan

Hey get a round go shopping pay dept loans

Read full review

Hey get a round go shopping pay dept loans

Price
10/10
Features
9/10
Customer service
8/10
Convenience
8/10
Trust
9/10
Less
Kurstin, New South Wales, reviewed about 6 years ago
Regional Australia Bank Personal Touch Loan
Overall 6/10
Good and they have a great insurance policy Yeah s

It's alright

Read full review

It's alright

Price
10/10
Features
10/10
Customer service
8/10
Convenience
4/10
Trust
7/10
Less
John, Western Australia, reviewed over 6 years ago
Regional Australia Bank Personal Loan
Overall 10/10
All the features, excellent customer service.

I personally cannot fault this bank. Friendly, most helpful, obliging staff. What more can I say?

Read full review

I personally cannot fault this bank. Friendly, most helpful, obliging staff. What more can I say?

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Estelle, New South Wales, reviewed almost 8 years ago

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