Regional Australia Bank home loans

4.1
Based on 32 Regional Australia Bank home loan product reviews.
Fact Checked

Regional Australia Bank (previously known as Community Mutual Group) is a member owned lender that has been providing Aussies with finance solutions for over 45 years. Because Regional Australia Bank is owned by its members, its focus is on keeping home loan rates and fees as low as possible while giving borrowers the flexible features they need.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 426 home loans using the filters.
Last updated 14 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Fixed Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.53 % p.a.
    Fixed 3 years
    Comparison rate
    7.34 % p.a.
    Initial monthly repayment
    $2,848
    No Partner link

  • Fixed Home Loan

    • Investment
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.73 % p.a.
    Fixed 3 years
    Comparison rate
    7.74 % p.a.
    Initial monthly repayment
    $2,912
    No Partner link

  • Fixed Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    7.01 % p.a.
    Fixed 3 years
    Comparison rate
    6.88 % p.a.
    Initial monthly repayment
    $3,330
    No Partner link

  • Fixed Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    7.62 % p.a.
    Fixed 3 years
    Comparison rate
    7.41 % p.a.
    Initial monthly repayment
    $3,537
    No Partner link

  • Basic Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,995
    No Partner link

  • Basic Home Loan

    • Investment
    • Principal & Interest
    • LVR <60%
    Interest rate
    6.13 % p.a.
    Variable
    Comparison rate
    6.15 % p.a.
    Initial monthly repayment
    $3,040
    No Partner link

  • Mortgage Offset Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    6.20 % p.a.
    Variable
    Comparison rate
    6.22 % p.a.
    Initial monthly repayment
    $3,062
    No Partner link

  • Mortgage Offset Home Loan

    • Investment
    • Principal & Interest
    • LVR <60%
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.36 % p.a.
    Initial monthly repayment
    $3,108
    No Partner link

  • Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.36 % p.a.
    Variable
    Comparison rate
    6.70 % p.a.
    Initial monthly repayment
    $3,114
    No Partner link

  • Basic Home Loan Special

    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.14 % p.a.
    Variable for 36 months and then 6.51% p.a.
    Comparison rate
    6.43 % p.a.
    Initial monthly repayment
    $3,156
    No Partner link

  • Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    6.86 % p.a.
    Variable
    Comparison rate
    7.19 % p.a.
    Initial monthly repayment
    $3,280
    No Partner link

  • Basic Variable Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    7.19 % p.a.
    Variable
    Comparison rate
    7.21 % p.a.
    Initial monthly repayment
    $3,391
    No Partner link

  • Basic Variable Rate

    • Investment
    • Principal & Interest
    Interest rate
    7.59 % p.a.
    Variable
    Comparison rate
    7.61 % p.a.
    Initial monthly repayment
    $3,527
    No Partner link

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Regional Australia Bank home loan ratings

Overall customer rating for Regional Australia Bank home loans

4.1
Based on 32 product reviews.

Customer reviews

Important disclosures

Regional Australia Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

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