The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $50,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | < 90% | $50,000 | $1,000,000 |
| | Owner Occupier | Interest Only | < 80% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 90% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $1,000,000 |
| | Investor | Interest Only | < 80% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $50,000 $1,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $1,000,000
Investor (Interest Only)
LVR < 80%
Loan: $50,000 $1,000,000
n/a
n/a
n/a
n/a
n/a
n/a
2.19% (2.88%*)
n/a
n/a
n/a
n/a
3.03% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
none
yes - free up to $10,000 p.a.
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.03% (3.18%*)
3.03% (3.17%*)
3.03% (3.16%*)
3.13% (3.19%*)
3.23% (3.23%*)
n/a
n/a
3.13% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.43% (3.48%*)
3.43% (3.48%*)
3.09% (3.07%*)
3.53% (3.52%*)
3.63% (3.56%*)
n/a
n/a
3.42% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.23% (3.38%*)
3.23% (3.37%*)
3.23% (3.36%*)
3.33% (3.39%*)
3.43% (3.43%*)
n/a
n/a
3.33% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
n/a
n/a
2.94% (3.22%*)
n/a
n/a
n/a
n/a
3.23% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.63% (3.59%*)
3.63% (3.60%*)
3.19% (3.25%*)
3.73% (3.65%*)
3.83% (3.70%*)
n/a
n/a
3.52% p.a.
$0.00
$200.00
$220.00
$300.00
n/a
$0.00
$550.00
$50,000
$1,000,000
none
80.00%
Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Additional repayments allowed up to $10,000 per year.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Good company.
Read full reviewBecause I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of default.
Read full reviewBecause I'm forced to pay a higher rate, as I'm a stay at home mum and supposedly at risk of default.
Firstmac has more than 30 years' experience in home and investment loans. It is an Australian-owned financial services provider and has written in excess of 68,000 home loans in the past decade. Firstmac manages approximately $5 billion in mortgages and $150 million in cash investments and is a premier sponsor of the Brisbane Broncos.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
