Suncorp Insurance Comprehensive Car Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Comprehensive Advantages Car Insurance

The details shown below are for the Comprehensive Extras Car Insurance

The details shown below are for the Comprehensive Car Insurance

Choose the version of this loan that suits you best

  • Comprehensive Advantages Car Insurance

  • Comprehensive Extras Car Insurance

  • Comprehensive Car Insurance

costs extra

Not Published

$50

Suncorp Insurance Comprehensive Car Insurance

costs extra

Not Published

$50

costs extra

Not Published

$50

Suncorp Insurance Comprehensive Car Insurance

costs extra

Not Published

$50

costs extra

up to 15%

$50

Suncorp Insurance Comprehensive Car Insurance

costs extra

up to 15%

$50

Mozo Review   Suncorp Insurance Comprehensive Car Insurance Review

Last updated: 29 October 2019.

What's hot:
  • Multiple 2019 Mozo Experts Choice Awards

  • $50 online discount

  • 15% multi-policy discount

  • 10% family discount for under 25’s

What's not:
  • $1,400 unlisted young driver excess

Mozo snapshot:

If you’re after a car insurance policy that combines an extensive level of cover with a comforting level of affordability then Suncorp Comprehensive Extras Car Insurance is definitely worth looking into. A multiple 2019 Mozo Experts Choice Award winner in 2019, this policy will have your car covered across a range of potential road-related incidents and has the added benefit of Suncorp’s multi-policy, online and family discounts to make it that little bit more attractive.

Key features:

With Suncorp Comprehensive Extras Car Insurance more than just your physical vehicle is covered. For example, if you own a trailer you will be covered up to the value of $1,000 and you’ll also get an additional $1,000 worth of cover for any personal property that may be stolen or damaged in an accident. This policy also comes packed with features that give you an element of control over your car insurance. Suncorp affords you the freedom to choose who repairs your car and will come to an agreed value with you over the worth of your car, so you’ll know exactly what your payout will be if your pride and joy is written off or stolen.

In saying that, there a few additional extras that aren’t included in the standard version of this policy. For example, if you really value roadside assistance or windscreen cover, you’ll need to opt for these as extras when taking out a Suncorp Comprehensive Extras Car Insurance policy. While Suncorp will cover the costs of a rental for 21 days if your car is stolen, you’ll also need to opt for an additional extra if you want rental costs covered following an accident. And if you’re keen on paying your premiums monthly, this will also cost you a few extra dollars.

Despite providing a comprehensive level of cover, Suncorp’s Comprehensive Extras Car Insurance doesn’t need to break the bank.  Right off the bat, you’ll be able to earn a $50 discount for buying this policy online. Further than this, you’ll be able to earn a 15% discount if you hold three or more insurance policies with Suncorp and young drivers could earn a 10% family discount if their parents have a comprehensive car insurance policy with Suncorp.

Who it's good for:

Insuring your car as a young person can be pretty pricey. So if you’re under the age of 25 and one of your parents has their car insurance covered by Suncorp then it would be pretty smart to snap up that 10% family discount.

Any catches?

Be aware that if a driver under the age of 25 has an accident in your car and isn’t listed on your policy, you’ll be forced to stump up the sizeable $1,400 unlisted young driver excess.

Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $2,100

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

  • Not Published

  • 14 years

  • $50

  • 15% discount if you hold three or more eligible policies with Suncorp.

  • Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).

  • 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed

  • - lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - $0 windscreen excess on first claim each year.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • - Unlimited days, max $100 per day.

  • t at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.

  • Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only.

  • No

  • Up to $750 per item

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

  • Optional Extra

*as voted by the Mozo community

Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $2,100

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

  • Not Published

  • 14 years

  • $50

  • 15% discount if you hold three or more eligible policies with Suncorp.

  • Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).

  • 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed

  • - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - $0 windscreen excess on first claim each year.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • - Up to 21 days.

  • t at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.

  • Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only.

  • No

  • Up to $750 per item

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

  • Optional Extra

*as voted by the Mozo community

Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $2,100

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

  • 15% (VIC)
    15% (TAS)
    15% (NT)
    15% (NSW)
    15% (QLD)
    15% (SA)
    15% (WA)
    15% (ACT)

  • 14 years

  • $50

  • 15% discount if you hold three or more eligible policies with Suncorp.

  • Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).

  • 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed

  • - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • - Up to 21 days.

  • t at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.

  • Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only.

  • No

  • Up to $750 per item

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

  • Optional Extra

*as voted by the Mozo community

Customer Reviews

How are Suncorp Insurance car insurance rated by the Mozo community?

Overall customer rating
8.2/10
Value for money
7.5/10
Policy coverage
8.0/10
Customer service
8.2/10
Claims handling
8.1/10
Trust
8.1/10

Latest reviews of Suncorp Insurance Comprehensive Car Insurance

  • Overall
    10/10
    Will stay with them until I get a better offer

    Only reason I keep this policy going is because if my car is written off I get a new replacement...

    Only reason I keep this policy going is because if my car is written off I get a new replacement regardless of age.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Barry | Queensland

    reviewed about 2 months ago

  • Overall
    9/10
    Fantastic

    Great to deal with. Easy straight forward process and I would recommend them to all my family and...

    Great to deal with. Easy straight forward process and I would recommend them to all my family and friends.

    Value for money
    10/10
    Policy coverage
    7/10
    Customer service
    5/10
    Claims handling
    -1/10
    Trust
    8/10

    Shontae | Tasmania

    reviewed 3 months ago

  • Overall
    8/10
    A name you can trust

    Suncorp CTP has always been the one to use. Pricing is competitive and they are a name you can...

    Suncorp CTP has always been the one to use. Pricing is competitive and they are a name you can trust.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    9/10
    Claims handling
    7/10
    Trust
    8/10

    Samantha | Victoria

    reviewed about 1 year ago

  • Overall
    10/10
    Good

    Great service whenever I’ve had to ring them.

    Great service whenever I’ve had to ring them.

    Value for money
    5/10
    Policy coverage
    6/10
    Customer service
    9/10
    Claims handling
    6/10
    Trust
    10/10

    Tracy | Queensland

    reviewed about 1 year ago

  • Overall
    9/10
    Great

    Best car insurance ever.

    Best car insurance ever.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Joyce | Queensland

    reviewed over 1 year ago

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