The details shown below are for the Comprehensive Car Insurance
The details shown below are for the Comprehensive Advantages Car Insurance
The details shown below are for the Comprehensive Extras Car Insurance
Choose the version of this product that suits you best
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Comprehensive Car Insurance |
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Comprehensive Advantages Car Insurance |
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Comprehensive Extras Car Insurance |
Comprehensive Car Insurance
Comprehensive Advantages Car Insurance
Comprehensive Extras Car Insurance
If you’re after a car insurance policy that combines an extensive level of cover with a comfortable level of affordability, then Suncorp's range of policies are a great place to start. The Comprehensive Extras option provides added value on top of the standard cover, and is definitely worth looking into. A Mozo Experts Choice Exceptional Quality Car Insurance Award winner in 2021, this policy will have your car covered across a range of potential road-related incidents and has the added benefit of Suncorp’s multi-policy, online, family and safe driver discounts to make it that little bit more attractive.
With Suncorp Comprehensive Extras Car Insurance more than just your physical vehicle is covered. For example, if you own a trailer you will be covered up to the value of $1,000 and you’ll also get an additional $1,000 worth of cover for any personal property that may be stolen or damaged in an accident.
This policy also comes packed with features that give you an element of control over your car insurance. Suncorp affords you the freedom to choose who repairs your car and will come to an agreed value with you over the worth of your car, so you’ll know exactly what your payout will be if your pride and joy is written off or stolen.
In saying that, there are a few additional extras that aren’t included in this policy. For example, if you really value roadside assistance or windscreen cover, you’ll need to opt for these as extras when taking out Suncorp Comprehensive Extras Car Insurance. While Suncorp will cover the costs of a rental for 21 days if your car is stolen or after a not-at-fault incident, you’ll need to opt-in if you want rental costs covered following an accident where you are at fault. And if you’re keen on paying your premiums monthly, this will also cost you a few extra dollars.
Despite providing a comprehensive level of cover, Suncorp’s Comprehensive Extras Car Insurance doesn’t need to break the bank. Right off the bat, you’ll be able to earn a $50 discount for buying this policy online. Further than this, you’ll be able to earn a 15% discount if you hold three or more insurance policies with Suncorp.
Young drivers could also earn a 10% family discount if their parents have a comprehensive car insurance policy with Suncorp. And if you're a consistently safe driver, you can slash up to another 15% off when you don't make any insurance claims.
If you don't drive often (less than 10,000km a year) and you're after even more savings, you might consider the low kilometre policy which rewards you with a lower premium for driving less.
This is a car insurance policy that works for the whole family, offering attractive multi-policy and young driver discounts.
Be aware that if a driver under the age of 25 has an accident in your car and isn’t listed on your policy, you could have to stump up the sizeable $1,400 unlisted young driver excess.
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Yes costs extra |
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$695 - $1,595 |
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$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25. |
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15% (VIC) |
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14 years |
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$50 |
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15% discount if you hold three or more eligible policies with Suncorp. |
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Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same). |
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10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp |
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Optional Extra |
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Yes |
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Yes |
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n/a |
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n/a |
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Agreed or Market |
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Yes - within 2 years of original registration |
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Up to $1,000 if damaged or stolen, combined with emergency repairs and options. |
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Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium. |
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Up to $1,000 combined with personal property and emergency options. |
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Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident. |
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Yes - Up to 21 days. |
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Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day. |
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Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle. |
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Up to $1,000 for trailer only. |
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No |
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Up to $750 per item |
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Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages. |
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No |
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Optional Extra |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Yes costs extra |
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$695 - $1,595 |
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$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25. |
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Not Published |
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14 years |
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$50 |
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15% discount if you hold three or more eligible policies with Suncorp. |
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Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same). |
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10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp |
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Optional Extra |
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Yes |
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Yes |
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n/a |
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n/a |
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Agreed or Market |
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Yes - lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new |
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Up to $1,000 if damaged or stolen, combined with emergency repairs and options. |
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Yes - $0 windscreen excess on first claim each year. |
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Up to $1,000 combined with personal property and emergency options. |
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Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident. |
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Yes - Unlimited days, max $100 per day. |
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Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day. |
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Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle. |
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Up to $1,000 for trailer only. |
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No |
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Up to $750 per item |
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Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages. |
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No |
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Optional Extra |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Yes costs extra |
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$695 - $1,595 |
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$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25. |
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Not Published |
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14 years |
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$50 |
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15% discount if you hold three or more eligible policies with Suncorp. |
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Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same). |
|
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10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp |
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Optional Extra |
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Yes |
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Yes |
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n/a |
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n/a |
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Agreed or Market |
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Yes - within 2 years of original registration |
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Up to $1,000 if damaged or stolen, combined with emergency repairs and options. |
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Yes - $0 windscreen excess on first claim each year. |
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Up to $1,000 combined with personal property and emergency options. |
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Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident. |
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Yes - Up to 21 days. |
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Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day. |
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Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle. |
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Up to $1,000 for trailer only. |
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No |
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Up to $750 per item |
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Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages. |
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No |
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Optional Extra |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
I have been with a few insurance companies over the years when I have bought other cars etc. I have found when I have called Suncorp nothing has been a problem for them, when I have asked questions they have answered me & explained until I understood, I have never had to put in a claim but have been informed about excesses etc.
Read full reviewI have been with a few insurance companies over the years when I have bought other cars etc. I have found when I have called Suncorp nothing has been a problem for them, when I have asked questions they have answered me & explained until I understood, I have never had to put in a claim but have been informed about excesses etc.
Good customer service and easy claim process Constant price increases multiple times a year for same product… what once was good value for money is now getting ridiculous
Read full reviewGood customer service and easy claim process Constant price increases multiple times a year for same product… what once was good value for money is now getting ridiculous
I had a no fault claim and was plesently surprised with how efficient The claims team at Suncorp were to arrange a replacement vehicle in no te at all.
Read full reviewI had a no fault claim and was plesently surprised with how efficient The claims team at Suncorp were to arrange a replacement vehicle in no te at all.
Suncorp is very professional, and friendly customer service staff. At times was a little difficult to process claims, but overall outstanding in comparison to other insurance companies.
Read full reviewSuncorp is very professional, and friendly customer service staff. At times was a little difficult to process claims, but overall outstanding in comparison to other insurance companies.
Definitely recommend Suncorp. they’re very easy to contact, everything is quick and can be done from the app. the prices are hefty but you pay for ongoing customer support that are always happy to help. Quality is very important! the whole process from signing up to making a claim, is outstanding. highly recommend.
Read full reviewDefinitely recommend Suncorp. they’re very easy to contact, everything is quick and can be done from the app. the prices are hefty but you pay for ongoing customer support that are always happy to help. Quality is very important! the whole process from signing up to making a claim, is outstanding. highly recommend.