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Suncorp Insurance Comprehensive Car Insurance

The details shown below are for the Comprehensive Advantages Car Insurance

The details shown below are for the Comprehensive Extras Car Insurance

The details shown below are for the Comprehensive Car Insurance

Choose the version of this loan that suits you best

  • Comprehensive Advantages Car Insurance

  • Comprehensive Extras Car Insurance

  • Comprehensive Car Insurance

Monthly premiums available
costs extra
Maximum no claim discount
Not Published
Online discount
$50
Choice of repairer
Monthly premiums available
costs extra
Maximum no claim discount
Not Published
Online discount
$50
Choice of repairer
Monthly premiums available
costs extra
Maximum no claim discount
up to 15%
Online discount
$50
Choice of repairer

Mozo editorial review Suncorp Insurance Comprehensive Car Insurance

Last updated: 2 June 2020.

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What's hot
  • Multiple 2019 Mozo Experts Choice Awards
  • $50 online discount
  • 15% multi-policy discount
  • 10% family discount for under 25’s
What's not
  • $1,400 unlisted young driver excess
Mozo snapshot

If you’re after a car insurance policy that combines an extensive level of cover with a comforting level of affordability then Suncorp's range of policies are a great place to start. The Comprehensive Extras option provides added value on top of the standard cover, and is definitely worth looking into. A multiple Mozo Experts Choice Award winner in 2019, this policy will have your car covered across a range of potential road-related incidents and has the added benefit of Suncorp’s multi-policy, online and family discounts to make it that little bit more attractive.

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Key features

With Suncorp Comprehensive Extras Car Insurance more than just your physical vehicle is covered. For example, if you own a trailer you will be covered up to the value of $1,000 and you’ll also get an additional $1,000 worth of cover for any personal property that may be stolen or damaged in an accident. This policy also comes packed with features that give you an element of control over your car insurance. Suncorp affords you the freedom to choose who repairs your car and will come to an agreed value with you over the worth of your car, so you’ll know exactly what your payout will be if your pride and joy is written off or stolen.

In saying that, there are a few additional extras that aren’t included in this policy. For example, if you really value roadside assistance or windscreen cover, you’ll need to opt for these as extras when taking out  Suncorp Comprehensive Extras Car Insurance. While Suncorp will cover the costs of a rental for 21 days if your car is stolen, you’ll need to opt-in if you want rental costs covered following an accident. And if you’re keen on paying your premiums monthly, this will also cost you a few extra dollars.

Despite providing a comprehensive level of cover, Suncorp’s Comprehensive Extras Car Insurance doesn’t need to break the bank. Right off the bat, you’ll be able to earn a $50 discount for buying this policy online. Further than this, you’ll be able to earn a 15% discount if you hold three or more insurance policies with Suncorp. Young drivers could also earn a 10% family discount if their parents have a comprehensive car insurance policy with Suncorp.

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Who is it good for

This is a car insurance policy that works for the whole family, offering attractive multi-policy and young driver discounts.

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Any catches

Be aware that if a driver under the age of 25 has an accident in your car and isn’t listed on your policy, you’ll be forced to stump up the sizeable $1,400 unlisted young driver excess.

Details

Rates and fees information correct as at 10 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $2,100

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

  • Not Published

  • 14 years

  • $50

  • 15% discount if you hold three or more eligible policies with Suncorp.

  • Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).

  • 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed

  • - lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - $0 windscreen excess on first claim each year.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • - Unlimited days, max $100 per day.

  • Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.

  • Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only.

  • No

  • Up to $750 per item

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

  • Optional Extra

*as voted by the Mozo community

Details

Rates and fees information correct as at 10 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $2,100

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

  • Not Published

  • 14 years

  • $50

  • 15% discount if you hold three or more eligible policies with Suncorp.

  • Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).

  • 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed

  • - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - $0 windscreen excess on first claim each year.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • - Up to 21 days.

  • Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.

  • Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only.

  • No

  • Up to $750 per item

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

  • Optional Extra

*as voted by the Mozo community

Details

Rates and fees information correct as at 10 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $2,100

  • $400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.

  • 15% (VIC)
    15% (TAS)
    15% (NT)
    15% (NSW)
    15% (QLD)
    15% (SA)
    15% (WA)
    15% (ACT)

  • 14 years

  • $50

  • 15% discount if you hold three or more eligible policies with Suncorp.

  • Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).

  • 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed

  • - within 2 years of original registration

  • Up to $1,000 if damaged or stolen, combined with emergency repairs and options.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $1,000 combined with personal property and emergency options.

  • Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.

  • - Up to 21 days.

  • Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.

  • Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.

  • Up to $1,000 for trailer only.

  • No

  • Up to $750 per item

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

  • Optional Extra

*as voted by the Mozo community

Customer Reviews

How are Suncorp Insurance car insurance rated by the Mozo community?

Overall customer rating
8.2/10
Value for money
7.5/10
Policy coverage
8.0/10
Customer service
8.2/10
Claims handling
8.1/10
Trust
8.1/10

Latest reviews of Suncorp Insurance Comprehensive Car Insurance

  • Overall 10/10
    Fantastic customer service!

    New car replacement for the life of policy providing no breaks in policy was the reason I signed with Suncorp Insurance when buying a new car. I considered changing insurers when I lost my job, it meant changing to an insurer that didn’t have the new for old replacement, or the included extras, or a heap of other benefits, however premium was much cheaper. I spoke to Suncorp and they reduced my premium to an even better amount for a 12 month period, keeping my new for old policy and all the extras! Customer service agents that understand and acknowledge real life situations!

    Read full review

    New car replacement for the life of policy providing no breaks in policy was the reason I signed with Suncorp Insurance when buying a new car. I considered changing insurers when I lost my job, it meant changing to an insurer that didn’t have the new for old replacement, or the included extras, or a heap of other benefits, however premium was much cheaper. I spoke to Suncorp and they reduced my premium to an even better amount for a 12 month period, keeping my new for old policy and all the extras! Customer service agents that understand and acknowledge real life situations!

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Annette, Queensland reviewed about 2 months ago
  • Overall 10/10
    Will stay with them until I get a better offer

    Only reason I keep this policy going is because if my car is written off I get a new replacement regardless of age.

    Read full review

    Only reason I keep this policy going is because if my car is written off I get a new replacement regardless of age.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Barry, Queensland reviewed 9 months ago
  • Overall 9/10
    Fantastic

    Great to deal with. Easy straight forward process and I would recommend them to all my family and friends.

    Read full review

    Great to deal with. Easy straight forward process and I would recommend them to all my family and friends.

    Value for money
    10/10
    Policy coverage
    7/10
    Customer service
    5/10
    Claims handling
    -1/10
    Trust
    8/10
    Less
    Shontae, Tasmania reviewed 10 months ago
  • Overall 8/10
    A name you can trust

    Suncorp CTP has always been the one to use. Pricing is competitive and they are a name you can trust.

    Read full review

    Suncorp CTP has always been the one to use. Pricing is competitive and they are a name you can trust.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    9/10
    Claims handling
    7/10
    Trust
    8/10
    Less
    Samantha, Victoria reviewed over 1 year ago
  • Overall 10/10
    Good

    Great service whenever I’ve had to ring them.

    Read full review

    Great service whenever I’ve had to ring them.

    Value for money
    5/10
    Policy coverage
    6/10
    Customer service
    9/10
    Claims handling
    6/10
    Trust
    10/10
    Less
    Tracy, Queensland reviewed over 1 year ago
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