The details shown below are for the Comprehensive Advantages Car Insurance
The details shown below are for the Comprehensive Extras Car Insurance
The details shown below are for the Comprehensive Car Insurance
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Comprehensive Advantages Car Insurance |
| | Comprehensive Extras Car Insurance |
| | Comprehensive Car Insurance |
Comprehensive Advantages Car Insurance
Comprehensive Extras Car Insurance
Comprehensive Car Insurance
If you’re after a car insurance policy that combines an extensive level of cover with a comfortable level of affordability, then Suncorp's range of policies are a great place to start. The Comprehensive Extras option provides added value on top of the standard cover, and is definitely worth looking into. A Mozo Experts Choice Award winner in 2020, this policy will have your car covered across a range of potential road-related incidents and has the added benefit of Suncorp’s multi-policy, online, family and safe driver discounts to make it that little bit more attractive.
With Suncorp Comprehensive Extras Car Insurance more than just your physical vehicle is covered. For example, if you own a trailer you will be covered up to the value of $1,000 and you’ll also get an additional $1,000 worth of cover for any personal property that may be stolen or damaged in an accident.
This policy also comes packed with features that give you an element of control over your car insurance. Suncorp affords you the freedom to choose who repairs your car and will come to an agreed value with you over the worth of your car, so you’ll know exactly what your payout will be if your pride and joy is written off or stolen.
In saying that, there are a few additional extras that aren’t included in this policy. For example, if you really value roadside assistance or windscreen cover, you’ll need to opt for these as extras when taking out Suncorp Comprehensive Extras Car Insurance. While Suncorp will cover the costs of a rental for 21 days if your car is stolen, you’ll need to opt-in if you want rental costs covered following an accident where you are at fault. And if you’re keen on paying your premiums monthly, this will also cost you a few extra dollars.
Despite providing a comprehensive level of cover, Suncorp’s Comprehensive Extras Car Insurance doesn’t need to break the bank. Right off the bat, you’ll be able to earn a $50 discount for buying this policy online. Further than this, you’ll be able to earn a 15% discount if you hold three or more insurance policies with Suncorp.
Young drivers could also earn a 10% family discount if their parents have a comprehensive car insurance policy with Suncorp. And if you're a consistently safe driver, you can slash up to another 15% off when you don't make any insurance claims.
If you don't drive often (less than 10,000km a year) and you're after even more savings, you might consider the low kilometre policy which rewards you with a lower premium for driving less.
This is a car insurance policy that works for the whole family, offering attractive multi-policy and young driver discounts.
Be aware that if a driver under the age of 25 has an accident in your car and isn’t listed on your policy, you’ll be forced to stump up the sizeable $1,400 unlisted young driver excess.
Yes costs extra
$500 - $2,100
$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.
Not Published
14 years
$50
15% discount if you hold three or more eligible policies with Suncorp.
Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
Optional Extra
Yes
Yes
n/a
n/a
Agreed
Yes - lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new
Up to $1,000 if damaged or stolen, combined with emergency repairs and options.
Yes - $0 windscreen excess on first claim each year.
Up to $1,000 combined with personal property and emergency options.
Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.
Yes - Unlimited days, max $100 per day.
Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.
Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.
Up to $1,000 for trailer only.
No
Up to $750 per item
Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
No
Optional Extra
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Yes costs extra
$500 - $2,100
$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.
Not Published
14 years
$50
15% discount if you hold three or more eligible policies with Suncorp.
Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
Optional Extra
Yes
Yes
n/a
n/a
Agreed
Yes - within 2 years of original registration
Up to $1,000 if damaged or stolen, combined with emergency repairs and options.
Yes - $0 windscreen excess on first claim each year.
Up to $1,000 combined with personal property and emergency options.
Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.
Yes - Up to 21 days.
Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.
Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.
Up to $1,000 for trailer only.
No
Up to $750 per item
Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
No
Optional Extra
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Yes costs extra
$500 - $2,100
$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for inexperienced drivers over 25.
15% (VIC)
15% (TAS)
15% (NT)
15% (NSW)
15% (QLD)
15% (SA)
15% (WA)
15% (ACT)
14 years
$50
15% discount if you hold three or more eligible policies with Suncorp.
Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
Optional Extra
Yes
Yes
n/a
n/a
Agreed
Yes - within 2 years of original registration
Up to $1,000 if damaged or stolen, combined with emergency repairs and options.
Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.
Up to $1,000 combined with personal property and emergency options.
Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.
Yes - Up to 21 days.
Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.
Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.
Up to $1,000 for trailer only.
No
Up to $750 per item
Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
No
Optional Extra
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Suncorp advised me twice if my car spun 3 times in the air they would never write my car off. This is because I have a new for old policy. They scam you
Read full reviewSuncorp advised me twice if my car spun 3 times in the air they would never write my car off. This is because I have a new for old policy. They scam you
I had my new car written off by my approved repairer. Suncorp shopped around until they found repairer who was so quiet due to pandemic that they would repair. I have since found out the assessor has “under the table” cash arrangement with repairer. Complaints and communication practically non existent. Still haven’t had car repairs after 4 months. First and last time I’ll ever use Suncorp.
Read full reviewI had my new car written off by my approved repairer. Suncorp shopped around until they found repairer who was so quiet due to pandemic that they would repair. I have since found out the assessor has “under the table” cash arrangement with repairer. Complaints and communication practically non existent. Still haven’t had car repairs after 4 months. First and last time I’ll ever use Suncorp.
Vero by Suncorp was easy to set up, clear and transparent. I have yet to make a claim, so perhaps my views will change, but all the initial work was painless.
Read full reviewVero by Suncorp was easy to set up, clear and transparent. I have yet to make a claim, so perhaps my views will change, but all the initial work was painless.
Only company to be insured with good reason, is that are respected by the panel beating industry and I am lead to believe that are very fair to deal with.
Read full reviewOnly company to be insured with good reason, is that are respected by the panel beating industry and I am lead to believe that are very fair to deal with.
A typical insurer, expect the expected.
Read full reviewA typical insurer, expect the expected.
